Hi Tania,

Thank you so much for showing your support. Your prayers make us feel stronger.

We appreciate your participation in the community and look forward to stay in touch.

Regards
Vikas

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__________________
1st year law student at John Marshall Law School
============================================
DebtConsolidationCare - Largest Community of people in debt.

thanks Vikas for always tell the world the truth
and i really believe the only place better
for making justice is debt consolidation
care forum.
bank america is puting some people without
their businesses,their homes and didnt
care to make many overdrafts and dont send
statements to people.Vikas and all members:
-thanks for make justice for us.

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i forget to tell about the new statement of bank america credit card.
payments and credits is 75.27
periodic finance charge is 43.15
closing date 11-15-06
payment due date is 12-o9-06.
pay by phone is 75,27 and the fee is 15,00
i told my husband to send money order all
bills and i can put his name in the money
orders and you can send the letter register
for people of his credit card sign.i
thing is cheaper than fee of 15,00 AND
I'M SENDING ALREADY SOME BILLs HERE WITH
MONEY ORDERS IN HIS NAME.(UTILITIES)BUT
HE DOESNT LISTEN TO ME.i dont go to put
more money in his account because he used
half of the money of my deposit to pay
his credit card bills and almost FPL TURN
OFF OUR light here .i have to give more
money to FPL AND I TOLD HIM I DONT GO TO
DEPOSIT MORE MONEY TO HIS ACCOUNT IN CITI
BANK and he agree with me.i think equifax
call BANK AMERICA ALREADY.i think EQUIFAX
REMEDY IS WORKING because bank america
send a new statement from bank america.i have all papers here and i can everything to
EQUIFAX anytime i see abusive charges and
abusive words in WRITTINg is a lot easy
to proved all bad intentions against my
husband.NCO...

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i read in the forum of debt consolidation care the
idea of a money order with a certified letter to send
a money order to all credit cards to make people sign
when they received the money. it is a great idea from one of members of debt consolidation care.
thanks very much for all things i 'm learning every day in this forum!!!!
bank america disapearED with a credit card and NCO WAS...
telling my husband that he didnt pay his bank america credit card this month!!!!my husband was telling him(DEbt coLLEcToR Of Nco) how he go to paY if bank america disapeared with the credit card in bank america???
i think bank america is cutting some fees in this new statement.
payment has changed for 75,27 LIKE THE letter of bank
america i send to equifax . bank america employee
in their own words wrote that every month they go to charged only $75,27 to my husband.i think is a good decision and i send the letter to EQUIFAX.thanks all PEOPLE FROM EQUIFAX AND ALL MEMBERS OF DEBT CONSOLIDATION CARE.i send a infinity of papers here
and the truth is ONE OF my BUSINESS.

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Nco call today and told my husband didnt paid this month and wants a payment of 83,00.
I THINK IS NCO FEE BECAUSE I HAVE A STATEMENT from my husband HERE OF BANK AMERICA 11-14 -06 PAYMENT RECEIVED OF 75,27 AND phone fee is 15,00.
MY HUSBAND told the man of nco the next payment now is only 12-09-06 of 75.27.
the man told my husband that he NEEDS 83,00 TO FIX HIS ACCOUNT.MY HUSBAND ASKED HIM WITH CHAPTER OF BANKRUPTCY(BANCARROTA)HE WANTS FOR HIM 11 OR 13???

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NCO DEBT COLLECTOR told my husband that if he wants to be free of bank america account of 4067.72 only have to give him 83,00.!!!my husband told him what type of bancarrota (bankrruptcy)he wants for him chapter 11 or chapter 13? my husband hates bancarrota
and in his case was easy for him.(600,00 of disability check a MONTH)my husband wants pays all his his bills.he is very honest but he is not STUPID TO GIVE :
$83,00 TO ERASED A BILL OF $4067,72 BILL.i told my husband that was a bad man in the telephone but he didntWANT TO believe me.NCO PHONE 8882318186 nov 29 2;36 PM
AND i just go to take a day IN THIS WEEK for call this number fROM a public phone because is expensive for them.i learned this idea from a post of a member of debt consolidation care AND IS AN excellent idea!!!!

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i think is a crime obtain illegal money like this . a man of NCO that wants to take some money illegally from a person blind and mentally ill.
i go to see if i put the aswering machine in my phone.i have a old machine here and my husband used in new york for taking orders for his job.i think he
dont want to put this machine again but i want to tape all voices of people that call here and i dont believe bad people go to leave their voices tapeD in the machine.i think that if we are paying all bills here is not fare people call here OR asked for illegal money(EXTORTION=NCO) BECAUSE IS a LITTLE EXTORTION of 83,00 and a lie about a debit here.is thIS type of GANG LIKE NCO THAT bank aMERIca is using.Like citybank uses NFS(Nco) and i dont understand which bank contracted LTD 77074 and POrtofolio RECOVERY TO continue MAKE EXTORTION to my
HUSBAND because is extortion when you charged wrong people and got away with a 1050,00 illegally
CHARGED to him.the name of my husband is not tania alvarez.A account UNKNOWN FOR ALL CREDIT BUREAUS LIKE
EQUIFAX,EXPERIAN,ETC.,,small extortions and big extortions are their business and my business is tell the truth in this forum.

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NCO CALL AGAIN MY HUSBAND 18882318186 at 10;15amTO tell my husband to paid them bank america credit card account because BAnk America had sold the account to them(NCO ).
my husband told them that he is paying the BANK X AMerica and he goes to pay only the bank america.my husband told the man:-i go to pay only the bank america and not people from strEET.I LIKE IT!I LIKE VERY MUCH what my husband said to them.
my husband was sleeping and i only gave the telephone to him because they put a machine speaking his name like was a serious thing and the"THING" WAS NCO AND I REALLY like to see my husband understand what this people are trying to do with him.i think last time NCO MAN TOLD CLEAR TO HIM:
"GIVE ME SOME MONEY(83,00) AND you(my husband) didnt owned no more4067,72 TO BANK AMERICA" (if he paid 83,00 to NCO man).MY HUSBAND IS NOT A DUMMY!NOW GO TO BE really difficult convinced my husband thatNCO
IS A COLLECTION AGENCY that uses all types of illegal
things to get any money from any person.this people
dont care about nobody and take advantage of the poor,mentally ill, blind or any disability person is their bad business.my HUSBAND told he is not santa claus and he havent money TO give all this people that call here for donations or trying stealing his money.
my husband is really angry and he told me he already
paid bank america and is not possible that he cannot sleep in piece.MY HUSBAND HAD paid bank america since
december,2 or 3 in this month of 2006 a $75.27

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my husband received here a statement of checking account of bank america with a balance of 14,95 DOLLARS.
THE statement period 11-07-05 trough 12-05-2006 HAD A 14.85 BALANCE.i forget to tell in the forum because NCO WAS CALLING HERE.
my husband had closed this account in bank america BECAUSE was a lot of overdrafts and i told him to close fast before he lose all his social security disability check.
my husband paid every begin of month a 75,27 to credit card of bank america.if NCO BEGIN TO CALL HERE
to harassed my husband telling hIM he had to pay again to them...i will complaint about NCO LIKE I DID WITH PORTOFOLIO RECOVERY ASSOCIATES AND LTD 77074
if NCO HARASSED MY HUSBAND that became blind and is mentally ill.

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the call was received dec.12_-18-06 at 1:44 pm miami florida.NCO TELEPHONE NUMBER IS 18882491033.
the computerized voice told in the telephone:-if you are ALVAREZ...

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AC 4427****BANK AMERICA:"WE HAVE RESEARCH the credit acc 4427****of bank america.the results are:the balance of this item have been UPDATED,.THIS ACCOUNT IS CURRENTLY REPORTED paid as agreed,with no late payments.this account is report as closed."EQUIFAX
DECEMBER 14,2006.
CREDIT REPORT EQUIFAX DEC .14-2006BANK AMERICA BALANCE amount is 4.007 and actual payment is 75,00 and scheduled payment amount is 75,00.equifax send me a credit report free!

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NCO call now 8;30 pm in florida and my husband today
GET VERy ANgry.the man put a music and i told him to hang up and he didnt hang up.the man ask him if he was john doe and he told the man of NCO that john doe was the neighbor.(i was listening in the other phone)
he told my husband was NCO to charged him bank america account and my husband threw the telephone
far away.he thinks he had paid already bank america and people from streets (gangs)wants more money from him.
my husband said this people wants to make easy money
because he had paid bank america already in the begin of the month.

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yesterday my husband cut his head because NCO and he was furious with the man from NCO.i think is not fare
BANK AMERICA tell NCO to call here to harassed a person very mentally ill and blind like my husband.i think is not fare because he is paying them 75,27 every month to bank america.my husband never treated bad any bad debt collector that call here.he told me people is trying to kill him.i agree with him and if happen anything to my husband and he dies ...i'll go to begin a war against these people and i go to paid them what they really deserves to be paid.i think my husband have to close
all other accounts and eliminate all big fees because
go to be easy for him but he is not listening to me.until now he only close bank america account and the balance is going down.maybe take years to pay but is better than take a life to paid.
debt consolidation care members offer me help so many times to pay his bills. my husband is not okay and he is not accepted any help right now because he is a really sick man and he still have CHASE IN HIS CREDIT REPORT AND only in 2008 Chase account go to disappear from his credit report (2008)and after take my husband to court for almost a 10.000,oo (9,267)AND WAS 4900,00 TO $9.267
and charge all fees all this years...
Chase BANK bought a city bank BP OF MY HUSBAND.chase bank agaIN wants a Account with MY HUSBAND..the truth is that my husband is a good business for them.i saw some western union here for payment of chase bank aCCOUNT and tHEY waNT MorE BUSINESS WITH MY HUSBAND(EASY MONEY)FOR chase bank and no hurt feelings because a 9.267,00 chase card (overpaid already?)IS not a problem for Chase BANK.
I IMAGINE how many people poor and sick lost their homes because these people.we didnt have not to lose and go to the court was best option for us.(o=zero)
ALWAYS I GO TO THANKS ALL MEMBERS OF THIS FORUM for
help me with the abuse against my husband and thanks
GOD FOR GIVE to us this blessing forum .thanks GOD,THANKS VIKAS AND THANKS ALL MEMBERS OF DEBT CONSOLIDATION CARE.I THINK ALL MEMBERS HAVE REALLY BE PROUD OF BE PART OF THIS FORUM.

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bank america send statement of credit card of my husband and payment is 1-12-07 of 75,27.
bank of america po box15026 wilmington de 19886-5726.call toll free 18003463178.

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bank america TOLL FREE 18007896685
*TDD HEARING-IMPAIRED 1800 3463178(******)

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bank america 18882318186 december 28 call at 11:47 AM in miami florida.
BANK AMERICA call and hang up fast and didnt want to leave any message in my new answering machine.my daughter really give me a wonderful christmas gift!!

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