hey,you are among friends,but chances are she will call again.this time you'll be ready.just know she can't do anything but call and threaten.i'm here if you need any advice,in fact we all are here for you.
http://www.debtconsolidationcare.com/letters/ I dont know if you can click on the link that I pasted...if not, type that in your browser and click on the "debt validation" letter...Next, click on the "stop contact" I just used that format and typed in the info where needed. Make sure you send it certified reciept- that way they will have to sign it and you will have proof they got it. If you need more help let me know.
Hey sjh, here is a copy of what I used to send to them whether it works or not, do everything and anything you can so all bases are loaded.Social Security Number: ***-**-**** Re: Wage garnishment/Wage assignment Dear Sir or Madam, I hereby revoke your right to use the wage assignment I digitally signed on DATE or any dates preceding and/or exceeding said date. This request to revoke complies with Md. Code Ann. Com. Law II § §12–110 which states: An assignment of wages is void if given as security for the payment or fulfillment of a usurious contract or the payment of the principal or interest on a usurious loan.andMd. Code Ann. Com. Law II §15–302. which states: (a) An assignment of wages is not valid unless:(1) The assignment is:(i) In writing;(ii) Signed and acknowledged by the assignor before a notary public in and for the county where he resides; The wage assignment/wage garnishment is thus invalid. You no longer have my permission to use this wage assignment. Sincerely, YOUR NAME I emailed and faxed it to them and sent my accounting dept a copy of they wage assignment/garnishment revocation letter and told them according to my state of residence code that this was illegal, my job was cool with it.
A lot of times the pay day loan places will ignore revocation of ACH WITHDRWS papers you send them or email them. I would go to your local bank and speak with the Branch MGR there. Tell him that you want the to put a hard hold on your account with these pdl places you owe so they will not be able to draft any more money from you account. I would then suggest you open another bank account and close that one.