| Message |
Author |
 Posted: Wed Apr 16, 2008 5:28 am Subject: help in pa |
|
|
hello, i have a question and you may or may not be able to help me.' i closed my bank account because of the pay day loans loans, i had talked to my bank before i did this, i got a letter stating i owe 795 in nsf fees i contacted them and told them i had closed the account they apparently reopened the account, i got a letter today from our court the district justice office because teh bank is now suing me, what are my rights what can i do
|
|
robmeca22
Joined: 17 Mar 2008
Posts: 19
Debtcc Points: 607
|
|
|
| Posted: Wed Apr 16, 2008 3:49 pm Subject: |
|
|
Wow, I did not know that a bank would do that, if you don't mind telling what bank is it? I am from pennsylvania too and am just curious.
|
|
erb1953
Joined: 30 Dec 2007
Posts: 108
Debtcc Points: 1579
|
|
|
| Posted: Thu Apr 17, 2008 8:11 am Subject: |
|
|
Most banks will re-open an account if an account is closed and a transaction
( check, debit ) comes through within a certain period of time that is close to the time the account was closed. All banks determine this differently but it is rather common.
The only way you could have protected yourself was to have put a stop payment on these checks (generally this is 30.00 fee for each check)
May I ask what bank this is as well? I am kinda shocked they are talking you to court. generally banks and credit unions will charge off accounts and turn them over to collections at a much later time.
_________________
mca
my list of non-chex banks and credit unions is located at http://www.chexsystemsvictims.com
|
|
mca
Moderator
Joined: 07 Nov 2007
Posts: 441
Debtcc Points: 8820
|
|
|
