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Allied Interstate Inc: Do they harass consumers quite often?Rate This Article:
Allied Interstate, Inc is one of the most prominent collection agencies. According to one consumer, they make the most number of collection calls in the country. Consumers seem to have several grievances against Allied Interstate and their method of debt collection. If you want to know about the consumer grievances against Allied Interstate and how to deal with the collection agency when they harass you, check out the topics below:
- Common grievances against Allied Interstate collection agency
- What to do when you're harassed by Allied Interstate
Common grievances against Allied Interstate collection agency
- Making collection calls for debts that are not owed by the consumer. They may also report the same information on credit reports.
- Allied Interstate often sues consumers over debts they don't owe.
- Allied Interstate Inc. calls and harasses the relatives and family of the debtors.
- Not disclosing their identity while calling.
- Being rude and aggressive over the phone.
- Reviewing credit report without the debtor's permission.
- Violating FDCPA on several counts.
What to do when you're harassed by Allied Interstate
- Ask for identification: If you have been contacted by Allied Interstate, you may respond to their call and ask the caller to identify himself/herself. If it is a call related to debt collection, ask for their physical address.
- Debt validation: Send a validation letter via certified mail with return receipt requested and preserve the receipt for future references.
- Check credit report: Pull your credit report to check if they have it reported to the bureaus. If they have wrongly reported to the credit bureaus, you may dispute the same with them.
- Do not settle over phone: Don't authorize payment over the phone even if you receive proper validation.
- Send C&D letter: If you've been contacted over a debt you don't owe or where the SOL has expired, you may send them a Cease and Desist letter. Once the SOL has expired, you still owe the money but you can't be sued for it.