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Sub: #1 banks
Replied on 07-08-2009, 10:07 AM
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I need to know a bank in Oregon that does not use checks system


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Sub: #2
Replied on 07-08-2009, 12:14 PM
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In Oregon, Sterling Savings Bank Equifax in addition to ChexSystems when validating new applicants, and good credit might allow an applicant with a negative to slide on through.

Although Resource Conservation Federal Credit Union does use ChexSystems, they reportedly will accommodate those with negative incidents in their ChexSystems record as long as they can prove that any incidents have been paid. See our Credit Union tips for more information.

First Tech Credit Union in considers a credit report when determining whether or not to open a checking account. But if you are denied for checking, they offer a "cash only" savings account. With a savings account you can use services such as PayPal which use EFT (Electronic Funds Transfer) and ACH (Automated Clearing House) transactions. Deposits can include cash or business and payroll checks only, but they don't deny that type of account to anyone. Membership is limited to employees of certain companies, most of which are in the Seattle and Portland areas.
I googled and found this. Hope this helps.

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Sub: #3
Replied on 07-09-2009, 08:27 PM
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What part of Oregon are you in? What is your zip code there?

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my list of non-chex banks and credit unions is located at http://www.chexsystemsvictims.com




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