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 Posted: Sun Nov 09, 2008 1:11 pm Subject: returned check question |
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hopefully this is a simple question. I had a check returned for NSF, I've never had that happen before and it was basically a math mistake on my part. ANyway, my bank returned the check and charged me a fee, I called the bank and they refunded the fee since my account has been well managed. A few days later day the check was redeposited and cleared just fine. Heres my question the check was made out to Schnucks ( grocery store) will I no longer be able to write checks there?
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1mommyof2
Joined: 09 Nov 2008
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| Posted: Sun Nov 09, 2008 1:21 pm Subject: |
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You should be fine...I've done this before (unfortunately) and as long as the check clears you should be able to write checks to merchants. Had the check not cleared the second time then the grocery store would have sent it to collections and they would have contacted you to take care of it. during that time you might not be able to write checks. But after the check is paid off you can write checks again...this is my experience anyway.
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cheekla
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| Posted: Sun Nov 09, 2008 3:43 pm Subject: |
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It's entirely up to the policy of that individual merchant. I don't think you'll have any problems. But if you aren't certain, call them up and ask. What's the worst that can happen?
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unclewulf
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| Posted: Sun Nov 09, 2008 7:03 pm Subject: |
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For the most part the supermarket is notified only when the check is returned to them after the 2nd attempt. However, this may not stop them from trying to collect a return check fee.
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Roadwarrior
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| Posted: Mon Nov 10, 2008 10:51 am Subject: |
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This has recently happened to me. You might have to pay a fee, I would contact the store and see what their policy is.
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bea2ls
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| Posted: Mon Nov 10, 2008 12:32 pm Subject: |
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If the check was cleared on the 2nd attempt I would refuse to pay the fee.
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Roadwarrior
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| Posted: Mon Nov 10, 2008 6:42 pm Subject: |
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I am not certain that I would refuse to pay the fee to the store. More than likely they were charged a fee by their bank when the check was sent back as NSF.
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mca
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mca
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| Posted: Thu Jan 08, 2009 1:22 pm Subject: NSF returned check |
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I had a check returned for NSF, only because my deposit did not post before the check did. What happens now? Will it automatically be resubmitted for a 2nd attempt?
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cassiefl
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| Posted: Fri Jan 09, 2009 6:08 am Subject: |
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Cassiefl, it depends on the person/bank/store that you wrote the check to. Most of the time, they will run it through a second time. I'd call and ask.
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beli2005
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