good.nelly

I could really use some advice on American Web Loan...I had borrowed $1000.00 loan in February and should only have paid $300.00 a month to extend...I can't find anywhere on their website to pay it off or even change payment options and on top of that they are billing my acct. $300.00 every 2 weeks since 3/1/12!!! HELP! I also posted on your facebook page for more details. Is this something that is going to affect my husband's credit? 

Mrs. Nelly,

I have First Source Advantage contacting me over a Amex Credit Card Bill that was sent over from American Express after being 30 days late. Yes I was late prior but did make all payments. The most was maybe 60 days in the rears but never a 90 days late. American Express Senoir Manager said the account was sent over because they showed in my account history that it was going to bankruptcy. I never even said bankruptcy... So the Senoir Manager said (Candice is her name) was calling the account back over Amex 10 DAYS AGO FROM TODAYS DATE, AMEX SAID THE ACCOUNT WAS coded as a bk and it was a mistake on having the account sent to collection agency. ok i owe the debt and is paid up to date. Now american express said they can not call the account back over as of today. I this collection company calling me from India .... I will not pay them they have post all over the internet that they have unprofessional collection ways and i am  affraid to give them bank checks and or auto debit card.

Here is the million dollar question. If I pay American Express a payment over and above what is due, what will or should this do to my credit history with them. Also should i write a letter to this collection agency to stop contacting me. If I write the letter i dont think they really care how they run there business by the State and Federal guidelines. 

Please give me some feedback .... PLEASE:)

PS. My statement just came in from american express.... just like the Candice the manager said she was having sent to me! I am getting billed from them again. They did not send last months statement. 

Mrs. Nelly,

I have First Source Advantage contacting me over a Amex Credit Card Bill that was sent over from American Express after being 30 days late. Yes I was late prior but did make all payments. The most was maybe 60 days in the rears but never a 90 days late. American Express Senoir Manager said the account was sent over because they showed in my account history that it was going to bankruptcy. I never even said bankruptcy... So the Senoir Manager said (Candice is her name) was calling the account back over Amex 10 DAYS AGO FROM TODAYS DATE, AMEX SAID THE ACCOUNT WAS coded as a bk and it was a mistake on having the account sent to collection agency. ok i owe the debt and is paid up to date. Now american express said they can not call the account back over as of today. I this collection company calling me from India .... I will not pay them they have post all over the internet that they have unprofessional collection ways and i am  affraid to give them bank checks and or auto debit card.

Here is the million dollar question. If I pay American Express a payment over and above what is due, what will or should this do to my credit history with them. Also should i write a letter to this collection agency to stop contacting me. If I write the letter i dont think they really care how they run there business by the State and Federal guidelines. 

Please give me some feedback .... PLEASE:)

PS. My statement just came in from american express.... just like the Candice the manager said she was having sent to me! I am getting billed from them again. They did not send last months statement. 

Hello, I was wondering if you could pont me in a good direction to get out from under way too many payday loans?

I like your advice and am seeking it.

the end of 07 i broke my ankle and was out of work for a bit and got behind on my credit cards and when i bounced back and was working again i got pregnant and have been a SAHM since then. Any rate, I have a part time job now that my young'un is older and really want to put it all past me. Especially since I will have my student loans to pay back this year and would like to raise my credit score 10 points.  i am getting a lot of conflicting information on the interwebs and i am conflicted. I have made a settlement with 2 of the debt collectors for a considerably lower amount but am not schedule to pay it until next week. I don't know if i should A: accept the settlment; b: just pay a low monthly payment the origianl amount; c: or not do anything at all?

Hi Nelly! I was wondering if you have any advise on how to settle with Citibank. I owe the$20,000 because of late fees and penalties. They sent me a letter wanting to settle for $10,000 which I don't have. I have $6000 that I got by selling everything I own. They said that they can't accept it because it is all done by the computer. I am unemployed and don't have a source of income. Any suggestions?

Nelly,

Do you charge for advice?

Jim

Do I need to work with DCC or another agency to get my payday loans off my back or can I do it myself? 

How to check summons online in GA superior courts?

IF ANYONE IS THERE CAN YOU PLEASE TELL ME IF CREDIT CARD COMPANIES CAN TAKE YOUR BURIAL PLOTS IF THATS ALL YOU OWN AND ARE IN DEBT WITH NO JOB OR MONEY?

How do I find a good debt settlement/law firm company? I only have 3 cards left to pay off

Primegunta es la siguente entre en una pag de internet para llenar en cuestas y la escricion consta 4.99$ dolares y un paga siguente en 7 dias de 77$ dolares y me enviarian 2 laptos y otras cosas mas pero eso antes en el transcurso de la semana no llego por ende no pague o no deposite los 77$ dolares en la cuenta para que los debitaran ahora WORLD FINANCIAL NETWORK BANK me esta combrando 35$ dolares mas el monto de la deuda por mora en algo que yo nunca utilice y me llego una notificacion que la transacion habi sido cancelada creo yo por no tener fondos y me dicen que procederan a cobro juridico con abogados en realidad no se que hacer soy estudiante no tengo empleo y no se que debo hacer por que yo creo que es una estafa si no que no me acesore bien.

Agradeceria su opion o ayuda gracias.

Hi nelly,

I am having the same problem with a vip cash payment coming out of my checking and cannot contact any of them.  i am sure this is not a legit company and i just request that my bank stop all transitions.  do you have in contact numbers for them?  I understand they operate under shanghai partners.

The companies for which i have the loans, include, USfastcash (.com), Ameriloan (.com) and ChecknGo (this is both a walk-in and online company. I got mine online).

Hi Nelly,

Im a student from brazil, i was studyng the collection agencies market.. and i cant understand why isnt many listed/public companies in this market ?

do you know why ?

i only founded:

- Asset Acceptance Capital Corp

- Portfolio Recovery Associates

- Encore Capital Group

- Asta Funding Inc

- First City Financial Corp

thank you

bye

I have a charge off debt from 1992 and they are contacting me about it. I was told not to pay because my credit would suffer, because it is not on my credit report now. What should I do?

hello the other day myhusband got a summons from apothaker and assocates can the fdpa help me  or what should i do thanks

Hi i was willing to make a payment agreement with them, but they wanted me to make a big down payment which i could not do.  The monthly payments were ok.  it was the down payment.  The then representative told me that they call it wire fraud.  I have all the emails that we did back and forth pertaining to the payments.

thank yo so much for all of the good you do. You have helped me so much!!

Hello Nelly; I was contacted by: http://www.debtconsolidationcare.com/collection-agencies/first-source-advantage.html

First Source Advantage, LLC as well.. based on this inof posted on them... should i not provide them with a check, and instead; send a Money Order; to complete my Settlement?

What does charged off mean?  On my credit report my Chase account says closed. 

Dont be fooled by Huntiongton Financial Trust they lied and they dont exsit according to the Alexianda police

Hello,

you answered a question I had about my student loans showing up on my credit report 3 separate times. I had just one more question about them that I posted after your response

www.debtconsolidationcare.com/almost-10-years-ago-I-attanded-college-and-had-3-s.html

thank you

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