JenniferHere is my issue. Your post says that you borrowed all of this money and before you even pay a dime to the lenders, you are looking for help. I have been in this business for 11 years and even though they are not licensed in your state, you went to them and asked for money. If you had stated that you originally loaned 6 months ago and now were having problems, my response would be totally different. We provide advise to people that helps them get out of the problems that they have created by overborrowing, not not trying to find interest free loans just to pay back abused credit cards and late utility bills and car payments. You need to live within your means and be thankful that you have a good paying job.Now, to fix the problem, yo need to sit down and do a budget. Find out where every dime that you have is spent and determine what you no longer need to spend it on. Don't lie to yourself, just do this. As for the loans, my calculations were that you currently have $2500 out in principal plus fees, you will never get these paid off without help. You need to "suck up your pride" and ask your parents or siblings for help. With this many PDL's, the fees will grow faster than you can pay the bare minium. If you have items that you can sell on ebay, look at that. I know it is not easy and you may not want to hear it, but you have no choice. Take my advice or not, it is free. You got into this mess quickly and now it will take alot of sweat, tears and sacrifice to get out.Good luck and let me know if I can help any further.
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