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Lizzie1014	Name:Lizzie1014 Joined on:Jun 30, 2010 Rank:Expert Earned:5527 cents Profile:Paralegal	0 question	386 questions	Ask Question
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frogpatch	Name:frogpatch Joined on:Apr 9, 2007 Rank:Expert Earned:63089 cents Profile:Commercial Lighting Sales	0 question	5357 questions	Ask Question
goldenbast	Name:goldenbast Joined on:Aug 21, 2007 Rank:Moderator Earned:35107 cents Profile:Student working towards Law Degree	0 question	2794 questions	Ask Question
mca	Name:mca Joined on:Nov 7, 2007 Rank:Expert Earned:13890 cents Profile:	0 question	756 questions	Ask Question
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Shazzers	Name:Shazzers Joined on:Dec 5, 2007 Rank:Expert Earned:156346 cents Profile:Social Services	0 question	17302 questions	Ask Question
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* Disclosures:

By signing up for counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the pay off amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.