I have an account at a Credit Union--a savings account, but they won't give me a regular Visa checkcard. Yes, I've had trouble with Chexststems--but everytime I challenge them--they pull the complaint against off. Any comments?

Enter Your Samebox Message:

Can an item reapear on check systems again after it was removed and what if it does is there anything anybody can do?
I have a friend that removed a derrogatory in check systems and now appear again what can she do?

Enter Your Samebox Message:

If your bank account gets closed you should try to open one at Woodforest National Bank. They are mostly in Walmarts. I had been reported to chex and a friend told me that Woodforest was a 2nd chance bank. So I went and signed up for their 2nd chance banking and found out that I didn't even need to be in that program. I was able to get the regular checking with them. If you do end up with 2nd chance though it's $9.99 a month. Which isn't too bad considering what some places charge.

The other nice thing is that if you cash your paycheck and its around the same amount every time, eventually there will be no hold on it, it will clear the same day.

My husband gets a trust fund check every month. It's usually in the amount of $3,200. The first time they placed a 10 day hold on it. After that, every time I bring it in it clears immediately. I can withdraw it in seconds.

Just a suggestion for those without bank accounts, or worried about chex.

Woodforest does look at chex, but they will give you a 2nd chance account no matter what, and apparently their requirements for a regular checking account are pretty lax. Because I got one with multiple marks on my chex report.

Enter Your Samebox Message:

__________________

Is Harland Clarke belong to Chexsystem??

Enter Your Samebox Message:

Is there a way you can check chexSystems to see when you were put on and by whom or how long you have been on it. or How it was labeled when it was put on ChexSystems?

Enter Your Samebox Message:

no it does not but there are many banks that will also report to the bureaus as well as chexsystems. There are also times when the bank will turn the account over to a CA that will then report to the bureaus

Enter Your Samebox Message:

never mind to my question I found the answer at consumerdebit .com/ consumerinfo /us /en // chexsystems /report /index .htm Just remove all the spaces

Enter Your Samebox Message:

yes get a free copy of your report at www.chexhelp.com It is very important to know what it says

Enter Your Samebox Message:

__________________
mca

my list of non-chex banks and credit unions is located at http://www.chexsystemsvictims.com