I need your avise on Wachovia...

Do you think Wachovia would open a checkng account if I am on checxsystems even if I am paying off the bank that is on chexsystems?

Nope. CHeck out your local credit union. They usually do not check checksystems. You coudl also google "non-chexsystems banks" and there are a few good leads on non-chexsys banks. One thing to consider is this...bofa would be more inclined to open a checking account but to be safe, go to bofa and open a savings account. No checking account. Go to paypal.com and link your savings account to your paypal account and there you have a savings and checking account. In 6 months, you will be able to have a checking account with bofa.

-Sif

I have had my Wachovia account for 2 years now and they haven't questioned anything. I have two records on chex and they aren't paid. Both show NSF activity. They have been a great bank for me.

very good, thank you F9darol.

I opened an account with Wachovia and I am on the chex system.

I have been with wachovia as well, and I have had no problems from them. I have one on chex (nsf).

Wachovia will make exceptions in most cases. I do think the only time they may have a problem is if there is fraud reported on the report.

oh Luke, where did you say you lived?

Yes Wachovia will ignore without even asking or questioning most Chex entries as long as they aren't Wacho's..

HOWEVER. As I personally experienced, they are ignoring and overlooking Chex for the sake of their own lovechild creation Early Warning Services.

Be advised if you have had past trouble with a MAJOR US Financial Institution, they may have left you in Early Warning and that's a damn shame.

Good Luck..

I love Wachovia.....they write me a check every 2 weeks just for showing up!

A word of caution: Wachovia does run new accounts through Early Warning Services (formerly PPS) within 30 days. If you are listed in EWS, you may be shut down by loss prevention/risk management. LP usually runs the reports within 7 business days of account opening.

I have had an account with Wachovia since July when my old account went neg..due to payday loans. I have an issue on Chex and they opened my account and it is still open. I love them!

Well, that's mighty damn decent of them, Volley!

Thanks unclewulf....and considering the latest losses reported by all major banks, I am fortunate to still have my job.

yes volleyballmom, my husband feels the exact same way working for the mortgage part of a bank

hey volley! Wachovia is taking over my World Savings home Loan next year .. and in Feb I will be making check out to them..and my payment is LESS through company you work for..because of different configuration of interest rate...good for you for working for a company I feel I can rely on!!!