Hello,
How are you my dear, i hope all is fine with you over there.My name Marian, i am really interested to have a good friendship with you after going through your profile in this site, please kindly get back to me through my ID( [email]marian_maa23@yahoo.com[/email] ) So that i can tell you more about myself and also tell you the reason why i contact, also exchange my pictures with you. Hope hearing from you soon.
Yours
Marian
Hey Frogpatch...I'm new to this site. What are my chances of getting PIF letters AND a refund? I have paid sometimes quadruple the amount on these loans. I am definitely entitled to a refund.
Hey Frogpatch! I was wondering about the attorney info you were speaking about in your post for here in FL. Im in Central FL, ORlando, and would like to possibly look into someone to have on my side just in case anythign gets too ridiculous in trying to take care of all this and am not sure what/who to look for. Thanks in advance!jpishkur1111
Morning frogpatch. I have won the $50.00 question of the month for May. I would like to know whether or not taxes are deducted from it? I was informed that you won this prize twice?
I have a question about Avantis FInancial and Florida Wage Assignment. I just got a letter from them yesterday in the mail saying that they were contacting my employer to take out 20% of my wages... what can I do? thanks so much for your help and info... its awesome to have folks like you on here to help others.
hey frpgpatch i need a atty in fl asap to help with mann bracken and north star capital aquisitions , on march 4th , i paid,wrote every bar sent ccccccccccccccccccccccccccccc7D ,DV LETERS PLS HELP SOMEONE SAID YOU COULD HELP ME
Hi Frog...I joined the forum about a week ago and just had to send you a quick message to say thank you for all of the advice and great info!! I always look for you out there...and a couple of others too! I feel empowered with information now!! Hopefully it will work in dealing with my PDL's. Take Care :)
Hi Frogpatch,I'm fairly new to this site..found it just this week thank goodness. Just wondering what results you got with Loan Point USA/Geneva Roth after reading some of your older posts. Did you get PIF? Refund? Any overdrawn charges returned? Would love to know. Going thru the same right now. Thanks!!
Hello! I hear that you are well versed in internet PDL and Florida law. I recently posted on the PDL Forum for www.debtconsolidationcare.com. Screen name tmason99. Will you review my posting or can we speak via email? Thanks :)
I would like to be added to your list of Florida attorneys who do consumer advocacy work. I am mostly going after PDLs but can also help with collection agencies, etc. for low fees or even no fees in the right cases. You can email me at floridaconsumerlaw@gmail.com.
FROG I DIDNT GET TO SEND AMESSAGE TO YOU.MY COMPUTERIS REALLY BAD.HAPPY HALLOWEEN!!!I MISSED YOU FRIEND.PLEASE CAME BACK TO THEFORUM FOR HELP ME AND MANY PEOPLE HERE.LOVE.TANIA
What was the ranking chart that you are talking about in this topic:"Are there any legit debt settlement companies out there?"? Could you send it to me since I am asking for it? or that still not allowed?
hi, i saw that you have experience with zip19.com any advice? someone contacted me today and harassed me and i need to know what i should send them i want to do email, fax, and certified mail. please help, thanks!
Hi I took out a loan with Big Limited a while back. However after paying alot of fees I decided to close my account to keep them from being able to take anymore money. I am on a medical leave from work but can still check my voice mail and the guy that called me said they were going to garnish my wages. Are they allowed to do that? I am really starting to freak out about this. Thanks for any advice.
you wrote "I have retained an attorney here in Florida whose has successfully sued two collection agencies for FDCPA violations and made all the others drop off the planet. He charges nothing out of pocket, only if he wins a suit. If you would like his info please PM me." May I have his info?
They haven't been harassing yet. Just two letters, one asking for payment in full, and the next warning of garnishment. Are there any attorney's that will handle a federal default?
hi frogpatch...i am new to this site but i would like to get your lawyer contact number. i want to talk to someone about the Ahole that has been hounding me. help please!
Hey there!! Hope all is going well. Wanted to tell you to have a good and relaxing weekend. I am going to try to de-stress a bit, hopefully! LOL Take care,Karen
Please do not go. There are people who need you. Later for the negative people. Just be yourself and help the ones who need you the most. Please pray on it. Thanks.
i just want you to know not onthe forum.that you are one of thereasons i stayed and am going tostay.you truly are great my friend.still wish you would takesome time away and reconsider.
well, I wasnt told $1000 per violation. the attorney told me that it is $1000 TOTAL. So, for 8 violations, the court will award a total of no more than $1000 in statutory damages. I was under the impression that it was $1000 for each different violation of the law, not up to $1000 for all of them together. As it stands right now, we are going forward with two lawsuits, and there are 8 violations of the FDCPA on the first one. The second CA violated FDCPA 5 times and FCRA twice. It just came as a shock to me that this is the deal, it seems to me like that cannot be right! I mean, what is the value of such a small penalty as any sort of deterrent to these companies? If they know that they can treat 20 people like shit and out of those people, the most they would have to pay is $1000 to the one that sues them, then what ever would make them change? There has to be more to this law than that!
hiya frog--when you met with your attorney, what were you told you could sue for?? I have numerous FDCPA violations, and the lawyer I met with today said that no matter if they violate the FDCPA once or a hundred times, the penalty is maximum $1,000.00 TOTAL. I was under the impression that the law allowed for $1000 for each independent violation. ANy idea on this one?
I asked my bank to put my account on close to debits. Now I am overdrawn -861.29 in my account. I live in alabama. The reason the account is overdrawn is because of illegal paydays loans. I really need some help.
hi i had a payday loan and i had initial cancelled it thru the net. The had already sent the money to my account that was overdraft and when they tried to rescind it they told me they couldnt and that I owed for the entire loan and interest fee. well i talked to my bank and they told me i could dispute the credit and theyll send it back. will this help get out of the loan agreement. they have on record that cancelled, but it was submitted after business hours.
PORTFOLIO RECOVERY ASSOCIATES ALWAYS
DOING ILLEGAL THINGS WITH CONSUMERS
AND GOVERNMENT DID NOT STOP THEM.
THESE PEOPLE DID NOT CARE TO BE FINED.
THEY ARE PAYING A LITTLE PRICE
AND I DO NOT THINK IT IS FARE!!!
PORTFOLIO RECOVERY ASSOCIATES IS LIKE A CARRAPATO.THIS SMALL ANIMAL STICKS LIKE GLUE ON THE HORSESAND IF YOU RIDE A HORSE SOMETIMESYOU GET A CARRAPATO EITHER.
LTD 77074 AND PORTFOLIO RECOVERY STOLED 1050,00 FROM MY HUSBANDIN 2004,2005 BECAUSE THEY TOLD HIM THEY PUT HIM IN JAIL IF HE NOT PAY THEM.(7 CHECKS OF 150,00 ONLY IN HIS NAME AND I HAVE NOT ANY CHECKING ACCOUNT WITH MY HUSBAND AND HE IS NOT A DEBTOR IN THIS ACCOUNT OF 91 BECAUSE IS MY ACCOUNT.
PORTFOLIO RECOVERY ASSOCIATES WAS A CLIENT OF LTD 77074 IN THIS ACCOUNTFROM NATWEST NYC THAT IS NOT AVAILable ANYMORE IN NYC OR USA.NATWEST IS IN ENGLAND AND THIS ACCOUNT IS SO OLD AND THE ORIGINALCREDITOR VANISHED...TO ENGLAND
PORTFOLIO RECOVERY ASSOCIATES DIDNT WANT ME BECAUSE I'M NO EASY PREY FOR THEM AND I KNOW THIS ACCOUNT ONLY IN MY NAME TANIA ALVAREZ,FROM 1991IS ALREADY PAST SOL.
PORTFOLIO RECOVERY ASSOCIATES DONT CARE IF YOU ARE NOT A DEBTOR AND IFTHE ACCOUNT IS FROM 1800.THEY STILL WANT TO COLLECT THE BILLUNTIL OF THE LIVING DEAD.
DEAR FROGPATCH ABOUT PORTFOLIO RECOVERY ASSOCIATES COLLECTION AGENCY IS A COLLECTION VERY BAD THAT STICK LIKE GLUE IN YOUR PHONE AND IT IS DIFFICULT TO BE FREE OF THEM.
frog, regarding your letters to Alex Sink that went unanswered, and hoped other Floridians would write. This site has almost 100,000 members, and adding more each day. Is there a way we could do an online petition to State of Florida with all the Florida folks signing, then tackle another state, and another etc? A few thousand signatures might get someone's attention.
Well, I did not get to make the clam sauce. I spent my shopping day in the ER... I hope to get to do it this weekend. I am so happy for you !!! Again Congrats on Mod.
Hey there, how are you? I wasn't on for a long time because I am taking a bunch of classes, and I got a new boss and can't get on here much during the day, and having some health and family issues. I am trying to be here more often because I miss everyone! I can't wait to see your new avatar!
I have ipdls with 500 fast cash. borrowed 200, and have paid 120 in rollover fees.payday ok, and payday select I borrowed 300 from each and have paid over 500 back to each one.I live in Florida, and am a widow on fixed income. They only deduct once a month, and the interest is keeping me from paying my bills. Is there anything I can do?? Especially before they deduct on September 1st??
Thanks for replying, I was called by Meredith Lawson's Law Office or some sort. I borrowed $300.00 from them last month. Should I call Arrowhead Investments?
Hello frogpatch! I am signing up as your fan because I think you are so cool! You are doing great on the forums giving advice and helping people out. You seem like you are very wise, too. :)
By signing up for counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the pay off amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.