These people r absolute scum, however, I do wish to resolve my debt. They are currently calling my cell and old home phone where my parents live and leaving messages there constantly. My question is, if I write them the no call letter, can I have them either communicate with me through letter or my cell without the old house number? Or will allowing them the use of one phone number entitle them to call other numbers as well?

Please forward me a letter of account satisfaction to the File # 1035xxxx, creditor: Goodyear , account # xxxxxxxxxxxxxxxx. Check # 5591 Riggs Bank, Roiuting # xxxxxxxxx in the amount of $196.64 Dated 7/15/2005


Account number deleted for your safety-Mike

Roosevelt,

You have to contact ACS for this purpose. This is Debtconsolidationcare and has no connection with the agency you are looking for.

If you have any other questions feel free to post in forums, members will definitely help you.

Who are these people they call every day and leave messages on my voice mail. Does anyone know there address?

Academy Collection Service is a collection agency. Have they left any information in the voice mail regarding the purpose of the call? Perhaps any of your outstanding debts has been transferred to them. DV them via CMRRR. Read this forum to know how you can deal with them.

Geez Adam, my name is Eve, I believe we met under a tree, only thing is Eve is my real name, I don't hide behind anything, I AM HONEST, I AM HUMAN, lots of things happen to people, to cause us distress, and difficulties in life, and believe me it will happen to you too, THATS LIFE, so I fell behind with CITI, so what are YOU gonna do, sue me for what? Harrass me for What? By the way why , are you pe3ople so afraid yes afraid to tell us who you really are, your real names, oh better cover your ass, you are scum, be real. SOMEDAY YOU WILL BE IN MY SHOES . and answering phone calls from ACS, whats the num,ber? why does noone answer. PUSSIES

Listen , any one here is looking into either ACS or Collection agency tactics or powers, we all have to get informed here, ACS is a collection agency, doing the dirty work for CC companies, mainly Citi corp , but I am sure others as well, now as a collection agent, I am not one but my father was, the whole idea is to SCARE the debtor in any way possible, I am sure our friends at ACS can back this up, to pay the debt asap, afterall the longer it takes the more the debtor gets educated as to her rights. PLus probobly the less that particular person will make, hey we all know its all about $$$$$. UNderstand what they can do, But also the BS that they do do,Anyone who workls for them should feel ashamed as they have no sense of humanity, Life is about decency and GOD, not about $$ and possesions.!

Jd,

As a consumer it is your duty to report any illegal activities of the debt collectors. Once huge numbers of complaints are lodged with FTC, BBB or AG's office, probably higher authority will open an investigation against them. So file your complaint with proper authorities.

Also inform your creditor about the trouble. If the collection agency breaks law, it surely hampers creditor's goodwill. Keep us posted.

I have complained to CITIBANK about the practices of ACS, Did it thru my attny, CITI said THat I will not be hearing from them or ACS again. So far so good. They have violated so many laws, all recorded and documented, I am in CH 7 , and they still violate fdcpa laws. So the complaints are made to even the GA office, still wish they would use real names as thet is a violation, GET EDUCATED PEOPLE!

This man named Frank from Academy services called my mother in-law's yesterday and insisted that her son still lived there. He has not lived there in 18 years. When she asked to take a message about why he was calling he told her it was none of her damn business and hung up. Does anyone have an address for this place so I can send a desist letter from phone calls?

Cecilia, look in at the BBB website and you will get the address of Academy services.

I have received 3 phone calls at my place of employment- I returned the calls three times and ask them to kindly call me at my home phone number and not my place of employment and they just got all nasty and rude and continue to ask me questions - I refuse to speak on this at my work place. If they would call my house and stop hanging up and not leaving a message (because I assume that's who it is now) then i will speak with them but calling my job...no- no- that's a violation to TITLE XXXI
TRADE AND COMMERCE
CHAPTER 358-C
UNFAIR, DECEPTIVE OR UNREASONABLE COLLECTION PRACTICES
Section 358-C:3

do it becky file the complaint

yeah becky, lets see what you got.

Cecilia, Do not worry about ACS, they are just a bunch of people who think that they can intimadate you by saying things that you may construe as serious, they are debt collectors, people who sit at a phone system, and are payed to try and get in your face about debts that you owe, debts by the way that have been basically given up on the OC(original creditor). Keep in mind that if they call you , and you hang up or do something to getthem off your back, do you really think they spend a whole lot of time , worying or being mad and planning how they can attack you back again, the reality here is that once they are done trying to deal with you, they are onto another case, another debtor who they will try to intimidate, you are forgotten until they get around to your number again, they work on commision, they get bonuses, they get fines even based on their performence, even if they try the comforting " I understand your plight routine" the bottom line is that they are trying to make money and don't care about you aor your situation, stay cool, call their bluff!

i dont hate blondes and all debt collectors!!!i hate only bad debt collectors and bad debt collectors.you are not the(GUEST) we have in this forum.