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#1
11-16-2007, 02:06 PM
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Sub:
I need your avise on Wachovia...
Do you think Wachovia would open a checkng account if I am on checxsystems even if I am paying off the bank that is on chexsystems?
__________________
"It only takes a second to do something that you will regret for the rest of your life." All the Best, Luke 
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#2
11-16-2007, 10:24 PM
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Guest
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Sub:
Nope. CHeck out your local credit union. They usually do not check checksystems. You coudl also google "non-chexsystems banks" and there are a few good leads on non-chexsys banks. One thing to consider is this...bofa would be more inclined to open a checking account but to be safe, go to bofa and open a savings account. No checking account. Go to paypal.com and link your savings account to your paypal account and there you have a savings and checking account. In 6 months, you will be able to have a checking account with bofa.
-Sif
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#4
11-19-2007, 02:03 AM
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Sub:
very good, thank you F9darol.
__________________
"It only takes a second to do something that you will regret for the rest of your life." All the Best, Luke
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#7
12-11-2007, 01:30 AM
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Sub:
Wachovia will make exceptions in most cases. I do think the only time they may have a problem is if there is fraud reported on the report.
Quote:
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mca my list of non-chex banks and credit unions is located at http://www.chexsystemsvictims.com
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#8
12-11-2007, 01:31 AM
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Sub:
oh Luke, where did you say you lived?
__________________
mca my list of non-chex banks and credit unions is located at http://www.chexsystemsvictims.com
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#9
12-11-2007, 04:20 AM
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Sub:
Wachovia and Early Warning..
Yes Wachovia will ignore without even asking or questioning most Chex entries as long as they aren't Wacho's..
HOWEVER. As I personally experienced, they are ignoring and overlooking Chex for the sake of their own lovechild creation Early Warning Services. Be advised if you have had past trouble with a MAJOR US Financial Institution, they may have left you in Early Warning and that's a damn shame. Good Luck.. __________________
"it's not a failure-- i just forgot to announce my change in plans before they fell through.."
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#10
12-11-2007, 04:40 AM
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Join Date: Aug 2007
Posts: 4,152
Credits: 25,561
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Sub:
I love Wachovia.....they write me a check every 2 weeks just for showing up!
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#11
12-12-2007, 09:19 AM
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Sub:
A word of caution: Wachovia does run new accounts through Early Warning Services (formerly PPS) within 30 days. If you are listed in EWS, you may be shut down by loss prevention/risk management. LP usually runs the reports within 7 business days of account opening.
__________________
mca my list of non-chex banks and credit unions is located at http://www.chexsystemsvictims.com
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#12
12-12-2007, 11:54 AM
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Senior Member
Join Date: Jun 2007
Posts: 520
Credits: 8,443
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Sub:
I have had an account with Wachovia since July when my old account went neg..due to payday loans. I have an issue on Chex and they opened my account and it is still open. I love them!
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bflow30
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#14
12-16-2007, 06:39 AM
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Join Date: Aug 2007
Posts: 4,152
Credits: 25,561
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Sub:
Thanks unclewulf....and considering the latest losses reported by all major banks, I am fortunate to still have my job.
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#16
12-16-2007, 11:41 PM
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Sub:
hey volley! Wachovia is taking over my World Savings home Loan next year .. and in Feb I will be making check out to them..and my payment is LESS through company you work for..because of different configuration of interest rate...good for you for working for a company I feel I can rely on!!!
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