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Old 09-11-2004, 01:23 PM
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Vikas Vikas is offline
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Default AMERICAN APPLIANCE - HRS USA
Aliases  
Address AMERICAN APPLIANCE
1724 BLOOMINGDALE PIKE
KINGSPORT,

TN
USA
Phone  
Fair share  
Electronic Payment :
Paper Check :
 
Late Fees  
Interest rate  9%
Re age  The company re-ages accounts after 3 payments are completed.
Acceptable Payment  To enter into a debt negotiation settlement a debtor has to pay 2.25% of the balance or $10 whichever is higher.
Account Numbers  The account numbers of the company comprise of 11 digits beginning with 260 and 390, 13 digits beginning with 785 and 16 digits beginning with 700.
Notes  After 1st January, 2004 the required proposed percentage to be paid is 2.25% of the balance or $10 whichever is higher. Before 1st January, 2004 the required percentage to be paid was 2% of the balance or $10 whichever is higher. APR has been reduced to 9% for the proposals accepted after 1st April, 2000. APR has been reduced to 6% for proposals accepted before 1st April, 2000. HRS will contribute to fair share of only those counseling firms that are accredited.
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* Disclosures:
  • By signing up for counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
  • Some creditors and collection agencies refuse to lower the pay off amount, interest rate, and fees owed by the consumer.
  • Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
  • Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
  • The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.
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