Quote:
Originally Posted by Anonymous
I have an account with accountnow. They give you a checking account number and a routing number. I use them for 1 reason... I can not charge more than I have. If you go to a traditional bank if you do not have the money, they will let the fees go through highest to lowest and charge as many fees as they can. I also have a savings account with ING. These work for me. I get a credit/debit card with account now and can add up to 10,000 to my card. All for a fee of $10/ month. Most banks charge more that that with NSF fees and and minimum balance fees.
Look into that as well it may work for you. I have heard Telohio accepts chexsystems people. But I am not sure. Hope this help. Also heard Wamu doesn't check.
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you're so right! I used to get overdraft fees all the time, transactions post like 20 years later with banks and I don't have time to keep track, when i need to buy something online, i use prepaid as it is safer and i feel forced to keep track of what i spent, I its my fault not to be careful but with this card I feel obligated to constantly check my balance since it does not cover overdraft, i don;t overspend. I bought one item online wiht my regular credit union check card and they charged me more than what i bought and the bank overdrafted me wiht a ton of fees! i like prepaid better. of course, for people that handle like way more money, a regular check card works better for them.
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