About me

Cool_Abyss

Moderator

Hobby:

sketching

Stats
Member since:	May 13th 08
Total Posts:	2915
Profile Visits:	2185
Debtcc Points
Earned From Forum:	17199
Earned From Social Answers:	40
Earned From Reference:	0
Earned From Moderation:	0
Total Earned:	17239
Contributions
Replies in Forum:	12
Answers Edited:	1
Questions Answered:	5
Threads started in Forum:	12
Threads replied in Forum:	1370
Number of Friends:	5

Talk with the fellow community members through instant messages

Recent messages

9th February 2012

Anonymous said:

What if you have a payday loan from along time ago and you cant find information on the company?

9th February 2012

Anonymous said:

What if you have a payday loan from along time ago and you cant find information on the company?

27th January 2012

Unregistered said:

Wow, this is in every respcet what I needed to know.

10th April 2011

Cyndy said:

I'm having trouble with PDLs and I was wondering when is it that you send the letters to revoke the ACH transaction, before or after you close your account? Do you go to your bank and tell them that these charges are fraudulent? Also, What about getting your checks direct deposited? How do I handle that? Also, What about calls to the employer, when you've asked them not to call? How do you handle that? I'm new to the site and I've read many of the posts, but I'm just not sure where to start and I have two more transaction coming out tomorrow.

8th October 2010

Unregistered said:

Hey, I recently posted the "do I need a consumer lawyer?" question....is this posted in the wrong section of this board or does the question seem unclear? I would appreciate any help or advice you could offer.....thx in advance

12th February 2010

tsacgiv said:

Happy valentine�s day dearest cool abyss.

28th August 2009

tsacgiv said:

HAVE A HAPPY WEEK END COOL ABYSS.I DIDNT GET TO DELETED MY OTHER MESSAGE COOLABYSS.

28th August 2009

tsacgiv said:

HAVE A HAPPY WEEK END COOLABYSS.

22nd August 2009

tsacgiv said:

HAVE A GREAT WEEK END COOLABYSS,

18th August 2009

tsacgiv said:

HAVE A GREAT WEEK COOL ABYSS.

16th June 2009

fixingit said:

I just realized they are US FAST cash, too. I've had loans with them I've overpaid as well...nothing open now. I'm going to file BBB, FTC complaint and Texas AG complaint on US Fast cash as well and demand refund. That account is already PIF. THey are not budging......not calling me (well at least not today).....PDL VEntures / ROcky boy...UGGHHHH - wasted almost 2 hours on phone with them today.

15th June 2009

fixingit said:

Hey as I'm researching Ameriloan I saw your settlement info about contacting their processor...Does this still help? And what did you tell the processor?

15th June 2009

fixingit said:

Thanks......I would be willing to settle the 550 I guess since my stupidity in doing all these loans even though they are illegal....They want almost 700 though with a min 160 down ...

12th June 2009

fixingit said:

Okay..........Ameriloan- I had loan of 550 dollars but this is one of multiple loans with them and overpaid other loans by over $2000. Did not make a payment on this 550 loan - now they are setting it at over $700 demanding 4 payments of 160, 180, 180 and 180. I feel I owe them nothing - so far they have been nastiest. Am I gonna get anywhere with them or banging my head against a wall? I saw your post about them from last year that they don't play....Just curious your thoughts.

12th June 2009

tsacgiv said:

THANK YOU DEAREST COOL ABYSS.

11th June 2009

tsacgiv said:

HELLO GREAT FRIEND.

10th June 2009

tsacgiv said:

HELLO DEAREST COOL ABYSS.

4th June 2009

jaclynkat said:

can you take a look at my situation its titled "they said they would take me to court" just for some advice please

3rd June 2009

fixingit said:

Okay thanks so much.....I sent response to BBB on that saying point is they are illegal in texas and even if they weren't illegal the rollovers....

3rd June 2009

Cool_Abyss said:

The chargers. Please register here on the site so we can PM you. Start a new thread in the PDL forum. Please list all the names of your PDLs, amount borrowed and paid so far, and wether they are storefront or internet.

3rd June 2009

fixingit said:

Advice...Ameriloan sent this response to BBB I "05/27/2009 WEBBBBRECEIVE BUSINESS RESPONSE : To Whom It May Concern:We recognize this complaint as a RESPONSE to a template of a form letter circulating the Internet. This form letter is full of mis-leading and inaccurate information. Unless this customer has a specific complaint regarding the handling of their account, we do not believe a response is warranted. Thank you for your consideration in this matter." THis is not a response to the things I said that they are not licensed in my state!!!! Any advise on handling?

1st June 2009

fixingit said:

No thank you soooo much....I've sent my payroll an email saying I cannot and will not authorize any voluntary wage assignments...totally embarrassing...but oh well. I'm just surprised I haven't heard ANYTHING and first payments were missed on Friday. It is like waiting for the bottom to fall out. I know I won't be so lucky as to have them just say "oh well, she paid us enough we'll leave her alone"....yeah, RIGHT! anyway thanks so much.

1st June 2009

fixingit said:

can someone kick this ahole guest off?

31st May 2009

Bossy4455 said:

Thanks! Been really busy with the ebay hting, but all in all going well! Take Care..karen

26th May 2009

nailwoman27 said:

You helped me previously, but can you help me one more time. I need information on Ace Cash Services. I live in Utah and I had an internet payday loan with them. 250. was the loan amount. I have already paid 75.00. They are calling for settlement of $355.00

26th May 2009

Bossy4455 said:

Wanted to stop in and say hi!!..karen

20th May 2009

fixingit said:

IF you don't answer the phone or return their calls don't thye just escalate to calling your references, boss? what do you in your experience think is the best thing to tell your boss/family to say if they call them ....just tell them to hang up?

14th May 2009

Cool_Abyss said:

Meaning PDLs. They can try but you can send a wage assignment revoke letter to prevent this. You can also send a cease

12th May 2009

Cool_Abyss said:

Yes please start a new thread in the PDL forum listing all your loans and the amounts borrowed/paid on each.

28th April 2009

Bossy4455 said:

You are welcome- I though maybe someone was trying to post as you..LOL..karen

18th March 2009

etooker said:

i am sorry to bother you but is there a way to change my member name i am afraid that Bob Zahner is reading these posts

18th March 2009

etooker said:

hi i have the 500fastcash thread going how do i delete my name from there, i am afraid that the guy that that posted is bob zahner from 500fastcash

3rd March 2009

williecollinsjr said:

well i owe Fast cash 230.00 cash 2 go 230.00 quick check advance 230.00 neighbor title loan 230.00 express cash 230.00 and installment 65.00 monthly i owe 2 payments cash exchange 230.00 check advance 230.00 and 600.00 installment loan 124.00 monthly... what can i do to get out of this mess. i be so stress i have lost over 80lbs

8th February 2009

paulmergel said:

so am i and alot of others.what these cretins who run the pdl's and bottomfeeder collection agencies would be running amuck even more.

5th February 2009

paulmergel said:

same here,free from the pdl's and helping however i can.i'm good.

4th February 2009

paulmergel said:

hello,love the new avatar.how are you?

11th November 2008

ericha1083 said:

Hello, I have read in a forum how you got out of 11 payday loans. That is amazing. I currently have 6 and I really can't affor them any longer. I know the first thing to do is to close my bank account which i will do tomorrow. Can you please give me advice as in what to do next after i close my account. Should i wait until the checks bounce before i contact them?Thank you in advance.

25th September 2008

paulmergel said:

thanks anya.that troll was tough.i appreciate the show of confidence and support.

2nd July 2008

mobile0311 said:

is that a new avatar ? its cool

2nd July 2008

goudah2424 said:

Just an FYI - When you post in bold some people will interpret it as yelling . . . . . Just wanted to make you aware.