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#145
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I, too, defaulted on my loan on the 4th week. I tried to call and make arrangments. They gave me a phone number for I Collections. When I called them 3 times and left messages, they never called me back. Two days later I got a call from Bass & Associates. They said the account was turned over from I Collections because they mailed me something and I never responded. I told them I never received anything in the mail. She kept threatening me with fraud and "malicious" activity. She kept putting me on hold and trying to work out a "settlement" with Mr. So and So. Her last request said they would settle for $480 via wire on my payday. My original loan was $300. The most I would owe is $390. I told them okay. I then asked for the wiring information. She told me to call back on Friday morning. Why wouldn't they give me the wiring information right then and there? Something is definitely not right with the company. I know I owe Arrowhead, and I tried to make $50 payments every 2 weeks. I'm debating......do I wire the $480 or do I force them to send a validation of debt and then only send $50 every 2 weeks.??????
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#147
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I faxed arrowhead a letter, with my state law in it on Saturday. It is Wednesday and I got a phone call, They orginally wanted an additional $510, they are marking my account paid in FULL, they faxed me the information today and actually according to my state law I still owed them $58.50. I offered to pay it, but they want me to withdraw my complaint from the attorney generals office. You Guys need to do the attorney general thing and the letter, works like a charm.
afreeman if I were you I would be DEMANDING A REFUND! __________________
Working my way out of this debt, one day at a time! |
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#148
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That is great news!!!! I'm happy for you......
Anyone know if Arrowhead is licensed to do payday loans in INDIANA? I'm seaching as well. Way to go fedupinpa
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~ Tweety~ When I'm good, I'm very good, but when I'm bad, I'm better. |
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#149
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Me tooooooooooooooooooo, 4 to go and two of them are going away this week, yeah, almost there. Seems like this is taking forever.
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Working my way out of this debt, one day at a time! |
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#150
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I hear you on the taking forever...Little by little I am cleaning the payday loan nightmare....I will then be doing the "happy dance"
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~ Tweety~ When I'm good, I'm very good, but when I'm bad, I'm better. |
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#151
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Has anyone dealt with quick draw cash? I still have an outstanding loan with them. have one with advance america, checkngo online and cashnetusa. Will be ridding myself of advance america tommorro. So will be 3 to go, Filed a complaint with attorney generals office on quick draw, they won't give me any contact information except email and phone number. I think they owe me a refund on the last loan I had with them.
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Working my way out of this debt, one day at a time! |
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#152
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CashnetUSA just snag me for $813.12, done with them completely, 3 to go, should be rid of another next week, almost home free here, woooooooooooohoooooooooooooooooooooooo
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Working my way out of this debt, one day at a time! |
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#153
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Congrats!
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#154
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Where would I go to find state laws on pay day loans?
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#155
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www(dot)paydayloaninfo.org/states.cfm
This site provides summaries of PDL laws. __________________
The only people with whom you should try to get even are those who have helped you. -John E. Southard |
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#156
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This might be a silly question. I ended up finding the website regarding payday loan, let's say my loan was 200.00 as an example. for the state of texas it says: 10.00 per loan + 48% annual interest? How would I calculate to see if any of my payday loans owe me a refund?
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#159
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After reading all of the posts here and being referred to the site to read up on state laws, I sent an email to Arrowhead who I had already paid 565 on a 200 loan. The email included a refund letter and a copy of the Texas state laws. They quickly replied that a refund was set up for my account and faxed me over a document promising I wouldn't complain to the TCOCCC! (which I threatened to do) I thought this nightmare would never end until I came to this website. Thanks to all who contributed the useful info
And..just got another refund using the same method with e-payday!
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#160
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Great job, I am glad to hear that we could be of so much help, always glad to have a positive out come. Do you still have others, did not go through the thread, don't know what your circumstance was? Getting better everyday, Hang in there and goodluck.
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Working my way out of this debt, one day at a time! |







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