TD Bank (Formerly Commerce Bank)

yea I knew there would be changes ..I am jsut not sure how many or how bad they will be

it seems that the main things is that the branches have less power, which in my experience is never too good.. i still prefer commerce, but they were my very first bank and i banked with them for many years.

vice-versa TD Bank North is now just TD Bank. Learned that the hard way(I am a process server and judgment recovery specialist I serve subpoenas to them all the time )

I've have had the worst experiences with TD so called bank. They re-order your debits highest to lowest then post your deposit after they charge you for overdrafts. I also had them charge me overdraft fee's for their overdraft charge...go figure. I'm finally getting a lawyer and had enough of being ripped-off by them...

I can imagine how frustrating this is for you. I can tell you that many many banks do exactly what you have described. It is very common.