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#49
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Has anyone served a notice from their county clerk and served
with a notice to go to court. Well it has happened and I do not remember anyone asking for one person in our household. But someone did kept calling but would not leave what it was about and in fact the person was rude and sounded like a threat when we call again you better pick the phone. I had to use *69 but when these companies use spoof number from someone else I do not give out any information. I did not see any notice in the mail from this Alliance Receivables management either. But it looks like we are going to court. and have to pay the fee for they are ones who did these in the first. So why should we be stuck with paying their filing fees. I do recall this harassment calls and the person was very rude and would not say where they were calling from and what it was about. |
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#50
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I've made a payment plan with them but I was out of work for a month due to an injury. I asked the guy I've been talking to, Josh, if I could possibly skip July's payment since I hadn't been working. He agreed to skip August's payment if I paid July's. I ended up borrowing money from a friend to pay it. They were suppose to charge my account on the 31st when the money would be available. They charged my account on the 27th so now I have 2 overdraft fees totaling $70 from my bank!
I've tried calling Josh numerous times but he has not returned my calls! I've left messaged after message because now, he isn't answering his phone! When I first made the payment plan he was very easy to get a hold of and now that I need to speak with him about this he is never around! I've called Alliance one at their other numbers to get a hold of anyone who will give me some answers but I keep getting hung up on. I don't know if its on purpose (probably) or they really don't know how to use their own phones! I'm just wondering if anyone here has had this happen to them and if so, did you get reimbursed? Any help will be appreciated! |
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#52
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Funny thing happened today, I got home and found a voice mail from this company saying I have a debt they are trying to collect for a Capital One card I had and they were offering a deal where I only had to pay 50% of the original debt. Ready for the funny part? I paid this debt off June 16th 2009 through Capital One Solutions with assistance from Alliance Financial with several phone calls and a solid confirmation number and received written confirmation from Alliance Financial and Capital One declaring the debt paid in full! Now I am trying to decide which lawyer to hire to sue Alliance One.
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#53
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If a late credit card bill has been sent to Alliance One do I HAVE to pay Alliance One or can I pay the company that the bill is due to?? Am I indebted to Alliance One....does that make sense?? I would prefer to send the credit card company money rather than dealing with Alliance One.I am so lost and having to deal with them right now....
I have intentions of paying my credit card but am hoping to have some interviews this week and get a job soon!Lost my job earlier this year and have been tkaing care of my mom because she has been sick....they dont care though.LOL |
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#54
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Got a letter (well more like a postcard) from Alliance One, we've never dealt with a collection agency before. We have no overdue debts or bills. They say the client is "Your Court Clients". We've never heard of them, and haven't been to court, ever. Tried to call them and got a "voicemail box is full".
Is this some kind of phishing scheme? Should we respond? |
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#55
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send a DV letter.send it certified mail return receipt.
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#57
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Call the court and double check to see if there are any judgements filed against you without your knowledge. If so, ask them how to file a Motion to Vacate judgement due to Improper Venue or Service. If not, put a fraud alert on your credit report and file at least a Postal Fraud complaint at your post office.
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#58
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Most of these collection agencies attempt to capitalize by attempting to collect on old debt which have either been written-off, forgiven or are beyond the statute of limitations for collection. Many are scammers who use fraudulent, deceptive, unfair, and oftentimes illegal tactics that are against the law. The best thing is to contact an attorney or law firm who practices consumer law if you can't work things out by negotiating directly with your creditors. You should also consider filing a complaint with the Attorney General's office in your state including with the state these collection agencies are operating out of. Keep records of everything they say and do. Many have been sued and end up paying you and your attorney fees. They don't like it when they are on the receiving end. I have never failed to pay my debts and I have the highest credit score you can have and even I've had these agencies contact me for phony debt that doesn't exist, never did, and wasn't owed. Best of luck.
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