About me

cajunbulldog

Moderator

Stats
Member since:	Dec 20th 06
Total Posts:	4831
Profile Visits:	2574
Debtcc Points
Earned From Forum:	41872
Earned From Social Answers:	30
Earned From Reference:	0
Earned From Moderation:	0
Total Earned:	41902
Contributions
Replies in Forum:	74
Questions Answered:	4
Threads started in Forum:	74
Threads replied in Forum:	2579

Talk with the fellow community members through instant messages

Recent messages

28th January 2012

Unregistered said:

You're the gresaett! JMHO

27th January 2012

Unregistered said:

Yup, that'll do it. You have my appreciaoitn.

31st July 2009

tsacgiv said:

HELLO FRIEND CAJUNBULDOG HAPPY BIRTHDAY!!!

18th July 2009

tsacgiv said:

HELLO CAJUNBULDOG.

17th June 2009

tsacgiv said:

HELLO CAJUNBULDOG.

10th June 2009

tsacgiv said:

HELLO DEAREST CAJUNBULDOG.

19th May 2009

t_telle said:

I've read some of your prior postings and felt you assistance was helpful. Hoping you might have some information regarding my post that might help.Here's a copy of my post from May 14, 09.After being laid off in the fall of 2006 and unable to land a new permanent position I had credit card debt with HSBC that was charges off in Dec 2006 and subsequently purchased by Worldwide Asset Purchasing. While the original debt was with HSBC I had made a number of attempts to settle the debt, etc before it was charged off, but was unable to come to terms with HSBC. The HSBC charge off is listed on my Experian credit report as a negative credit item. After the debt was sold to Worldwide, it has been transferred to a number of collection agencies. Worldwide also is listed on my credit report as a negative credit item (although none of the actual collection agencies used by them are on my report). Prior to finding this site, but knowing CAs purchase debt for pennies on the dollar, I had attempted settlement offers with a couple of the agencies. After some unexpected money from a tax refund, I recently contacted the CA I thought held the account to try another settlement offer to learn the debt has been returned to Worldwide. The contact number I was giving for Worldwide was no longer a working number, so I got online to attempt to find some information when I came upon this website. After some research, I located West Asset Mgmt, which had bought Worldwide, contacted them and learned the account has been transferred to Receivable Management Solutions. I have not received any written notification from RMS as of yet. It is possible they may have called, but i no longer answer unidentified calls. I don't necessarily dispute the final amount of $7789 with HSBC, (although they tacked on huge fees toward the end of the account,) but the amount Worldwide is attempting to collect is $8414.18. From what I've read, Worldwide and all of their subsidiary collection agencies are among the worst CAs to try to deal with. Looking for some advise on how to handle or possibly work with these disreputable companies, if that is even possible. Should my next line of attack be to request debt validation with Worldwide and send a notice to the credit bureau I am disputing the claim? Do I need to also make a debt validation request with RSM? I'm uncertain how to proceed with the shell game they play. I would like to get this cleared up and off my credit report, as the negatives on my report have cost me positions with two companies. I am still looking for a permanent position and certainly don't have funds to pay off this full amount due. It is my understanding regardless of whether this is cleared up with Worldwide, the negative HSBC will remain on my credit report. Does anyone know if this is correct or can I have this disputed on the credit report if the debt is ever cleared up with Worldwide? Thanks much!

5th February 2009

paulmergel said:

hello cajun,haven't seen you in awhile.how are you?

29th December 2008

tsacgiv said:

I MISSED YOU AND YOUR FANTASTIC POSTS.

26th December 2008

tsacgiv said:

HELLO GREAT CAJUNBULDOG HAVE A WONDERFUL 2009!!!