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NASCAR_Devil

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Location:

Texas

Hobby:

NASCAR and messing with Collection Agencies

Stats
Member since:	Jun 20th 08
Total Posts:	4687
Profile Visits:	3780
Debtcc Points
Earned From Forum:	30393
Earned From Social Answers:	40
Earned From Reference:	0
Earned From Moderation:	0
Total Earned:	30433
Contributions
Replies in Forum:	48
Answers Edited:	1
Questions Answered:	6
Threads started in Forum:	52
Threads replied in Forum:	2753
Number of Friends:	1

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Recent messages

5th December 2011

Anonymous said:

Hi there. Relatively new to Debtconsolidationcare.com Don't even know if you're still active, but if your hobby is playing with CRA's.....
Question, if you're available:

I've read through the FCRA. It does not contain the information I'm looking for.
In regards to putting negative reporting on a credit report, what 'proof' is a CRA required to have/check before adding a negative report?
When disputing a negative, the CRA's surely must have certain data other than 'the creditor told me it was a valid debt'.
Where might these rules be found? Unless I'm missing something, it's NOT in the FCRA.

(Context: I want to dispute with my CRA's. Years back I did that once and they're response was basically "No, it's good." I want to b e able to ask them for specfic things that they must prove they have.. Thus need to find specifics required by law.)

And I have yet to see specifics on that or even reference to it anywhere on the site here....

Thanks.

Joshua

27th March 2012

Raider said:

Hi ND, was wanting your advice on something if you would be so kind...got a letter about a month ago from Capital Mgmt Svcs, on behalf of DB Servicing, original creditor was Discover Card...amount $ 9,940* I send debt validation letter and communicate only in writing via mail, no calls. *Ffwd to month later, still no validation but get an offer to settle for 20%; $1983 within 10 days, or call/write to make arrangements blah blah. *Heres the deal also...I have proof of delivery of my letter and ret recpt. *They have called 7 times after receipt and also have not validated debt. *Do you suggest I provide them with copy/proof of violations and suggest in lieu of filing FDCPA violations they zero the account and mark credit paid as agreed? Or should I accept a decent 20% offer and pay over 6 months since I cannot pay all now? I am in Texas...another agency law firm closed my account just upon receipt of validation letter...I think CMS is trying a last ditch method and tax season effort here...thanks so much! Raider

13th May 2011

Unregistered Maria said:

I have just started receiving call from Joe Pezzuto's office and from what I've been reading on the internet, I am scared to death. I am 63 years old, my new business that I started at the end of 2008 went belly up in May 2009. I am only getting unemployment. I tried to make arrangements to others before he got this account but none of them were co operative enough for me to pay off the debt. I've made arrangements and settled with all of the others, but this is the last one and I can't get any relief. What can I do at this point to stop this harrassment.

24th August 2009

Bossy4455 said:

I am sorry to hear that your other site closed--Post when you can, you are a big help to the forums! I have been really swwamped with my EBay thing--mailing out 5-9 everyday--which is good- but not much time for anything else!! Take Care..karen

23rd August 2009

s_evans64 said:

Thank you, that will work for some people I rented my upstairs to last year. My phone has been busy with 866 and blocking doesn't work.

22nd August 2009

Bossy4455 said:

Wanted to say hi,haven't talked with you in a while--hope you are doing well..karen

18th August 2009

tsacgiv said:

HAVE A GREAT WEEK NASCAR DEVIL.

4th August 2009

KRenne12 said:

Who is starcashprocessing.