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Posted: Fri May 16, 2008 10:06 pm Subject:

I will not remove them from my list entirely but at this time this is how it will read on my list

SUNTRUST
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Thank you for contacting SunTrust. We do not use Chexsystems. The verification that we use is Telecheck and Decision Power. I will tell you that we have been able to approve many people who do have record with Chexsystems, so please give us a try. We offer several checking and savings account options for you to choose from.
- To get an account here please make sure you are not reported to EWS .. if you are, the account may be opened but will later be closed.

SPECIAL NOTE: ALTHOUGH SUNTRUST INSISTS THAT THEY DO NOT USE CHEXSYSTEMS, some people have reported to me that they were able to open an account but later they were told the account was being closed due to chexsystems, while others remained open. So this may be one that you might want to try, and I would say that after a month if the account is still open , I would then set up direct deposit etc ( it is always wise to have a back up account and never have all your money in one place)

Posted: Sun May 18, 2008 9:07 am Subject:

I was approved with Suntrust as well, but i went into the branch and the manager approved my account even with me being on Chexsystems. That was in April, so far so good.

Posted: Mon May 19, 2008 9:19 am Subject:

that is great... very good luck! Very Happy

Guest · Posted: Mon Jun 16, 2008 8:47 am Subject:

"To get an account here please make sure you are not reported to EWS .. if you are, the account may be opened but will later be closed."

WHAT IS EWS?

Posted: Mon Jun 16, 2008 2:19 pm Subject:

Early Warning Systems ( previously Primary Payment Systems ) is now being used by banks and credit unions the same as chexsystems. Along with other participating organizations, they now share information about potential customers that may be a risk through Identity Check . Identity check distinguishes high-risk individuals from profitable customers the same as chexsystems.

Several organizations have partnered with Early Warning Services to help increase awareness and make the following services more accessible to credit unions. Here is a list of partners they are in collaboration with currently. As you can see this includes many, many credit unions that were once chex-friendly. CO-OP Financial Services who is listed as a partner with EWS also signed a multi-year contract with eFunds Corp(chexsystems) April 2007. Because of this many that are reported to chexsystems will also be reported to EWS.

Those wishing to obtain consumer report information should contact their Consumer Call Center at 800-325-7775. From what I have been told it is much easier to get a copy of your report with EWS than it is with Chexsystems. Apparently they will email you a form that you can mail or fax back to them. From what I have been able to tell, if you are reported to chexsystems then chances are good that you are reported to EWS. This seems especially true of those that have a Chexsystems report that has fraud indicated on it.

rayb · Posted: Tue Jul 29, 2008 11:20 am Subject: suntrust

I applied for a checking account thru suntrust and their online chat system. She said I was approved and all I would have to do is go to the branch and show id and make a deposit. I asked her a second time if that is all i had to do and she said yes. Have you found this is true OR is there more and will they do a check thru chexsystems and deny me?

Posted: Tue Jul 29, 2008 9:53 pm Subject:

I get so so many mixed stories on Suntrust.... this is the most recent information we have .....

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