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 Posted: Fri Dec 21, 2007 4:10 pm |
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Has anyone heard of Payday Loan Assistance Inc. out of Mobile, AL? They claim to help with consolidating and saving money on the loans outstanding. Are they legit?
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GSUTT
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Debtcc Points: 100
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| Posted: Fri Dec 21, 2007 4:32 pm |
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I just saw a website, don't they do payday loan settlement? I don't know if they are legit or not, but I know that there are some payday lenders who WILL NOT settle, so I wonder what their success rate is.
There is another company in Alabama called T & C (Town & Country Acceptance Corp) They consolidate payday loans, but it is debt consolidation. They don't settle the debt for a lesser amount. You pay them once a month, and they disburse funds to each of the payday lenders until the loans are paid off.
I've seen quite a few posts on here about them and all were positive.
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Tiffany99
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Joined: 15 Jun 2006
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| Posted: Thu Sep 18, 2008 10:58 am |
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Fine print according to them. They do not negotiate until you have accumulated enough in the escrow to call creditors. They take out their fees at the beginning. So not only 200 for the application, but of the 264...I have 79 in the account for use. They do not return the calls of the payday loan companies. I have several who have stated they called for 3 times a day 8 days in a row without a reply. PDL response was, "oh, they should push option 2 instead of 3. " Many of these companies are willing to work with you. The interest seems to have stopped on most and I am paying what I can for a small amount.
Use a local agency or try it on your own.
I just got screwed out of over 500 and that doesn't include the calls from the creditors.
Kelly
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Kelly Kilpatrick
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