I have $200,000 in unsecured debt. I used to make a lot of money, but now I only make $60,000 per year. I could probably borrow $30-40K from family. Is there any hope for me, or do I have to file BK?
Hey girlie!! HOpe you are doing ok--wanted to wish youan early Happy Birthday-it's on the 31st of December, right? I thought it was the same day as my anniversayr! Pm me soon..love ya..karen
Hey there - just reading some of your advice. So if an IPDL is not licensed in my state, they cant garnish my wages or file for a writ of garnishment? Thanks in advance! John
hi fins,how are you?great game yestreday.don't worry i predict the fins and jets will both finish 7-9.the shocker,now with brady outmy sisters bills will take the division.talk to you soon.
I haven`t heard from you in a while. I hope all is well. Its finally football season . The fins should be much better this year. You have a better QB and Rick Williams laid off the weed . Should be a good year :)
Thats true , If he had gotten Drew Brees he would most likely still be your coach. You are right. He and the doctors who advised against picking up Brees screwed the pooch big time.
Hello fins fan , how have you been ? I hope all is well. I hope I didn`t offend you when I mentioned Nick Saban. Not to many Dolphins fans like to here that name. I am just happy to have him as a coach because Bama has sucked for a while and love him or hate him he is a good college football coach and a great recruiter. They didn`t do bad in the draft . I think their Defense will be much better this season. I miss football so much . I can`t wait till August. Well take care and have a great weekend
Finsfan13, please check the sixth post down on page 20. Someone used my log in and posted as me. Allowing this practice damages the integrity of the board.
Oh come on. lol . He is an excellent coach and an awesome recruiter . Besides you guys are better of by him leaving anyways. Tony Sparano and Bill Parcells will do a better job. Most of the time when a college coach tries to coach pro teams they fail. I think Nick Saban realized this and wanted to leave when his stock was still high. At least he didn`t leave during the season like Bobby Petrino with the falcons. I really feal the dolphins are going in the right direction finally . But i will take a few years.
fins - Hope you have a great and relaxing holiday weekend! I wish you guys would trade for Brady Quinn. I hate to see him sitting on the bench in Cleveland, even though he's in his home state. I want to the Mighty Quinn play!! The one good thing going for you is that you have a football guy running the show - Parcells.
Oh yeah. I used to be a huge NBA fan way back when, but it mostly bores me to tears now. I usually tune in for the 4th quarter or last five minutes. Portland Trail Blazers fan again - I say again because I've hated what they'd become since about 1992. Now they've got some good people running the organization, but they really screwed the fans and employees big time for about 15 years. I was there in 1977 when the Blazers won the championship. Best basketball team I've ever seen. They could beat anybody today. Jack Ramsay was my neighbor. One day, my dream is to have a sports memorabilia TV room and the themes will be ND football and the 1977 Blazers, and a little bit of the Blazers from 1990-1992 when Drexler, etc. made their run. I LOVE college hoops. I follow my alma mater, the University of Portland, and their conference, the WCC, pretty avidly. I also follow ND basketball to some extent, but not even close to the interest I have to ND Football. ND Football is LIFE to me 24/7/365!! Well, I'm exaggerating a little - but not too much.
I WISH NOBODY FORGET ABOUT ME IN THE FORUM BECAUSE DEBT CONSOLIDATION CARE MEMBERS ARE FANTASTIC FRIENDSTO ME AND DO NOT FORGET FINS YOU ARE THE FIRST GUARDIAN ANGEL FOR ME.
Fins - Jimmy Clausen is the LEAST of my concerns. He will be a GREAT QB IF the O-Line protects him. He should be further along next year than Quinn was as a sophomore. What a lot of people don't know is that he played with a bad elbow all of lastyear. He just was not physically ready because of his surgety. He is up to 212 now and really looks physically strong and his arm is now 100% He made throws in the spring that Weis said he never would have been able to make last year. Hughes is a BEAST at RB, and the three young receivers they have coming in will surprise a lot of people, Michael Floyd, Deion Walker, and John Goodman. Floyd will play right away, and Walker is very talented. Goodman, a lot of people like to compare to Samardzija. He should surprise a lot of people. But it still all comes down to the O-Line. Left Tackle is a big concern. The other spots should be pretty solid (knock on wood), but LT is a real concern in pass protection (protecting Clausen's blind side). We're just LOADED at RB - Hughes, Armando Allen, Aldridge (he's never been the same since his ACL injury), Jonas Gray (incoming freshman). For 2009 recruiting, we already have committments from 2 RB's. One of them, Cierre Wood, is the #1 ranked RB in the nation, and the top rated player in California. That's three years in a row Weis has pulled the top player in California to South Bend (Clausen, Dayne Crist (QB), and now Wood). But it still boils down to the big uglies up front - the O-Lineman.
I agree that there's no excuse for losing at home to Navy and Air Force. We should have been somewhere between 5-7 and 7-5 would have been a miracle considering how few juniors/seniors we had. If Weis goes 7-5 this year, he will be back. He should be able to do that as the schedule is much more accomodating this year and it's not so front-loaded. The whole key to this year will be the offensive line. We've got a very talented young QB, a stable of really good RB's some really good young WR's coming in (remember the name Michael Floyd). If the line can open up some holes and protect Clausen, the offense should be better (couldn't be much worse). The defense will be better. Secondary is really good, but the D-Line and inside LB's are thin. I'm worried teams will be able to run it up the gut all day on us. Weis hired Jon Tenuta from Ga. Tech, so they will be much more aggressive this year on D. Now, if we can just find a kicker who can make a FG from 35 yards in once in a while, we'll be better.
Yeah, I understand the New England-Miami thing, but he is a great fit for ND. He knows how to recruit and sell ND. I have to disagree with you about Willingham. His last two recruiting classes are the main reason ND was so bad last year. He recruited 2 offensive lineman - TOTAL - in his last two years. That's one per year. That's grounds for immediate termination right there. That set the program back 5 years. Only becasue CW has recruited so well have we been able to catch up so quickly. It's no secret why the O-Line was so bad last year. 2/3 of our roster were sophomores and freshman last year. You're not going to be very successful when only 1/3 of your roster are juniors and seniors. Weis will be here for a long time. he just has to survive this year. The recruits he has coming in are just incredible. People better get in their shots this year, because by 2009-010, they are not going to believe how much talent ND has.
Have you ever been to an ND home football game or been on campus? If you haven't, it's a must, even if you're not an ND fan (which you are anyway). I HATE Michigan, but I HATE BC and Ohio State and Penn State even more. I grew up watching the old NFL film highlight shows in the 60's and 70's when I was a kid. God, those are classic with John Facenda. They did one on ND football that is just the best. Why no love for Charlie? By 2009-010 they are going to be so talented it's scary. His last two recruiting classes have been unbleievable. Last year was a fluke I think (I hope). Just a lot of things that created the perfect storm. It didn't help that Willingham's last two classes were the two worst back-toback recruiting classes in ND history, and they were juniors and seniors last year. I think CW's the right guy for the job, I really do.
Hi! A garnishment for a consumer debt in all garnishment states is 25%. The amount of the debt seems high, there would be court fees and attorney fees added on, but you should get a copy of the judgement so you can break it down. It is nearly impossible to stop a garnishment without filing bankruptcy, but if it is a financial strain you can file insolvency. This could reduce the amount a lot..If you contact your local court they can help you start the process. I'm sorry about your troubles, please let me know if I can help.
I HAVE A BIG DONATION OF 5562 POINTS IN MY NAME FOR SPANISH EYES ANDI DONT WANT PEOPLE THINK I WANT THESE POINTS FOR ME.I DO NO TO MAKE THE TRANSFER TO SPANISH EYES AND GOUDAH AND CANNR ARE NOT HERE.
Hi girlie. My phone was acting weird and I didn't get your text message. Grrrrr....Things are chaos as usual. My job drives me crazy, I've been training classes a lot...I'm exhausted.
man, thats pretty funny that we all came up with the same idea on this one....Mike actually asked me about if I wanted to be named as a mod, and I said yes....I hope it happens, and I look forward to working with you guys and gals to keep this place rolling...Jon
hiya fins--I hope that nothing I posted in that thread made you feel like I was questioning what you do here as a mod! I certainly dont think that you mods dont do your jobs and that was never the message I wanted to display, I hope that isnt how I came across. If it was, then please accept my apology! I know what it takes to moderate a forum and I know that at times it isnt an easy task, and all of you do a fantastic job of keeping this forum running as smoothly as it does!
Hey Finsfan13, I'm ok, just trying to muster the strength to start the battle with getting my credit reports right, student loan and things have been a little rocky at work. I guess I needed to be alone for awhile and at the same time I new you and sassnlucy where there. Sorry if I worried any one. I know that I have a great resource here and good friends who care and I will never give that up for anything. Love, Luke
Aw, I thought you were still on at the same time as me! :( I think you get home earlier than me! Let's get together and chat soon. I get off at 4:30 now-new schedule starts tomorrow!
Ahhhhh okay, I figured it was one or the other. I swear I think my white Boxer is actually an ABD, I've seen pics of ABD's and they are identical to what my Boxer looks like.
Im here. Just deprerssed. I cant get any help with my 25 year old student loan and just scared, donkt know what to do. The soaplady here did not seem very interested in me and I see her helping people all the time with the same problem, just hurt, thats all. How are you fins, hope you had a great christmas and a great new year too.
THE ONLY THINK HE WAS RIGHT WAS ABOUT MY ENGLISH AND I KNOW MY ENGLISH IS TERRIBLE BUT I'M A SENSITIVE PERSON AND I KNOW TO USE WORDS BETTER THAN BAD PEOPLE.
MY DAUGHTER COOKS BETTER THAN ME AND SHE HAVE A CURSE OF CHEF BUTSHE IS SLIM AND SHE PREPARE VERY GOOD FOOD FOR HER DAUGHTERS(3)AND THEY ALWAYS EAT HER FOOD IN SCHOOL AND NOBODY IS FAT.
I'm good, just busy with work. Trying to get a new house started and it's been nothing but trouble! Hopefully will get going this week and things should settle down a bit after. Hope all's well with u. Talk soon, Ang
THESE BAD COLLECTORS FROM LTD 77074 PORTFOLIO RECOVERY ASSOCIATES,ACADEMY,BASS AND ASSOCIATES,ALLIED INTERSTATE,NCOAND MANY OTHERS BAD COLLECTORS FROM OTHER COLLECTIONS HAVE A VOCATION FOR BE THIEVES...
I'LL LIKE TO SEE THE PHOTO OF LTD 77074 AND PORTFOLIO RECOVERY BADASSOCIATES IN THE FIRST PAGEOF CBS NEWS LIKE THIS:WHITE COLLAR PEOPLE WENT TO JAILMINUTES AGO...
HI....Ok here goes hopefully I dont get you to confused.First Off I live in Phoenix, AZ they are all storefronts.1. Speedycash450 borrowedpaid 80 for first ext529 is what Ill pay after the 3rd ext.2. checkmateborrowed 400paid 750.00had to take loan back out3. buckeyes checkmartborrowed 400paid 70 for first ext4.ace cash expressborrowed 42paid 120 for second ext5.west olive finance/casmartborrowed 400paid 70 for first extthe 6th one Im still looking for. Keep this in mind that on all of those I had taken out a smaller loan of 200 except for checkmate. I paid all three extensions on the rest then paid them all off so I could take out a higher loan. I know lousy choice I made but I thought I could pay some off with taking out higher ones. by the way my name is Robin, and I hope your not pulling your hair out by now. I hope with what I submitted to you, you can give me some advice. Thanks a bunch, Friday is coming up quick and I have no more nails to chew :)
Hi, I posted that I needed help with what to do with my pdl you said, I'll help. Well I could use some advice on how to get a grip and get these all behind me. Let me know what u need to better to assit me. Thanks
ARM IS CALLING 2 TIMES HERE.NCO TOOK THE MONEY ILLEGALLYAND TOLD ARM TO HARASSED MY HUSBAND FOR THE SAME OVERDRAFT.25,63 *58,00 FEE FOR ARM.BANK AMERICA TOLD MY HUSBAND HE DIDNT OWN A PENNY TO BOA.
FINSFAN13 I THINK I GO TO FAX THIS LETTER TO DEBT CONSOLIDATION CARE FORUM AND TO BUD HIBBS.OUTLAW OFFICE OF DONALD BURAK.I THINK IS A CRIME TO SEND A LETTER HORRIBLE LIKE THIS LETTERAND IS A PERJURY CRIME EITHERAGAINST A NON DEBTOR.
BURAK OUTLAW OFFICE AND CLIENT PINNACLE HAVE A BILL OF 12.744,15.BURAK OUTLAW OFFICE AND CLIENT PINNACLE HAVE THE WRONG JOHN ALVAREZ,THE WRONG SOCIAL SECURITYAND THE WRONG DEMAND LETTER TO A NON DEBTOR.
MY HUSBAND OWN CITIBANK ONLY 1300.00AND HE CALL BUROK LAW OFFICE AND TOLD THE COLLECTORWAS NOT HIS SOCIAL SECURITY ANDBECAUSE IS NOT HIS SOCIAL SECURITYTHIS ACCOUNT BELONG TO OTHER JOHNALVAREZ.
DONALD BURAK LAW OFFICE SEND A LETTER HERE WITH $12.774.15 BILLAND THEY SEND A HORRIBLE LETTERHERE BUT MY HUSBAND CANNOT READ BECAUSE HE BECAME BLIND.IT IS NOT HIS BILL.
Hi Finsfan - I dont know if my 1st response to your PM was received. I could certainly use your assistance with an on line installment loan - check n go (First Bank of Delaware). Thanks much!
I HAVE A NEW REFRIGERATOR THAT MY MOTHER GAVE ME THE MONEY TO BUY.THE FOOD STAMPS OF MY HUSBAND OF 130,00 WAS CUT THIS MONTH AND THE MONEY CAME BACK AGAIN TO ME LIKE MAGIC WITH FPL BILL.
FINSFAN13 MY FPL WAS 175,00 IN AUGUST,9 DOLLARS IN SEPTEMBER(I WAS IN BRAZIL)AND YESTERDAY I RECEIVEDA CR OF 92,00 AND A BILL OF 81,00.(2 MONTHS FREE!!!)
MY HUSBAND PAID NCO A FALSE DEBTOF AN OVERDRAFT IN BANK AMERICA OF 25,00 THAT BECAME 92,00.HE DIDNT OWN TO NCO NOTHING BUTTHEY TOLD HIM A LIE AND HE GAVE THE MONEY TO THEM.(2 MONTHS AGO)
[b:034815e69e][b][size=18:034815e69e][color=orange:034815e69e][b][color=orange][/color:034815e69e]So glad to be your friend.[/b:034815e69e][/color][/size:034815e69e][/b][/b]
Hey finsfan13, how are you. Hev_sent said she sent you a message today and was hopeing you could help her and get her started down the right road. I told her to keep checking back or pm you today and tommmorow. Thanks.
Hi - its hvn_sent. First, I apologize for not responding sooner. Im new to the site; have troubles navagating! Also Im limited to when I can access site. I would appreciate any assistance on the check n go installment loan.
Hello if you had some time could you please review my post under Please help from earlier today and give me some advise. Also how do I find the addresses for some of the internet payday loan companies I owe so i can send the Wage revocation letter I read about. Thank You so very much for your help.
I'm sorry, that's a horrible situation..First of all, the IRS is very very easy to work with. You will have to provide a lot of info, but generally you can work out a deal that you may be able to live with. As long as you are alive this will not affect your wife, if you were to die a federal debt would become hers, however. I don't believe they would ask you to break your 401k..No one wants you to do this, it's expensive for you and them. And, as long as you are in a satisfactory arrangement with them, I don't see the need for it. I truly think that they would attempt to levvy your accounts before even thinking about your 401k, and I seriously doubt they would even do that. I really think you should consider calling a tax attorney. They usually will give you a free phone consultation, it can't hurt! Good luck, I hope I was able to help.
YOUR FAMILY IS VERY BEAUTIFUL LIKE YOU.GOD ALWAYS WILL BE WITH YOU,YOUR FAMILY AND YOU KNOW,GOD LOVE GUARDIAN ANGELS LIKE YOU ANDALL GREAT MEMBERS OF THIS FORUM.
I have five loans now that have really gotten me into difficulty. Do you know of a consolidation company that would take these or how would you suggest I go about getting these cleared up. On one I have already paid $570 of a $500 loan and still owe $400more!! I have a couple for $200 that I have paid $150 on already. It is a never ending circle and I need your advice.Thanks
i am new here, but i have a loan with paydayok and i have paid like $2000 to them and would like to get the information you said is available on 'pollys' blog. how do i find pollys blog? thanks for your help! :)
FINSFAN13 PORTOFOLIO RECOVERYPUT 2 DEBT COLLECTORS IN THE PHONE TO HARASSED MY HUSBANDA NON DEBTOR AND THESE 2 MONSTERSCOLLECTORS TOLD MY HUSBAND LIES.
DEAR FINSFAN13 YOU ARE REALLY AN INSPIRATION OF LOVE AND DEDICATIONIN THIS FORUM.YOU ARE A SENSATIONAL GIRL AND I WISH A LOT OF HAPPINESSAND SUCCESS FOR YOU AND YOUR FAMILY.
I'm doing good . . . Hope everything is going better for you this week! Catch you later - Maybe one of these days we will actually be online at the same time!
Thank you for your response. They are internet lenders, I am a 2nd time customer for 3 of them having paid off the first loan - since January - with one new one last month - could I ask who you are with? Thank you so much for the time you are taking
If they come back with proof of the debt, they will have an account number from the original debt with sprint. You would have to contact sprint with that info. Since the SOL has expired, you would be able to write a letter to all three credit bureaus and the CA explaining this. Then the debt should come off of your credit reports and there should be no more collection activity. It might be a bit of a fight, so prepare yourself. You'll be able to do it!
FINSFAN13 IS A VERY INTELLIGENT AND A WONDERFUL HUMAN BEING.THIS FORUM NEEDS YOU BECAUSE YOU ARE ALWAYS HELPING PEOPLE AND YOU ARE MY FIRST GUARDIAN ANGEL OF THIS FORUM.
Ok, i'm a the BIGGEST big brother fan! ha ha It's on now but was gonna let the dvr tape for a few mins so i can skip thru commericals! ha ha Now i'm gonna go watch it, will try to come back afterwards! talk then! Ang
Ha ha! Everyone thinks my icon is for Saints fan but it's NOT! lol It's the flower of life, fleur de lis! But i dont' change id's, no need to hide, not my style! ;) Ang
Hi, i got so much feedback, and my results were so fantastic, after you guys got me all charged up. I did my post, I thought, just a few minutes ago. I am new at this, when will it show up? Did I do it right? yarnyogi
Yes, they can..But they need to get a court order. If this is a payday loan company They won't be able to do that..But you will need to send out a revocation letter.
Thanks Fins for all the lighter moments. Mishele and Steelers needed a smile when they logged in today. You were there to make that happen.. and it's done nicely. :)
I am campaigning...my blog got nominated for The Blogger's Choice Award for the best political blog. And I am asking for votes. Please just follow this link http://moondanzerdelivers.blogspot.com and locate the green button located just below my son-in-laws picturethat says this site has been nominated for the best political blog and click on it.I am so excited...I can't believe it. TYVM for all of your support.
yes I did report it...but, haven't heard back. I am not going anywhere...but, I am taking a few days away....try to get over being so mad. Thanks for your support. I sent a copy of the email to Mike and this was after I asked her to not ever contact me again. Geezzzz here i am involved in drama again. I just wish I could just come in and try to help w/o this constant battle on the boards with her.
Hey there! My day isn't going too bad but it is COLD here! Overcast, too! I was planning on a bike ride tonight but it is a tad chilly! Send some of your sunshine my way please!
FINSFAN13 I GET THE PHONE NUMBERS 18663020858 AND 870-7721835 FROMWEST ASSET MANAGEMENT AND I PUT IN WHO CALLED US?I HOPE YOU LIKE.NUMBERS NOT LISTED IN BBB SITE.I COPY ONE NUMBER FROM FORUM 18663020858.I THINK YOUR POSTS ARE WONDERFUL POSTS!!!
Hi finsfan, thanks so much for your kind words. I am glad I finally had a chance to talk to you and I hope that we can become friends even if I am not an old timer.
THANKS FINSFAN 13 YOU ARE A VERY SWEET GIRLAND A GREAT MEMBER OF THIS FORUM THAT ALWAYS ARE HELPING PEOPLE IN THIS FORUM.GOD BLESS YOU,YOUR FAMILY AND THANKS VERY MUCH FOR YOUR GREAT HELP IN THIS FORUM.
Thank you so much....I really love it here. And yes I think many poeple know who this person is. Your support really means a lot to me. I may very well get booted after this mess anyway! But, this kind of stuff needs to be brought under control. Poeple are coming here for help and this particular person answers them with little or no compassion at all. Maybe my post will finally help get things fixed a little! I do so want to help poeple. I am actually quite bright. IQ 148...only 15 hrs. away from my 4 yr. in art/design. But, I came down with this illness and had to leave school. So I try to help via the net at home. I ran the most successful MSN group in the US for almost 4yrs. for abused women. I know I can offer help. I would like to see how some others that have endured my story would have come out. Please read my story under Do You Know Me. I hope that it will inspire any and all who have had such huge obstacles to overcome.
Oh Finsfan I just had to stop by and TY so very much for your considerate attention and answer in the student forum today!!! Bryan also did a terrific job....I really hope this trend continues...it's needed so badly!! Thanks to all of you mods!!!
Well I guess now that I know you are a runner....my daughter would kick me in the rear if I didn't offer my support and become a fan! Also many of your remarks and posts that I have come across have been of help to me in several different ways! Oh BTW...I don't know yet for sure...but my daughter may be doing Boston this year also....I'll have to find out. Good Luck!
I saw in a long ago post regarding Sonic Payday that you might help me write a wage assignment revoktion letter. I need to block CashTransferCenters from doing this. Can you help?
Hi there. I just figured out how to get to my wuick messages. Is this site getting confusing or is it just me? I think I am going to change my major to something dealing with children. I chose the paralegal because the laws interest me, but I don't think I am cut out for it. Things are so crazy around here. I am really getting pissed off at the insurance company. If we owed them money, they would be hounding us like there was no tomorrow, but since they owe us, they are taking their damn sweet time.Talk to you later and take care.Tammy
Hey thanks so much for all the help. Do you happen to have a number or website for Wolverine. I could not find them in the phonebook and when I look them up online I don't think it is an insurance company that is coming up on google. Thanks again for everything, really appreciate the advice!
finsfan 13 is so wonderful untilthe child(15 years old)came to ask for help in this forum.i think this forum is really the best and GOD BLESS this forum andtheir fantastic members!!!
Thanks finsfan. Your words come directly from heart. There is no mix in what you say. Even a stone hearted person will think twice before he says anything to hurt you. Take care. I wish happy moments for you, your husband and your kids. :)
Hi, thanks for being here and helping others. I often read your posts and find them very helpful. You are a very caring person towards everyone. It's a big quality in you. :)
dude i need your help. i am getting garnished 2x. last one they didn't notify me. e mail me at shorte100@gmail.com.
thanks
brent from springfield