mca
mca's Avatar


Posts: 755
Credits: 13,581


Send message to mca
Sub: #1 Can a non-us citizen get a checking account?
Replied on 07-04-2008, 06:35 AM
Reply With Quote

Someone asked me about this but I have no idea..anyone?

__________________
mca

my list of non-chex banks and credit unions is located at http://www.chexsystemsvictims.com



Posts: 1,219
Credits: 7,725


Send message to alias1958
Sub: #2
Replied on 07-04-2008, 11:38 AM
Reply With Quote

Wasn't there a big deal several months ago about Bank of America deciding to allow illegal immigrants to open checking accounts?

I don't remember all of the details, so I might be wrong, but it seems to me that I read about it in the news somewhere!?

Anonymous
Anonymous
Posts: n/a
Credits: 0


Sub: #3
Replied on 07-04-2008, 03:23 PM
Reply With Quote

Quote:
Wasn't there a big deal several months ago about Bank of America deciding to allow illegal immigrants to open checking accounts?
Alias...Do you mean non-resident aliens?

MCA...In order to open the account, they need be a US Citizen with State or Military issued ID or have a US Permanent Alien Identification (green card) for non-US citizens. Some banks will open an account to a non-resident alien but only in person in the branch, not online.



Posts: 1,219
Credits: 7,725


Send message to alias1958
Sub: #4
Replied on 07-04-2008, 03:51 PM
Reply With Quote

No, Guest, I do mean illegal immigrants. The following article is from USA Today, February 13, 2007.

Bank of America, the country's second-largest bank, "has quietly begun offering credit cards to customers without Social Security numbers -- typically illegal immigrants," according to the Wall Street Journal.

Customers can qualify for a credit card if they have had a checking account at the bank for at least three months. They are required to leave a deposit and pay a relatively high interest rate, according to the paper.

The program is controversial. Bank of America says it will help undocumented workers build good credit. But critics say one of the USA's largest financial institutions should not be helping people who violate the country's immigration laws.

"They are clearly crossing the line; they are actually aiding and abetting people who broke the law," says the spokesman for the Federation for American Immigration Reform.


Apparently, the article that I remembered reading was referring to credit cards, not to bank accounts. However, if you note in the second paragraph, they have to have had a checking account with the bank for at least three months in order to qualify for the credit card. So I guess that means they can open a checking account.



Posts: 2,754
Credits: 27,313


Send message to ladybug
Sub: #5
Replied on 08-16-2008, 09:21 PM
Reply With Quote

You are right alias I remember reading about this also. I would think that if they are going to give out credit cards why not open other accounts for them.



Posts: 1,449
Credits: 11,548


Send message to smo65d11
Sub: #6
Replied on 08-19-2008, 02:21 PM
Reply With Quote

I believe as long as someone has a social security number, they can get a bank account. At least that was the way it was for my husband, he was unable to be put onto my checking account and credit cards until I was able to provide them with his social security number. That was 3 years ago and a lot of the "immigration" laws have changed so that might not be the case any longer.


mca
mca's Avatar


Posts: 755
Credits: 13,581


Send message to mca
Sub: #7
Replied on 08-19-2008, 06:35 PM
Reply With Quote

thanks for all the responses everyone




Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off

Forum Jump



All times are GMT -8. The time now is 04:29 AM.





* Disclosures:
  • By signing up for counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
  • Some creditors and collection agencies refuse to lower the pay off amount, interest rate, and fees owed by the consumer.
  • Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
  • Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
  • The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.
Page loaded in 0.053 seconds.