No, Guest, I do mean illegal immigrants. The following article is from USA Today, February 13, 2007.
Bank of America, the country's second-largest bank, "has quietly begun offering credit cards to customers without Social Security numbers -- typically illegal immigrants," according to the Wall Street Journal.
Customers can qualify for a credit card if they have had a checking account at the bank for at least three months. They are required to leave a deposit and pay a relatively high interest rate, according to the paper.
The program is controversial. Bank of America says it will help undocumented workers build good credit. But critics say one of the USA's largest financial institutions should not be helping people who violate the country's immigration laws.
"They are clearly crossing the line; they are actually aiding and abetting people who broke the law," says the spokesman for the Federation for American Immigration Reform.
Apparently, the article that I remembered reading was referring to credit cards, not to bank accounts. However, if you note in the second paragraph, they have to have had a checking account with the bank for at least three months in order to qualify for the credit card. So I guess that means they can open a checking account.