Patelco

Does anyone with at least 1 chex entry have a checking and savings with Patelco? I applied last month, faxed the documentation need, was approved and got my checks and ATM card (no checkcard due to credit score) last week. I read in Jtel's post that they were relaxing their standards. I am looking for a replacement for my Netbank account since ING deems me unworthy of their business.

Has anyone applied at Patelco, been approved, only to have the account closed later?

chj

hmmm that is a very good question. I know that Patelso uses chexsystems but yes there are banks and credit unions that will approve accounts even with a chexsystems report.
1. sometimes they allow it if the report shows as paid and no fraud
2. sometimes they allow it if it just shows as paid
3. somestimes it depends on how old the report is


So it just really depends ..I do know that sometimes certain banks and credit unions will WAIT until they have the signature card back from a customer before they run through chexsystems..dumb yes but some will just say it is a policy , others say they HAVE to have the signature card in order to run it.

Here is an article showing that Patelco started using chexsystems in 2004

highbeam.com/doc/1G1-123006712.html

highbeam.com/doc/1G1-122537398.html

Please let us know how it all turns out

Check this link for the website or do a search for
'bank on san francisco'

sfgov.org/site/bankonsf_index.asp?id=46626

yea I saw that too but the list of banks and credit unions listed will not necessarily for sure give you an account if you have been on chexsystems ..so i really don't know why it says that. Many people just within a month ago that I know of have been turned down by some of those banks

Bank of America
Bank of the West
Citibank
Mission Area Federal Credit Union
Mission National Bank
Northeast Community Federal Credit Union
Patelco Credit Union
San Francisco Federal Credit Union
Spectrum Federal Credit Union
Sterling Bank and Trust
United Commercial Bank
Union Bank of California
US Bank
Washington Mutual
Wells Fargo

Did you read the information?

If you are equating this with any of those banks anywhere other than going into the listed branches then you haven't read the information.

'Bank on San Francisco' is a effort by the city of San Francisco to get more people in the banking system. Only the listed branches are participating.

Are stating that you know of people who have walked into one of those listed branches and not been able to get an account? This can't be done online or at any other branches.

From the website:

These are the listed branches that are participating
(I have copy and pasted them since this forum does not allow links)

Participating Bank Branches


Bank of America

Bayview
5000 3rd St.
Branch Manager: Freda Parker-Love
Hours: Monday – Friday, 9AM – 6PM
Saturday, 9AM – 2PM

Chinatown
944 Stockton St.
Branch Manager: Karen Woo
Hours: Monday – Friday, 9AM – 6PM
Saturday, 9AM – 2PM

Civic Center
1525 Market St.
Branch Manager: Duane Miller
Hours: Monday – Friday, 9AM – 6PM
Saturday, 9AM – 2PM

Downtown/Union Square
1 Powell St.
Branch Manager: Cathy O’Shea
Hours: Monday – Friday, 9AM – 6PM
Saturday, 9AM – 2PM

Excelsior
15 Ocean Ave.
Branch Manager: Tiffany Jew
Hours: Monday – Friday, 9AM – 6PM
Saturday, 9AM – 2PM

Mission
2701 Mission St.
Branch Manager: Gisela Delgado
Languages Spoken: Spanish
Hours: Monday – Friday, 9AM – 6PM
Saturday, 9AM – 2PM

Mission
3250 Mission St.
Branch Manager: Carlos Avalos
Languages Spoken: Spanish
Hours: Monday – Friday, 9AM – 6PM
Saturday, 9AM – 2PM

Oceanview
5150 Mission St.
Branch Manager: Joe Scampini
Hours: Monday – Friday, 9AM – 6PM
Saturday, 9AM – 2PM

Portola
2485 San Bruno Ave.
Branch Manager: Joe Kwong
Hours: Monday – Friday, 9AM – 6PM
Saturday, 9AM – 2PM

Van Ness
1640 Van Ness Ave.
Branch Manager: Kathy Bader
Hours: Monday – Friday, 9AM – 6PM
Saturday, 9AM – 2PM

Visitacion Valley
6 Leland Ave.
Hours: Monday – Friday, 9AM – 6PM
Saturday, 9AM – 2PM





--------------------------------------------------------------------------------

Bank of the West

Chinatown
933 Grant Avenue
(415) 433-3760
Branch Manager: Loreen Seid Jung
Languages spoken: English, Cantonese, Mandarin and Vietnamese
Hours: Monday-Thursday, 9AM - 5PM
Friday, 9AM – 5:30PM
Saturday, 9AM - 1PM

Mission
2812 Mission Street (Mission & 24th Street)
(415) 821-4900
Branch Manager: Maria Huaman
Languages spoken: English and Spanish
Hours: Monday-Thursday, 9AM - 5PM
Friday, 9AM - 6PM
Saturday, 9AM - 1PM

Portola
2675 San Bruno Avenue
(415) 468-1492
Branch Manager: Jason Kwan
Languages spoken: English, Spanish, Cantonese, Tagalog, Arabic and Maltese
Hours: Monday-Thursday, 9AM - 5PM
Friday, 9AM - 6PM
Saturday, 9AM - 1PM

Richmond
801 Clement Street
(415) 387-1425
Branch Manager: Loreen Seid Jung
Languages spoken: English, Cantonese, Mandarin, Vietnamese, Indonesian and Cambodian
Hours: Monday-Thursday, 9AM - 5PM
Friday, 9AM – 6 PM
Saturday, 9AM - 1PM




--------------------------------------------------------------------------------

Citibank

Excelsior
4638 Mission St.
Languages Spoken: Spanish, Cantonese, Mandarin, Russian, Tagalog and English
Hours: Monday – Thursday, 9AM – 5PM
Friday, 9AM – 6PM
Saturday, 9AM – 1PM

Financial District
245 Market St.
Languages Spoken: Spanish, Indonesian, Tagalog, Cantonese and English
Hours: Monday – Thursday, 9AM – 5PM
Friday, 9AM – 6PM




--------------------------------------------------------------------------------

Mission Area Federal Credit Union

Mission
2940 16th Street, Suite 305
San Francisco, CA 94103
(415) 431-2268 telephone




--------------------------------------------------------------------------------

Mission National Bank

Mission
3060 16th St.
Branch Manager: Andrew Ling (VP)
Languages Spoken: Tagalog, Mandarin, Spanish
Hours: Monday – Thursday, 9AM – 5:30PM
Friday, 9AM – 6PM

Mission
2773 Mission St.
Branch Manager: Gerardo A. Martinez
Languages Spoken: Spanish
Hours: Monday – Thursday, 9AM – 5:30PM
Friday, 9AM – 6PM




--------------------------------------------------------------------------------

Northeast Community Federal Credit Union

Chinatown
683 Clay Street
Branch Manager: Lily Lo
Hours: Monday – Friday, 9AM – 5PM

Tenderloin
288 Jones
Branch Manager: Lily Lo
Hours: Monday – Friday, 11AM – 4PM

Visitacion Valley
29 Leland Ave.
Hours: Monday, Wednesday, Friday, 11AM – 3PM




--------------------------------------------------------------------------------

Patelco Credit Union

Daly City
65 Southgate Ave.
Branch Manager: Grace Carpio
Languages Spoken: Spanish, Tagalog, Kapampangan and Cantonese
Hours: Monday – Thursday, 10AM – 6PM
Friday, 9AM – 6PM
Saturday, 10AM – 2PM

Downtown
156 2nd St.
Branch Manager: Michelle Overmon
Languages Spoken: Spanish, Tagalog, Bicolano, Cambodian and Russian
Hours: Monday, Tuesday and Thursday, 7:30AM – 5PM
Wednesday 9AM – 5PM
Friday 7:30AM – 6PM

Richmond
6001 Geary Blvd.
Branch Manager: Kevin Wong
Languages Spoken: Cantonese, Mandarin, Vietnamese and Spanish
Hours: Monday – Thursday, 10AM – 6PM
Friday, 9AM – 6PM
Saturday, 10AM – 2PM

Sunset
1405 Noriega St.
Branch Manager: Luis Gaerlan
Languages Spoken: Tagalog, Cantonese and Mandarin
Hours: Monday – Thursday, 10AM – 6PM
Friday, 9AM – 6PM
Saturday, 10AM – 2PM



--------------------------------------------------------------------------------

San Francisco Federal Credit Union

Main Branch:
770 Golden Gate Ave.
San Francisco, CA 94102
(415) 775-5377
Toll Free Number: (800) 852-7598
Fax: (415) 775-5340
Branch Mgr: Bert Lee,
(Spanish, Chinese, Cantonese)

Lakeside Village Branch:
2645 Ocean Ave.
San Francisco, CA 94132
(415) 775-5377
Fax: (415) 452-6964
Branch Manager: Rich Moscardini,
(Tagalog – Ilicano dialect, Pampano dialect)

Geary Branch:
4375 Geary Blvd. ((at) 8th Ave.)
San Francisco, CA 94118
(415) 775-5377
Fax: (415) 752-3902
Branch Manager: Bernadette Bardine,
(Mandarin - limited, Cantonese, Korean)




--------------------------------------------------------------------------------

Spectrum Federal Credit Union

Downtown
50 Beale St.
Branch Manager: Ricky Tolbert
Languages Spoken: Spanish, Tagalog
Hours: Monday, Tuesday, Thursday, Friday, 9AM – 4PM
Wednesday, 10AM – 4PM




--------------------------------------------------------------------------------

Sterling Bank and Trust

Castro
2122 Market St.
San Francisco, CA 94114
(415) 437-3860 Phone
market(at)sterlingbank.com
Hours: M - TH 9:00-5:00, Fri 9:00-6:00, Sat. 9:00 - 2:00

Downtown
600 Montgomery St., 40th Floor
San Francisco, CA 94111
(415) 658-2888 Phone
montgomery(at)sterlingbank.com
Hours: M - Fri 9:00-5:00

Noe Valley
3800 24th Street
San Francisco, CA 94114
NoeValley(at)sterlingbank.com
(415) 970-9070 Phone
Hours: M - TH 9:00-5:00, Fri 9:00-6:00, Sat. 9:00 - 2:00

Ocean View
3951 Alemany Blvd., Suite 4002
San Francisco, CA 94132
(650) 991-3275 Phone
OceanView(at)sterlingbank.com
Hours: M - TH 9:00-5:00, Fri 9:00-6:00, Sat. 9:00 - 2:00

Richmond
5498 Geary Blvd.
San Francisco, CA 94121
(415) 379-6990 Phone
geary(at)sterlingbank.com
Hours: M - TH 9:00-5:00, Fri 9:00-6:00, Sat. 9:00 - 2:00

Sunset
825 Irving St.
San Francisco, CA 94122
(415) 682-2250 Phone
irving(at)sterlingbank.com
Hours: M - TH 9:00-5:00, Fri 9:00-6:00, Sat. 9:00 - 2:00

Sunset
2501 Irving
San Francisco, CA 94122
(415)731-4386 Phone
IrvingWest(at)sterlingbank.com
Hours: M - TH 9:00-5:00, Fri 9:00-6:00, Sat. 9:00 - 2:00

Van Ness
2045 Van Ness St.
San Francisco, CA 94109
(415)674-0200 Phone
vanness(at)sterlingbank.com
Hours: M - TH 9:00-5:00, Fri 9:00-6:00


--------------------------------------------------------------------------------


Union Bank of California


8th & Townsend
640 Townsend Street
San Francisco, CA 94103
415-558-8703
Hours: Monday – Friday 9:00am – 5:00pm
Branch Manager: Jerry Meyer

Bayview
3801 Third Street
San Francisco, CA 94124
415-550-9311
Hours: Monday – Thursday 9:00am – 4:00pm
Friday 9:00am – 6:00pm
Branch Manager: Sonya Merritt

Japan Center
1675 Post Street
San Francisco, CA 94115
415-202-0350
Hours: Monday – Thursday 9:00am – 4:00pm
Friday 10:00am – 5:00pm
Saturday 10:00am – 1:00pm
Branch Manager: Masanori Okuda

San Francisco Main
400 California Street, 1st Floor
San Francisco, CA 94101
415-765-3434
Hours: Monday – Friday 9:00am – 5:00pm
Branch Manager: Conchita Miller

Sutter & Montgomery
44 Montgomery Street
San Francisco, CA 94101
415-288-9040
Hours: Monday – Friday 9:00am – 5:00pm
Branch Manager: Nicholas Zukowski





--------------------------------------------------------------------------------

United Commercial Bank

Civic Center
711 Van Ness Avenue
San Francisco, CA 94102
415-929-6070
Fax: 415-885-5248
Manager: Mary Tse



--------------------------------------------------------------------------------

US Bank

Bayview
4947 Third St.
Branch Manager: Willa Polk
Languages Spoken: Tagalog, Samoan
Hours: Monday – Thursday, 9AM – 6PM
Friday, 8AM – 6PM
Saturday, 9AM – 1PM

Castro
443 Castro St.
Branch Manager: Michael Kyle
Languages Spoken: Spanish, Tagalog
Hours: Monday – Thursday, 8AM – 5PM
Friday, 8AM – 6PM
Saturday, 9AM – 1PM

Civic Center
540 Van Ness Ave.
Branch Manager: Michael Burke
Languages Spoken:
Hours: Monday – Thursday, 8AM – 5PM
Friday, 8AM – 6PM
Saturday, 9AM – 1PM

Downtown/Union Square
525 Market St.
Branch Manager: Lauro Palomares
Languages Spoken: Russian, Tagalog, Cantonese
Hours: Monday – Thursday, 8AM – 5PM
Friday, 8AM – 6PM
Saturday, 9AM – 1PM

Excelsior
4610 Mission St.
Branch Manager: Oscar Rivera
Languages Spoken: Spanish, Mandarin
Hours: Monday – Thursday, 9AM – 6PM
Friday, 8AM – 6PM
Saturday, 9AM – 1PM

Mission
2601 Mission St.
Branch Manager: Sol Oquendo
Languages Spoken: Spanish
Hours: Monday – Thursday, 8AM – 5PM
Friday, 8AM – 6PM
Saturday, 9AM – 1PM

North Beach/Chinatown
1435 Stockton St.
Branch Manager: Elana Dun
Languages Spoken: Mandarin, Cantonese, Spanish
Hours: Monday – Thursday, 8AM – 5PM
Friday, 8AM – 6PM
Saturday, 9AM – 1PM

Richmond
3550 Geary Blvd.
Branch Manager: Chona Sommers
Languages Spoken: Mandarin, Vietnamese, Tagalog
Hours: Monday – Thursday, 8AM – 5PM
Friday, 8AM – 6PM
Saturday, 9AM – 1PM




--------------------------------------------------------------------------------

Washington Mutual

Civic Center
1201 Market St.
Branch Manager: Ricky Cheung
Hours: Monday – Friday, 9AM – 6PM
Saturday, 9AM – 1PM

Chinatown
1040 Grant Ave.
Branch Manager: Susan Wong
Hours: Monday – Friday, 9AM – 6PM
Saturday, 9AM – 1PM

Daly City
5 Southgate Ave.
Branch Manager: Minnie Wu
Hours: Monday – Friday, 9AM – 6PM
Saturday, 9AM – 1PM

Daly City
326 Gellert Blvd.
Branch Manager: Mirav S. Dahbour
Hours: Monday – Friday, 9AM – 6PM
Saturday, 9AM – 1PM

Daly City
2800 Junipero Serra Blvd.
Branch Manager: Carmen J. Martinez
Hours: Monday – Friday, 9AM – 6PM
Saturday, 9AM – 1PM

Downtown
700 Market St.
Branch Manager: Hatien T. Congtang-Nguyen
Hours: Monday – Friday, 9AM – 6PM

Downtown
401 California St.
Branch Manager: Robert Lee
Hours: Monday – Friday, 9AM – 6PM

Downtown
100 Pine St.
Branch Manager: Robert K. Lee
Hours: Monday – Friday, 9AM – 6PM

Downtown
2 Embarcadero Ctr.
Branch Manager: Lisa Anne Bashir
Hours: Monday – Friday, 9AM – 6PM

Haight
1720 Fulton St.
Branch Manager: Bryce Brownlie
Hours: Monday – Friday, 9AM – 6PM
Saturday, 9AM – 1PM

Marina
2166 Chestnut St.
Branch Manager: Jose Corpuz
Hours: Monday – Friday, 9AM – 6PM
Saturday, 9AM – 1PM

Marina
2750 Van Ness Ave.
Branch Manager: Jennifer T. Congtang
Hours: Monday – Friday, 9AM – 6PM
Saturday, 9AM – 1PM

Mission
2900 Mission St.
Branch Manager: Joseph Andrew Karsada
Hours: Monday – Friday, 9AM – 6PM
Saturday, 9AM – 1PM

Mission
2300 16th St., Ste. 290
Branch Manager: Adolfo B. Ferretti
Hours: Monday – Friday, 9AM – 6PM
Saturday, 9AM – 1PM

Noe Valley
3998 24th St.
Branch Manager: Mansoor Rahmani
Hours: Monday – Friday, 9AM – 6PM
Saturday, 9AM – 1PM

Polk
1500 Polk
Branch Manager: Nicole Barletta
Hours: Monday – Friday, 9AM – 6PM
Saturday, 9AM – 1PM

Richmond
301 Clement St.
Branch Manager: Winnie Ng
Hours: Monday – Friday, 9AM – 6PM
Saturday, 9AM – 1PM

Richmond
5655 Geary Blvd.
Branch Manager: Olga N. Kartsev
Hours: Monday – Friday, 9AM – 6PM
Saturday, 9AM – 1PM

SoMa
255 King St., Ste. D, E & F
Branch Manager: Vikram Anand
Hours: Monday – Friday, 9AM – 6PM
Saturday, 9AM – 1PM

Sunset
2323 Irving St.
Branch Manager: Crystal B. Joubert
Hours: Monday – Friday, 9AM – 6PM
Saturday, 9AM – 1PM

Sunset
1811 19th Ave.
Branch Manager: Lisa Ho
Hours: Monday – Friday, 9AM – 6PM
Saturday, 9AM – 1PM

West Portal
926 Taraval St.
Branch Manager: Fang S. Lien
Hours: Monday – Friday, 9AM – 6PM
Saturday, 9AM – 1PM

West Portal
98 W. Portal Ave.
Branch Manager: Vikram Anand
Hours: Monday – Friday, 9AM – 6PM
Saturday, 9AM – 1PM




--------------------------------------------------------------------------------

Wells Fargo

Bayview Hunter’s Point
3801 3rd Street, Suite 116
415-401-1320
Manager: Fred Williamson

Broadway Grant
1160 Grant Ave
415-396-2744
Manager: Derek Fong

Bush/Divisadero Brn.Ctr.
1750 Divisadero St.
415-222-4553
Manager: Poliana Junqueira

Castro
557 Castro St.
415-621-0122
Manager: Sebastian Gutierrez-Ulloa

Chinatown
1015 Stockton St
415-315-3500
Manager: Bing Bing Yu

Civic Center
1266 Market St.
415-396-4424
Manager: Perry Timmons

Columbus Avenue
468 Columbus Ave.
415-396-2747
Manager: Roseanne Strano

Cow Hollow
1900 Union St.
415-396-4890
Manager: Christina Diercks

Downtown
292 Battery St.
415-396-5586
Manager: Chris Warnhoff

Downtown
1 Montgomery St
415-396-7152
Manager: Michael Ormonde

Downtown /Embarcadero Brn. Ctr.
464 California St
415-396-7392
Manager: Eric Young

Downtown/Market & California
1 California St.
415-396-2779
Manager: Edwin Ng

Downtown/Rincon Brn. Ctr.
100 Spear St
415-777-9497
Manager: Joe Bachir

Fillmore/California
2100 Fillmore St.
415-396-4453
Manager: Reena S. Carvallo

Haight
1726 Haight Street
415-379-2580
Manager: Pia Alfonso

La Playa Safeway
850 La Playa Safeway
415-831-0615
Manager: Rachel Russell

Laurel
3431 California St.
415-544-5063
Manager: Eric Tang

Market & Church
2020 Market St.
415-865-1486
Manager: Farooq Najib (Acting Mgr)

Marina
2055 Chestnut St.
415-396-4507
Manager: Poliana Junqueira

Mission
2595 Mission St.
415-396-8103
Manager: Gloria Ochoa

Mission
3027 16th St.
415-396-4002
Manager: Rose Posada

Mission Bay
286 King Street
415-222-7460
Manager: Denise Woo

Mission Ocean
4648 Mission St.
415-396-3091
Manager: Rob Ashpole

Noe Valley
4023 24th St.
415-550-0128
Manager: Bradley Burke

North Point Center
350 Bay St.
415-222-3370
Manager: Helen Lin

Potrero & 16th
2300 16th St.
415-437-1582
Manager: Brian Van Breemen

Richmond
5455 Geary Blvd. (at 19th)
415-396-3645
Manager: Gail Dela Calzada

Richmond
3624 Geary Blvd. (at Arguello)
415-396-4188
Manager: Christina Ha

SoMa
490 Brannan St.
415-396-2005
Manager: Jesus Castrence

Stonestown
599 Buckingham Way
415-682-2424
Manager: Andy Lee

Sunset
2300 Irving Street (at 24th)
415-682-2400
Manager: Jennifer Su

Sunset
725 Irving Street.
415-396-4394
Manager: Danny Yuen

Union Square
460 Sutter Street
415-394-2900
Manager: Mariano Morales

Union Trust
2 Grant Ave.
415-396-2404
Manager: Janet Chen

Van Ness/California
1560 Van Ness Ave.
415-396-4595
Manager: Joanne Park

Webster Street
1335 Webster St.
415-222-5285
Manager: Chris Fryday

West Portal
145 West Portal Avenue
415-396-3506
Manager: Robert Wong

Are these banks currently offering bank on san francisco, and is there a need to live or work in san francisco?

http://bankonsf.org/

This is a program started for those who are unbanked. Many of the participating banks will still have policies as to who they will approve if you are reported to chexsystems so be sure to check with a local bank near you to find out policies before applying.

Some of these banks will NOT open accounts for those reported to chexsystems and are only looking to help those that are unbanked and not reported