Money for peanuts 25,63 plus fee nco financial
Systems=58.06.bank x america and nco financial
Systems.inc (nco the queen of frauds) in combination to stealing money
For by peanuts from a blind mentally ill with disability check of 600,00 a month.forgery bills is not illegal?

I don't understand. Try not using the card if you are unable to pay the minimal monthly payment. Just rest assured knowing they can't garnish his SSI check. And forging bills is illegal.

I DONT BELIEVE BUT is truth.the account of
baNKXAmeRICA (CREDIT CARD) OF MY HUSBAND
DISAPEAR .MY HUSBAND CALL TO PAY 75,00AND DID
FIND the account.the same estory again.they dont charge you no more and 4000,00 go to be 10.000,00.
my husband opened this account in 2003 and is never late.i think BANK Xamerica have a plan.bankXameRI
RICA IS CHARGING A 30% OF %THIS IS A LOAN shaRK
SAY MY HUSband.i have a letter here in 2003 for
this account that they lost a payment of$250,00
"thank youfor your inquiry regarding the charge of 250,00 which appeared in your credit statement.
you claim concerning this disputed amount has been resolved.our research is completed and the tem
poraly credit previously issue to your account is now permanent.dec.3,2004.t.rainey.bankcard service CLAIMS DEPARTAMENT 18007592334.I THINK BANK
AMERICA WANTS many things.i think BANK AMERICA
CREDIT CARD OF MY HUSBAND IS MISSING FOR good.

i think these 2 banks are out of control????
refuse payments and disapear with accounts for
charge 2 times or 3 times more is a big business
and some dirty collections or some dirty lawyers
really dont caRE IF YOU LOOK LIKE OR NOT.
SOME BANKS LIKE chase bank and bank america no every time wins$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$take
my poor husband to the COURT PLEASE!!!!!

i dont remember my husband get this visa in 2003.why
bank america change the date 2004 for 2003.?in the credit report said since 2003.the credit card of bank america is since 2004.my husband only was in the joint account with my mother in law and my brother in law in bank america in 2003.after my mother in law dies they give a credit card for him.after my husband came from the crises of jackson memorial he get this credit card.i have all letters here.i have to research all papers here.can a bank lie about a credit card in the credit report?maybe i'm imagining things.can a bank disapear with a credit card my husband is paying every month without any reason?he was giving 75,00 a month and i go to investigate and separate every proof i have here.

BANK X AMERICA IS NOT REPORTED in transunion of my husband j.alvarez in 2003(date of report printed is 10-09-2003)Bank x america said in the credit file of equifax2005 that this account is from 9-2003.in transunion of 5-16-2006 the minimium PAYMENT is 75,00.(B.XAMERICA CREDIT CARD).my husband was giving 75,00 like the credit report of 2006 show here a 75,00 minimium payment,i have many statements here of my husband paying 75,00 for month in 2006.i have to ASK equifax to make a investigation here.i dont remember my husband with this card in 9-2003 and my mother in law dies in february 2004.he wants to open a account in bank america for his dead mother in 2004.he went 2 or 3 times in this bank america and in may 2004 he was in
the crises j.m.hospital and i think after february 2004 bank america gave this credit card to him.i cannot believe why this people gave 4000,00 0r 5000,00 credit card to him.the BALANCE(OCT 4-2006) was 4084,84 AND last payment my husband did was 80,00 in oct.4-2006 and next one is only 11-08-06.(8- novemBER 2006.fEb 8-06 he paid 75,00+late fee of 39,00
and march (3-1-06 )75,00 +finance charge.they put february and march in the same bill.i found a letter here from march 15,06-06payment should be mailed:bank america po box 60069 city of industry,ca 91716-0069.l(LETTER FROM MARCH-2006 BUT THEY CONTINUED TO CHARGE HIM in his credit card statement until october,2006.only in november 2006 the account disapear,evaporated and i think this is really illegal!!
SIGNED L.BROWN CARD SERVICES.MY HUSBANDis blind and i didnt
see this letter.my husband continue to pay in jun.2 -06 a 75,00 and fee 10,00+finance charge 42,74 and overlimit amount is 178.69.the total is 4178,69 and minimium is 253.96.??in credit report minimium payment is 75,00.i dont understand baNKXaMERICa people because my husband are giving them a 75,00 a month.my husband is blind and mentally ill but he is
very honest man.i told him to go bancarrota because
he has lost his job of a 1000,00 a week,he cannot drive no more because since more than a decade he has retina pigmentosa in both eyes.my mother and my daughter just send 600,00 for i pay the bills here and i paid all the utilities fpl 158,00,45,00 phone and internete,cable 20,00 and j.penney 28,00 for a bill of 600,00.we received only 131,00 from food stamps and his disability check is only 623,00 for pay all CREDIT CARDS here.he told me yesterday bank america and others are robbing him with many fees%%%.i cannot take his money(be his guardian) because life already has taked many things from him.his family is me.his family aunts,cousins never call him,other day i have to call his brother to call here.it's a shame
that my brother-in law lived for 2 years here in west palm beach and he never take my husband and me to his house.i'm against bancarrota (bankrruptcy?) and i think is more than fare pay bills that we own.my problem is that my husband is giving all his disability check 623,00 A MONTH to pay all his bills and some banks
and collection agencies ARE OVERCHARGING HIM.i hope
GOD GIVE TO THIS people what they really deserved.
NO FEAR.

T. you most certainatly can take over payeeship of your husband's disability check. If he is disabled and shows poor money management skills you can apply and become his payee, you don't have to be a person's guardian to be their payee.

MY HUSBAND wants account of his checks with him.he dont give me his pin to deposit money for him.tomorow i go to deposit money in his account for he pays the bills here.he wants to be a man of the house.he is a very difficult person but i love him
because he has a good heart and a very nice human being.he dont want me no more in his account because some bad people are robbing all his money and if i have a account with me you known...i accepted this situation and all my planes a,b,c,d have failed and that's it. a person that needs urgentely treatment and refuses.many times i went to hospitales with him and they did not for him.my father was a excelent doctor and he cares for all patients.if a patient needs to take medicine he put on the food or juice,etc...he never in his life
leave a patient without treatment.he didnt care if a person was poor because many times he gave the poor medicines from laboratories.my father hates communism.in my house always you divided everything until a piece of cake.my mother still alive and is a wonderful person.in my house was 6 kids and a woman that was the best baby sitter in the world and live in our house
for 57 years.she was retarded but she loves children and people.she dies in 2004 with cancer (a little black human with a tremendous heart.

NCO COLLECTOR just call my husband telling him he didnt
paid BANKxamerica credit card.my husband has called bank america 3 times trying to pay the credit card from bank america since the begin of this month (november 2006 )he is not late !!!credit card vanished and NCO MAN IS TELLING MY HUSBAND HE DONT PAY and BECAUSE this the bill is with NCO now.THE MAN SPEAK ENGLISH WITH STRONG ACCENT
AND I TOLD HIM;-i didnt understand you because your english is worst than mine.he said if i think i speak better than him.i said yes and i told him that
i dont work with customer service.THE CALL CANNOT BE TRACED.HE TOLD US HE WAS TAPPING THE CONVERSATION.I TOOK another PHONE THAT MAKE ANY CONVERSATION FINISH and buzzzzzzzzzzzzzzzzzz the only account missing and found in NCO collection agency of the CHARLATanes.

bank america credit card was paid in october 4 -2006 80,00 for my husband.pay by phone fee is 10,00.periodic finance is 40.63.overlimit amount is 84.84.minium payment is160,11 for 11-08-2006PREVIOUS BALANCE IS 4114,31 bank X america CREdit card IS NOT A JOINT ACCOUNT.
"WHAT IS YOUR NAME?"MY NAME IS WIFE,I TOLD THE NCO DEBT COLLECTOR YESTERDay.11-09-06
the next payment is ONly :11-08-2006).my husband was looking for bank america
credit card IN BANK AMERICA CUSTOMER SERVICE since the begin of the month of november-2006 =bankAMERicA CREDITCARDvanished befoRE TIMe!!!
my husband wants to pay this account of bank america that is no more in bank americA BUT WITH nco. NCO DEBT COLLEctoR-11 9-06YESTERDAY) TOLD TO MY HUSBAND:"YOU DIDNT pay your BILL THIS MONTH".i think i dont go be worried with bANK AMERICA AND NCO collection agency DISHONESTY AND faTAL DECISION.
my husband dont want to file bankruptcy because he hates BANCARROTA.MY HUSBAND ALWAYS PAYS HIS BILLS
and he has only his disability check of 623,00 right now.if bank america and NCO WANTS MORE MONEY...THEY HAVE TO TAKE MY HUSBAND (AND mE)TO THE COURT AND IS THE BEST WAY to get a piece of a property we have here?we have a lot
of questions to answer0000... and i can answer for my husband because i can see with my eyes what he cannot see because he became blind.today is 11-10-06 and now bank america cannot tell lies.all people of debt consolidation care MEMBERS and all people that read my posts know the truth. bank x americaXcredit card vanished since november 11-4-2006 when my husband received his disability check 11-4-06 he tried to pay his bill on time (3 TIMES). I asked him
the due date and he told me was 11-04-06.people are telling him lies because he cannot see.i have all statements and papers of bank america here.LAST TIME WAS THE SAME THINg LIKE chaSing HONESTY PEOPLE and abuSING A PERSON like my husband and try to take all
froM a person that havent nothing and only have a person that really loves him:tania alvarez.

the same letter was send feb. 1, 2006 and i received today in the mail(11-10-06)."your account has been overdrawn for several weeks and is currently overdraw 14.85."i have both letters here and my husband close this account.nobody sign and only the name of the bank of america.customer service center 18004321000.they say if my husband dont pay this fake overdrawn 14.85 he goes to have problem with other banks.report to checksystems,inc and call customer service18004321000.refer your account to a collection agency or attorney????is this a joke?14.85(2)times the same 2 letters.2 letters with different dates.carbon paper and duplicate of a dirty game.

i'm not lying.my husband told me these people wants to finish with him.i think i go to send everything to EQUIFAX TO INVESTIGATE BANK AMERICA.

BANK OF AMERICA
P.O BOX 2493
NORFOLK,VA 23510
FEB.07,2006
RE:4427********_0***
FEB.7,2006
DEAR *.ALVAREZ:"THANK YOU FOR YOUR COMMITMENT to resolve the deliquency of the above reference BANK OF AMERICA ACCount in support your decision bank of AMERICA HAS AGREED TO MODIFY THE TERMS OF YOUR ACCOUNT FOR THE NexT 12 MONTHs AS PART OF a reduced payment program.your monthly will be reduced to 75.27.no late or overlimit fees ..annual percentage reduced to 12.000%".since your account is closed...,any credit cards or... Convinience Check Transactions ..(.OVERDRafts )made will be not approved."No WORD= BANK X AMERICA.
march 15,2006"we have made a change to reflect a neW CLOSing date of the 14 th day of each month.po box 2493
norfolk,va 23501-2393 L.BROWN CARD SERVICES.

LETTER frOM NovEmber 24,2003:acct#4427-***********and credit Balance is 0.00, (ZERO.ZERO.ZERO.=).00.dear mr.alvarez.we are pleased to inform you that your request for reinstatement of ChargE Privileges on your platinium account has been ApproVed..new cards have been ordered(1)AND SHOULD ARRIVE SHORTLY.SINCERELY MR.snoW BANK OF AMERICA CREDIT departament 18002425722 .EQUIFAX OF JULY 2005 SAID:4427***BANK america data openeD 9(SEPTEMBER?) OF 2003.ACTUAL PAYMENT WAS 150,00.IN equifax 2006 actual payment amount was 80,00 and scheduled payment amount was 75,00.BANK AMERICA IS NOT REPORTING THE CORRECT DATE OF THIS CREDIT CARD AND EQUIFAX GO TO RECEIVED ALL THESE COPIES I HAVE HERE.

yesterday the BANK AMERICA CREDIT CARD was released from NCO collection agency and returned alive and safe to the bank america account of my husband .my husband was desesperateD to pay his bill SINCE NOVEMBER 2,2006. TODAY,11-14-06,my husband told me bank america chaRGED HIM A 40,00 EXTRA FOR it.yesterday i send all papers for Equifax.I DID KNOW OF THE RETURN of
credit card b.america of my husband.my husband didnt sleeping in the night and in the morning he told me the neWS.

debt consolidation care forum is great !
thanks Vikas and all members of this forum
for always say the truth.thanks all of you
that take your time to help and teach people
about their legal rights.all of you are in my
prayers every day.