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I need your avise on Wachovia...

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PostPosted: Fri Nov 16, 2007 4:06 pm Subject: I need your avise on Wachovia...

Do you think Wachovia would open a checkng account if I am on checxsystems even if I am paying off the bank that is on chexsystems?
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PostPosted: Sat Nov 17, 2007 12:24 am Subject:

Nope. CHeck out your local credit union. They usually do not check checksystems. You coudl also google "non-chexsystems banks" and there are a few good leads on non-chexsys banks. One thing to consider is this...bofa would be more inclined to open a checking account but to be safe, go to bofa and open a savings account. No checking account. Go to paypal.com and link your savings account to your paypal account and there you have a savings and checking account. In 6 months, you will be able to have a checking account with bofa.

-Sif

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PostPosted: Sun Nov 18, 2007 11:00 pm Subject:

I have had my Wachovia account for 2 years now and they haven't questioned anything. I have two records on chex and they aren't paid. Both show NSF activity. They have been a great bank for me.
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PostPosted: Mon Nov 19, 2007 4:03 am Subject:

very good, thank you F9darol.
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PostPosted: Mon Dec 10, 2007 7:14 pm Subject:

I opened an account with Wachovia and I am on the chex system.
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PostPosted: Mon Dec 10, 2007 10:24 pm Subject:

I have been with wachovia as well, and I have had no problems from them. I have one on chex (nsf).
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PostPosted: Tue Dec 11, 2007 3:30 am Subject:

Wachovia will make exceptions in most cases. I do think the only time they may have a problem is if there is fraud reported on the report.

Quote:
Dear Customer,

Thank you for contacting Wachovia.

We do make exceptions in most cases. Please call us to apply for a
checking account.


Sincerely,

Lola Brown

Schedule: Monday through Friday
Hours: 8:30 a.m. to 5:30 p.m. ET
Phone: 1-800-WACHOVIA (922-4684) New Accounts, ext. 46038
Fax: 615-889-9748

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PostPosted: Tue Dec 11, 2007 3:31 am Subject:

oh Luke, where did you say you lived?
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PostPosted: Tue Dec 11, 2007 6:20 am Subject: Wachovia and Early Warning..

Yes Wachovia will ignore without even asking or questioning most Chex entries as long as they aren't Wacho's..

HOWEVER. As I personally experienced, they are ignoring and overlooking Chex for the sake of their own lovechild creation Early Warning Services.

Be advised if you have had past trouble with a MAJOR US Financial Institution, they may have left you in Early Warning and that's a damn shame.

Good Luck..

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PostPosted: Tue Dec 11, 2007 6:40 am Subject:

I love Wachovia.....they write me a check every 2 weeks just for showing up! Very Happy
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PostPosted: Wed Dec 12, 2007 11:19 am Subject:

A word of caution: Wachovia does run new accounts through Early Warning Services (formerly PPS) within 30 days. If you are listed in EWS, you may be shut down by loss prevention/risk management. LP usually runs the reports within 7 business days of account opening.
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PostPosted: Wed Dec 12, 2007 1:54 pm Subject:

I have had an account with Wachovia since July when my old account went neg..due to payday loans. I have an issue on Chex and they opened my account and it is still open. I love them!
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PostPosted: Sat Dec 15, 2007 9:18 pm Subject:

volleyballmom wrote:
I love Wachovia.....they write me a check every 2 weeks just for showing up!



Well, that's mighty damn decent of them, Volley!

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PostPosted: Sun Dec 16, 2007 8:39 am Subject:

Thanks unclewulf....and considering the latest losses reported by all major banks, I am fortunate to still have my job.
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PostPosted: Sun Dec 16, 2007 2:32 pm Subject:

yes volleyballmom, my husband feels the exact same way working for the mortgage part of a bank
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PostPosted: Mon Dec 17, 2007 1:41 am Subject:

hey volley! Wachovia is taking over my World Savings home Loan next year .. and in Feb I will be making check out to them..and my payment is LESS through company you work for..because of different configuration of interest rate...good for you for working for a company I feel I can rely on!!!
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