I got a call from these guys the other day.
Im more than willing to make payments or pay off with a settlement.
After all, this debt is over 5 years old, has been "charged off" by the original company, and Academy services is the 5th company to pick up and try to collect the debt.
Any who, I got to talking to a "supervisor" named Mike Richardson who got very unhappy and pissy very quick.
*I actually agreed to a settlement over the phone.*
YIKES!
When I ASKED Mr. Mike Richardson to MAIL me the contract in writing, he told me that he could fax it. I enlightened him that fax's are not legal documents. He immediately started dropping the F-bomb on me. F this, F that. "You're a stupid mother F'er if you think you're going to have me waste my f'ing time with the slow a$$ f'ing mail."
"Settlement is off. You loose..." he said and hung up.
WOW.
Never in my life have I ever been talked to like that when trying to resolve a problem. Mind you, Ive been pissy with these idiots in the past by hanging up on their ignorant questions and threats. I was nice and very polite this time trying to get this problem resolved and behind me.
What did I get?
An earful of disrespect.
GET THIS! I called back. I listened to the voice opperator.
THERE'S NO MIKE RICHARDSON WHO WORKS THERE.
215-320-0424
212-992-1051
Those are both the phone numbers I got from them on my caller ID.
My State Attourney Generals office has been notified and I am working with a local lawyer about the subject.
Any thing else I can do?