Let's just hold hands and hate B of A and sing cumbaya. No, no, no, let's put the truth on these threads so when the people read them that do not think they have been screwed by BofA, FIA Card Services, N.A. and their 970,000 yes almost 1 million affiliates who claim the FIA logo can stop doing business with them. I can list so many ways they have tried to screw me, it would take up too much space. All I can say that if you are doing business with these people, and you don't even know who you are doing business with, you are definitely 100% getting screwed. No doubt, take your statement to an attorney and let him analyze it. Since they are so big their lobbyists keep everything in tact. I will admit I know people who worked there, but left voluntarily to work for more moral financial institutes and for more money. It is a corrupt environment from top to bottom. Heed my words. They are so quick to hand your account over to junk collection outfits that ruin your credit should be enough reason not to do business with them. I do business with anyone who is outside the neverending chain of FIA Card Services and their hit men. Be Aware.