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#33
12-23-2008, 12:42 AM
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Please HELP
Hi, I'm desperate! I've had my bank account frozen on Friday. (it is now Tuesday at 3:30 AM). This is a joint account because my fiance was no longer able to deposit his pay-roll check into my account without being on the account. The bank just decided that they were going to enforce that rule after many years several months ago.
HE owes a medical bill of almost 3,000 dollars from 3 years ago. We used to get bills for it but not having 3,000 for anything I just ignored them and waited for the collection agency to get it. When the CA calls then you can work on whittling down the bill and make payment arrangements. Only thing is, they never called. I hadn't heard anything about this bill for over a year. Now a lawyer has claimed ALL my money! I can't pay bills, I can't eat...checks are going to bounce etc... Thing is: I NEVER HEARD from these people! They never called, wrote or contacted us in any method. How can a judgement be made against you without your being informed of the court date so as to appear? I live in NY state and have tried contacting this "lawyer" since Friday. They have not answered any calls. The number just goes to voice mail. :/ I HAVE NO MONEY for a lawyer to fight these people and I certainly do not have 3,000 dollars to just throw away. As it stands now they've taken 2,100 from me (which was already spent on bills and living) I'm in debt for 800 more and STILL the 2,100 worth of bills I had inteneded to pay needs to be paid? I don't even WORK, that's why my boyfriend always gives me his check. I take care of our joint finances, etc. I am actually quite good at paying and stretching our dollars and have gotten my credit score up from 360 (had a few bad months about 3 years ago) to over 700 as of this month. I'm scared to death at the moment. Meanwhile, I typed in this lawyer's name and sure enough there are NUMEROUS hits for him on all the consumer complaint boards! I expect they are the lowest of the low and am not at ALL SURE what they've done is the least bit legal. I tried searching for a judgement on the net against my boyfriend but turned up nothing. please, if you can offer me assistance, or a number to call for assistance, contact me at Tipareths@aol.com. I don't want to start the new year homeless! 
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#34
12-23-2008, 05:55 AM
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Contact the clerk of courts immediately. Explain the situation, they will be able to help you further. Some lawyers work with a "no fee until you win" Also contact the bank immediately and let them know the same thing you sent us. Also might not help to contact your States AG.
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#37
02-15-2009, 02:21 AM
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I co-own and manage a 3rd Party collection company in Ohio. We were chasing Mr. Sam J. the owner of a plumbing company whom our client had a $5,200,000 Judgement against. [To be fair this was a multi-party judgement resulting from the wrongful death suit of a former employee of the plumbing company. Due to the nature of the judgement all the defendents were 100% liable for the full amount owed. This meant that we could levy the bank account of any of the named parties.]
Due to the cash flow of the Plumbing company, the best we were able to suck was $1200/mo payments--- that was until lady luck caused Sam's wife to receive an out-of-state $835,000 inheirantence check from her parents estate. She deposited this check in a joint checking account she shared with Sam. As a matter of routine, we call the banks weekly on all our client's debtors when large judgements are in play. We were lucky, as we found out about this money before the bank released its HOLD ON "out-of-state check deposits". We were able to obtain a bank levey for the balance of the account less $1; thus collecting a large chunk for our client and generating a large fee for ourselves. The funniest thing was that, Sam and his wife, were so pissed off that they called in and made death threats in an attempt to extort the money back out of us. All phone calls are recorded, and they were arrested and charged with felony crimes.  If you have any tax lien against yourself, or a judgement.... don't leave any money in any bank account with your name on it.... or it may disappear in the blink of an eye!!!!! P.S. Mrs. Sam J., called my office and complained that it was not "FAIR" that she should lose her 'family' money for some debts owed by her husband. She also complained that the judgement was not against her, only her husband. I told her that under the law, when she deposited that check into a joint account with her husband, the money legally became both of thiers;; and that gave my firm the LEGAL RIGHT to levy 100% of it!!!!
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#39
03-06-2009, 12:09 AM
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Unmarried joint account bank levy
Hi..I was helping my girlfriend for her education by putting her name on my money market, now the money market had been levied. The money was transfered from my credit card, can I do anything. She was the debtor.
Thanks..please help!!
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#40
03-06-2009, 12:10 AM
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Unmarried joint account bank levy
Hi..I was helping my girlfriend for her education by putting her name on my money market, now the money market had been levied. The money was transfered from my credit card, can I do anything. She was the debtor.
Thanks..please help!!
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#41
03-21-2009, 02:32 PM
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judgements and levies
I have a credit card judgement against me and they have sent me papers stating that if I do not return the information supeona I can go to jail. Is this right? Can they seize my bank account for credit card judgements?
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#43
04-18-2009, 05:13 PM
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I just was served with a levy in NJ
The Sheriff came to my door, they were going to take inventory, they said to please take care of it fast or else they would come back, they asked if that was also my car, it is but it is not owned by me outright. I owe this credit card account $5,500.00 I can not pay, what will be my next step to try to get them to take some small payments that I can afford.
Please some help
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#44
06-18-2009, 09:59 AM
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PLEASE MY BANK ACCOUNT WAS LEVIED 18 DAYS AGO I tried calling the co., that put a levy on my account, they told me to fax them my social security papers, the stimulus program and the financial hardship letter that was sent to them by my doctor which the lawyer requested. They never returned any of my calls and finally today I called the assistant and he said they are not releasing any money at all & go to a diff. help from a lawyer.
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#45
07-26-2009, 08:55 AM
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I feel u guys
I added my brother to my checkings account to help him cash his checks about a year in a half ago when he didn't have a checkings account. He doesn't use the account any more. But I woke up one day and my entire account got levy, and my checks started bouncing. I am so piss. I called the collections company and found out it was him, but they were assholes, didn't return my money, and just hung up on me.
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#46
08-24-2009, 08:23 PM
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For Credit Card Debt, there has to be a court order to levy a bank account!! IRS needs no court order..
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#47
09-09-2009, 08:03 PM
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OMG this is insane. I got the notice for my husband that they were going to file for the courts to have his wages garnished. He doesn't want to go to court so we let it go. Well, they went a whole other route and levied my bank account. I, like all of you, am super broke now and wondering if they're just gonna keep taking my money. I'm going to try to make payment arrangments with them and hopefully it will stop but I have a few other judgements against me and if this keeps up I'm gonna lose my house. I see bankruptcy on the horizon. Anyhow, this debt that I was levied was from a couch that I financed like 6 years ago. How stupid is that, I've paid for this couch like 3 times already with all the finance charges and late charges. Never again. If I can't afford to buy something outright then I just wont get it. And to the jerk above me who'd talking about all the money he swindled from those ppl and the collection agency he owns... you suck man. You're the scum of the earth. What's the point of your story anyways? Yeah, I'm in NJ btw.
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#48
09-22-2009, 07:53 AM
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I'm trying to educate myself before it happens. My payment for a payday loan just bounced (really didn't mean to) and I really don't have the money to pay it in full which they are now going to demand. From what I have gathered, they can't garnish my paycheck but not completely sure if they can levy my bank account and assume they would have to have a court order. Also, if "they" are incorporated somewhere besides Texas, can they have the court order issued in another state but presented on a Texas bank. If it helps, the bank is a local Texas bank and has no branches outside of Texas.
Thanks.
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