04-01-2009, 06:42 AM
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Woodforest?
Does anyone know anything about this bank?Â* I am in Chexsystems (I still owe balances to two banks but i'm paying them off comfortably).Â* I need a checking account in order to do anything these days and I heard they are a good option...any advice appreciated.
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04-01-2009, 10:50 AM
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I just called a friend that has an account with them.Â* He says he has had no problems banking with them.Â* He also says that when you go into the bank they have signs everywhere letting you know that they will open an account if your name appears on chexsystems.
Â* I hope that helps. Â*
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04-01-2009, 03:41 PM
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I use to bank with them, they were fair enough, they call them self "second chance banking".
__________________
CLICK HERE To join my Social group, The Payday-Loan-Free Advocates! My dragon grew up!------->  <--------This is Nepolian Online Complaints Ohio Attorney General Online complaints: Federal Trade Commission. Ohio Payday Loan Laws CLICK HERE to find a Creditor
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04-02-2009, 11:51 AM
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WoodForest
If you are reported to chexsystems.. this is probably one of the best second chance checking accounts that you can find. They are very friendly to those reported to chexsystems. If you are local to them.. definitely a GOOD ONE
Â* <p class="MsoNormal"><span class="normaltextsmall1"><span>WOODFOREST BANK</span></span><span class="normaltextsmall1"><span> </span></span><span> </span><span>http://woodforest.com</span><span class="normaltextsmall1"></span> <p class="MsoNormal"><span class="normaltextsmall1"><span><span>Â*</span></span></span><span> </span><span class="normaltextsmall1"><span>Email:</span></span><span class="normaltextsmall1"><span> </span></span> <p class="MsoNormal"><span> <span class="normaltextsmall1"><span>Before you can open an account with Woodforest National Bank we do run Telecheck and Chexsystems. If you have any unpaid closures reported by a merchant or another financial institution on either one of these reports you will only qualify for our Second Chance Checking account. You will be able to open an account with us as long as we are able to properly verify your identity and you do not have an unpaid charged off account with Woodforest National Bank. </span></span></span> <p class="MsoNormal"><span class="normaltextsmall1"><span>Â*</span></span> <p class="MsoNormal"><span class="normaltextsmall1"><span>Additional information </span></span> <p class="MsoNormal"><span class="normaltextsmall1"><span>Â*</span></span> <p class="MsoNormal"><span>2nd Chance account is $7.95 if you have direct deposit $9.95 if you do not. A $9 dollar account opening fee which is take from the account and a $12 dollar one time annual debit card fee is taken out so bring at least $22 (a dollar to open the account, when the promotion is over it's $25 to open per account) However, in 6 months or less, the branch determines if you can move to a regular account or open a savings in addition to the second chance account, regular accounts, you can open immediately! (complimentary overdraft) requiring no credit will kick in after 30 days. It is $500 for direct deposit or $300 without it. ALSO! Phone and Online banking are immediate overnight and they're open 7 days!</span> Â* __________________
mca my list of non-chex banks and credit unions is located at http://www.chexsystemsvictims.com
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04-02-2009, 04:30 PM
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Thanks MCA, it's GREAT to see you again!
__________________
CLICK HERE To join my Social group, The Payday-Loan-Free Advocates! My dragon grew up!-------> <--------This is Nepolian Online Complaints Ohio Attorney General Online complaints: Federal Trade Commission. Ohio Payday Loan Laws CLICK HERE to find a Creditor
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04-03-2009, 10:38 AM
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I have been to a couple of places saying they would not accept checks from that bank. Why would someone say that? I have not seen very many, but just a few places.
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04-04-2009, 07:57 AM
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I have no idea, it is just a regular bank..most locations are inside grocery stores.
__________________
mca my list of non-chex banks and credit unions is located at http://www.chexsystemsvictims.com
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04-05-2009, 11:11 AM
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That is what I thought. I have only seen the sign in maybe 2 places, but it says do not accept checks written off of Woodforest. One day, maybe I will ask. Doubt that they will really tell me, but I may ask anyway.
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06-26-2009, 09:27 PM
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I've never seen any of those signs so far but I use my debit card more than I do any checks. I have had an account with Woodforest for almost a month now and I have to say I love them. I've not had a bit of problems.
Maybe one reason that some companies don't take checks from woodforest though is because one of the representatives said that the branch can hold a check for a bit if they need to. She explained to me that if I didn't have funds and made arrangements to make a deposit the day that they received the check, they would hold the check until I made a deposit, and then cash the check. I don't know how true it is, but that's what I was told. I was actually in the branch signing up for an account when a lady called and set up an arrangement to make a deposit before her check came out. And they told her to be there by the end of the day and she would be fine.
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