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 Posted: Wed Nov 28, 2007 12:30 pm |
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This situation was posted by a member in the pdl fourm and there was some discussion whether Westbury could really do this.
| Quote: | | I am having a bout with westbury ventures now they are saying they are going to do a check recovery and debit money out my new check account i think i may have paid a loan with them back in 2000-2002 i changed banks in 2004 so can they debit from my new bank |
Is there such thing as a check recovery? Or is there a way to locate a persons account number?
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RoxyNY
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| Posted: Wed Nov 28, 2007 2:16 pm |
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If they were able to find the persons new account, it might be possible. I once thought they you had to get a judgement for garnishment in order to take more from a persons checking account but recently I was told by MORE than one person that a money was taken from their accounts to pay money that they had owed to OTHER banks ( not a pdl )
They also checked to make sure there had not been any judgements against them and there weren't. It puzzles me because I believed this was against the law without a court order. IN these cases I don't believe they had an account number but they were still able to locate the accounts.  Makes me very MAD !!!
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Guest
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| Posted: Wed Nov 28, 2007 2:18 pm |
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sorry just to let you know that was my answer I wasn't logged in
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mca
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mca
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| Posted: Wed Nov 28, 2007 2:20 pm |
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This doea scare me. More and more I am hearing of peoples new accounts being hit , because some how the pdl got the new banking info. In one case someone asked how they got her new info and was told that th epdl worked with a banking data base and it gave them the account number.
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kashzan
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| Posted: Wed Nov 28, 2007 2:33 pm |
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I personally have not seen any verified info where an outside organization was able to get the routing number and account number without it being the fault of the owner of the account or identity theft.In most cases of Identity theft fake checks are ordered on line from an old check that is found or stolen. It is too difficult for most common thieves to set up an ACH account from bank to bank and too risky. Most of the claims I have seen did not hold up under scrutiny. The VP of my bank assured me that this cannot happen without a court order to seize assets or by fraud unless the info is inadvertantly provided to the wrong person. In the case of a court order the defendant is required to provide the information to the court and the court decides how much of a garnishment is allowed. Anymore than ordered is considered theft.
Never pay a collection agency by check or a PDL. The PDL will share your info and the CA may clean you out!
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frogpatch
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| Posted: Wed Nov 28, 2007 4:44 pm |
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Yes, this is a good example of why you want to pay money orders for everything and exactly why the PDL does not want you to... They want a check or card or bank numbers so they can keep doing evil things!
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pokogeo
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| Posted: Wed Nov 28, 2007 5:46 pm |
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Frog, I never thought about that. Not paying the CA. I mean I would never pay the CA's collecting on my pdl's that way but I have been fighting the hospital over some bills and I am going to eventually have to pay...I guess I will send them a money order or do the prepaid visa thing.
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RoxyNY
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| Posted: Thu Nov 29, 2007 9:04 am |
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The hospital is probably fine and they won't thief your account, but any CA or PDL will and then they pass it on to others and you account continues to get hit again.
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pokogeo
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