Durant1

Welcome to the forums.

Keep in touch with your consultant working in the program and insist on getting the monthly statements from the creditors. This is a written proof that shows the company is receiving money towards your debt account.

Once you have paid the account, your lender needs to update the file with credit bureau. Make sure that it is done so that you can improve your financial status.

Usually, you will get calls from the company for a couple of months. Once they get assured that you will be paying regularly, they will stop calling you further. I guess, you will have to wait for some time. Try to explain the present situation about this program so that they stop calling you.

Regards
Roxette

They have called me for the past week asking for Beth. When I say that I have no idea who Beth is, they immediately hang up. This is not a professional outfit. I got somebody on the phone and when I told them to remove my number, they hung up again. Then I called them back with some choice words! If you are a professional outfit then act like one!

I accepted an offer from Academy to settle for 60% of the debt, finished paying that off a couple of weeks ago, and then last night received a call from someone (forgot to get her name or extension) who wanted the other 40% immediately. After I refused, she started yelling at me and then hung up the moment I mentioned the Fair Debt Collection Practices Act. What a classy bunch of people.

Anyway, I'm wondering how to resolve this without going to the trouble and expense of hiring an attorney to look into it. How do I ensure that my full payment of the offered settlement makes it to my credit report?

Did you sign any agreement or do you have any document that says Academy offered you a settlement? If you do, then it will not be difficult to deal the situation.

Yeah, I don't have the letter with me at the moment, but they did send a letter stating that they were willing to settle for the 60% and gave a $$ figure for that reduced amount. That's the amount I finished paying a couple of weeks ago.

The Academy rep I got yelled at by last night told me that because I had made six biweekly payments that it couldn't have been a settlement because they only accept settlements in one lump sum or maybe three payments at most. Of course, that's horse caca, but that was her line.

Looking through this thread, it seems another way to express our concerns over Academy's unethical practices would be to contact Citibank and let them know that because of our treatment by Academy, we will never do business with Citibank again and urge everyone we know to do likewise. Without companies like Citibank giving them business, Academy would go away on its own.

Go through the letter minutely. Did they mention there that you need to pay one lump sum amount for settlement, otherwise it will be invalid? If no, then they cannot claim the residual amount, it will be considered as cancelled as per the new agreement.

This letter is your weapon; keep it in a safe custody.

Thanks for the words of wisdom. The settlement letter did not state anything about number of payments, or even about how and when payments would be made, just the total amount the creditor was willing to settle for.

In retrospect, I wish I had come to this site and a couple of others back when Academy first started calling me. I had more options and legal protections available to me than I knew about then.

They are calling my family members about a debt I owe. I want to notify them in writing, via registered mail, to stop harrassing them, being third parties to this, immediately. When I google the # - 215-320-0424, I am unable to get an address, and when I call them, they refuse to give me an address. Can anyone help me? Thanks so much ~

Arbonnemommy,

Welcome to forums

You can contact them at any of the address below-

Academy Collection Service, Inc.
750 Pilot Rd. #A
Las Vegas, NV 89119

Academy Collection Service, Incorporated
10965 Decatur Road
Philadelphia, PA 19154

Academy Collection Services, Inc.
X1722 Hillman Avenue7/2005
Belmont, CA 94002

Send CMRRR asking to stop calling your family members. You have the right to define the mode of interaction too. If you tell them that you prefer to be contacted through mails, they are legally bound to obey it. If they still continue to call you, it will be a violation of law and you can file complaint against them.

They have suddenly started calling me for a family member that's been out of the country for about two years. They have no, or will not reveal any information about why they are calling, and asked if _I_ was the person they were inquiring about. Obviously they have no idea who the hell they are calling, and were the rudest people calling someone they have no right to.

They are calling from 215 320 0424.

I'm not the type that likes to take crap from others, so I asked why the other person was so damn rude and unhelpful, and the lady basically ****ed at me (didn't reveal her name). I guess they have to try and scare people out of their info/money bc they have no lives.

Is there any other way I can get rid of these people incase they call again? I filed a complaint on Do Not Call Registry (if it helps). Thanks

****Adult term removed - Jason

Welcome guest,

Send them a cease and desist letter by CMRRR. Clearly mention that you are not the person they are looking for, so they should stop calling you.

If they continue disturbing you after receiving this letter, it will be considered as a violation of fdcpa and you can file your complaint with FTC, BBB and AG's office of your state.

Their contact address is listed above, hope this helps.

Thanks a lot for your help. They haven't called me since I last posted, so they probably got my point too. If it happens again, I will follow through with your suggestion. Btw nice avatar =)

They called me tonight and before saying anything else he asked what street corner I was working tonight so I could service him ! I called back and reported it, but I think I spoke to the man who made the call. They weren't even looking for me, but for someone else ! They call and hang up; cuss you out and don't even know who they are talking to. Rude and crude.

aem,

Hope you had recorded this conversation! See the details of recording conversation here-

http://www.debtconsolidationcare.com...rdconvers.html

Their mailing address is listed at the top of this page, collect it and send them cease and desist letter by CMRRR. If they continue calling you after receiving this letter, you can report against them with FTC, BBB and state AG's office.

No, I did not record this. I never thought they would start talking to someone with such vile things. they didn't even ask for anyone . I did report this to the ftc. They said they cannot interviene on my behalf, but will put it in the records. Gee, that made me feel better...NOT. They haven't called back yet, but if they do, I am ready with the recorder. Thanks.

Aem,

Consider sending the cease comm. letter also. Make it certified. It will make your position stronger.