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  #1  
Old 08-12-2004, 06:30 AM
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Vikas Vikas is online now
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Default BANK OF AMERICA

Aliases  FLEET CORP - INSTALLMENT LOANS
Address Fleet National Bank,
a Bank of America company


Phone  800.344.8382
Fair share  
Electronic Payment :
Paper Check :
 7%
Late Fees  
Interest rate  %
Re age  The company re ages the accounts only after 3 payments are completed.
Acceptable Payment  The debtor needs to pay 100% of the original amount
Account Numbers  The account numbers of the company comprise of 14 digits beginning with 701, 702, 708, 716, 717, 718, 723, 727, 734, 744, 750, 755, 756, 784 and 786
Notes  As of 4/ 1/ 2004 FleetBoston Financial and Bank of America Corporation have merged; hence paper proposals are addressed to BoA. Once a proposal is accepted, late fees are stopped. There are no over- limit fees. Interest rates are not lowered. Re- age occurs only after three payments are received, provided the due date of the account has not passed 120 days and the client has made 9 payments prior to account being on the program. The company does not pull accounts from collection agencies. On these specific accounts, payments and proposals are not accepted electronically. If a client has been dropped twice from the program, the client is no longer eligible for CCCS - ever. Bank of America offers a wide assortment of loans and services for students. If you have a previous student loan with Fleet Bank, it is now being managed by Bank of America.
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  #2  
Old 10-20-2005, 02:30 PM
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Default debt consolidation

i will like you to help me to how to pay all my bills in one card and not to worry about late fees ect
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  #3  
Old 10-20-2005, 04:24 PM
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Karen, this is not the company that you are looking for here. Please contact them at the address and phone number mentioned above and place your request.
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  #4  
Old 01-23-2006, 07:34 PM
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Default bank americA

this bank AMERICa is a gold diger and my husband just gave them 175 dollars last month and now they want 495,00 dollars .my husband told me they put fee of 60 dollars last month,i saw he said in the telephone ,loan shark ... the credit card BANK AMERICA they send to him after his mother dies in 2004 was a 5000 dollars credit card .since 2004 he pays them already 1000 and now he needs to pay 4000 dollars.when his mother was alive my husband, and my brother in law had 17000 dollars in a joint account in bank america and i think my brother in law took all the money because he is a responsable brother... .he pays the condominium here .after that bank america send a credit card to my husband of 5000 dollars and know BANK AMERIca wants to robber all his disability check .other thing they didnt send a statement this month.i want to thanks this forum more one time.
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  #5  
Old 01-24-2006, 09:42 AM
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Hi Tania,

Try figure out how much you exactly owe to them. If it seems that they are charging more than the exact figure, contact them ask for explanation. Negotiation is the best process that can help in this matter.

Also you have mentioned that this account is a joint account. Then why are you taking all the responsibility alone? Ask your brother in law to share the obligation as well.
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  #6  
Old 04-18-2006, 03:30 PM
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Default bank america visa account $59.97 periodic finance charge

april 03 payment by phone $60,00+10 dollars (fee)and periodic finance charge IS$59.97.IN THIS ACCOUNT OF BANK AMERICA MY HUSBAND is paying only the periodic fee:$59,97 -$60=3 cents left to pay for this account.the minium payment was224.37 in april and in may is 299.64.
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  #7  
Old 05-12-2006, 08:34 AM
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Default bank america monthly maintenance fee cheking account 5,95

bank america monthly maintenence fee is 5,95 dollars.my husband call bank america and told the lady from bank america this is illegal.i think is illegal,because i have everything FREE IN WASHINGHTON MUTUAL AND I HAVE LITTLE MONEY that my family give me.other day i didnt have enough money in my account and i have a 30,00 fee and i went to the bank and they forgive me a fee of 30,00.i told my husband dont use bank america for pay his bills but he dont listen to me.i'm in washington mutual for 10 years and they never charge me any fee in the cheking account and they give me now a gold credit card (gold debit )with a master card and i deposit only 300,00 for month in this account.bank america charge overdraft fee for activity 4-10 amount 31,00 for a check post in 4-06 of 60,00 check number 255*(this asterisk shows a break in the check number order.your check may have been in a previous statement or may still outstanding.overdraft fee of 31,00 in 4-10 and monthly maintenance fee of 5.95.total charges and others fees 36.95.the fee of 5,95 just get very illegal here .
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  #8  
Old 05-15-2006, 11:45 AM
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Default bank america overdraft fee 31,00+3 ,00 =34,00

can a fee of overdraft increase in 3 days?5-09-06 the overdraft fee is 31,00 and another fee in 5-12-06 for overdraft is 34,00.is this legal?
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  #9  
Old 05-15-2006, 06:37 PM
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Tania, the calculations are done on a specific date. If that date came in between 9th and 12th of May, I guess it's possible.
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  #10  
Old 06-16-2006, 04:38 PM
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Default bank america no statement for june 2006 and horrible letter

bank america didnt send statement this month of june 2006.bank america send only fees or notice of overdraft 2 times and no statement to proof my husband owe 65.58.my husband told me they OVER charge him 2 times(insuficient funds) with 2 checks and he knows this people are doing wrong things with him.(my husband told they dont have atm machines,they only have cassino machines and they are always winners).they send (BANK AMERICa)a HORRIBLE letter like this to my husband;"A reminder notice to overdraft in the amount of 65.58.pleaSE MAke arrangEMENTS TO DEPOSIT THE NEcessary funds.if your account is CLOSED DUE TO OVERRRRRRRRRRRRRRRRRRRRRRRRDRAWN BALANCE.YOU MAY SEND A REPORT TO Check sySTEMS,INC.AN ACCOUNT VERIFICATION SERVICE,STAting that account was closed because unsastifatory handling.this may result in you being unable to establish an account in any financial for up 5 years.,even after you repay the debt.if you have any QUEStions....please contact customer service 18004321000.tHanK YoU.MY HUSBAND TOLD ME HE GOES TO PAY NEXT MONTH AND I ASK HIM:WHERE IS THE STATEMENT?HE CANNOT SEE BECAUSE HE IS BLIND and bank america didnt send one statement and i didnt show this horrible letter to him. bank america can give A statement when you paid 5 dollars.where the statement(june @6))^) of this month? i think is free or ....JUNE 2006 IS HIDDING ILLEGAL CHARGES? .the cat DIDNT eat THE STATEMENT OF JUNE 06 and i'm so sorry because i love cats and i havent a cat now.i know big sharks eats everything and this is abusing people and is MORE THAN ABUSing.this letter is a abusive letter and needs to be report.THIS MONTH YOU SEND 5 MONEY ORDERS AFTER THE BIG SHark appear and make a hole of 65.58 in his account.
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  #11  
Old 06-20-2006, 07:30 AM
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Default bank america send only credit card bill

yesteday bank america send only the bill of credit card account and forget to send the statement of june 2006 to show us why my husband has to pays them a $65.58 for insuficient funds. my husband told them to close the credit card account because they charge many fees for this account.i have a Letter here of Bank America that he Can Pays only 75,00 for this account(forever) and my husband is paying 75,00 a month.but bank america is a bank with no word (I have a letter to proof)and if continue like this go to be the next bank i go to complaint to attorney general of florida.the balance is high about 4178,69 and they not supost to give this money to my husband because my mother in law have a account before with my brother in law and my husband that didnt know about his name in this account(17.000).my brother in law took the 17000,00 and is paying the condominium here of 145,00 a month. when my mother in law dies my husband go to this bank america(many times,maybe 5 times) and want to open a symbolic ACCOUNT in the name of my mother in law (100,00,THE LAST MONEY HIS MOTHER GAVE TO HIM)and he went 5 times or more trying open this account in her name!!! the people of bank america saw he was mental ill and blind and THEY GIVE A CREDIT CARD TO HIM of 5000,00 or 4000,00 i'm not sure.MY HUSBAND DIDNT WANT TO spend the 100,00 bill and keep this note in the collection book.ny husband use this credit card of bank america to pay citibank and other debits.now the bill is like this:total credit line 0 and overlimit amount is 178,69 and minimium payment due is 253.96 and post date is jun.2 trans.date jun 1 ref.no.877 PAY BY PHONE CR$75,00 and june 2 paY BY PHONE FEE 10,00 AND PERIODIC FINANCE CHARGE IS 42,74.
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  #12  
Old 06-20-2006, 08:01 AM
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Default bank america no word

my mother in law dies in 2004 and in 2004 after he tries many times (5 times or more)to open a account of a 100,00 in her name(last money she gave to him and he wants this account in savings only in her name )and after that he goes to crisis in jackson memorial hospital and when he came back BANK america gave a credit card to him of 4000,00+ (2004)and i just cannot believe that.i think they are more crazy them him.
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  #13  
Old 06-26-2006, 07:12 AM
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Default bank america didn't send any check account statement

i just call customer service of bank america in the telephone for customer service 1800.432.1000.i told the lady my husband is blind and they are not send statements of his cheking account to him.i told he has 65.58 in fees(insuficient funds)and i need to see the statement of his checking account becAUSE he is telling me that they are overcharging him.the lady told me that I'm not in his account and only him can do anything about it and he dont call them.i told her that i go to tell the attorney general of florida about bank america that discriminATe AGAINST MENTALLY ILL , blind and poor people and i go to send all the letters bank america is sending to my husband with no statements of checking account. bank america didn't send checking account statement this month and overcharged him for insuficients funds.i told her that i'm his wife for 23 years and i have the right to ask for a statement for my husband that is blind and mentally ill.she told me they have a special statement(the statement that is 5,00?)i told her that i want a statement free because they(bank america)are supost to give 1 free statement for month to customers .she fininish telling:"thanks for chose Bank America" and i told her:-i didnt chose this bank!!!!!!the
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Old 06-28-2006, 03:44 PM
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Default bank X america never send the statement of checking account.

bank X america didnt send a statement of the checking account of my husband until today and the month of june 2006 is almost finish.my husband has 65.58 negative and they didnt send a statement of june 2006.i told him to call bank X america because with the statement of his checking account is the only way i can see if he owe 65.58 for insuficient funds.(OVERDRAFT).my husband has mental problems and he dont want to call CUSTOMER no service(UNTIL NOW,no service) 18004321000 to tell them to send a statement of his checking account that he has the right to receive every month.(1 time a month and not 0 time a month). what i can do for this people send statements to him? i call already but they told me i'm not in his account.i told them the "problems of him and that was his wife!"i think if he is blind they are not supost to charge him 65.58 and send letter against him for the amount of 65.58 without the statement of checking account of bank X america june 2006.the statement of june 2006 was never send to proof anything. MY HUSBAND TOLD ME THEY MAKE the insuficient funds for him and they are rude,dont help him when he calls.is not illegal practice they only charge for 65.58 and forgET TO SEND a statement from checking account ?please anybody tell me how i can make they understand (bank X america)that every bank send one 1 statement a month and is illegal dont send a statement because you cannot see the transactions in the checking account.bank X america is not a american dream is the opposite.bank america is a bank versus X america.please i need my guardian angels of debt consolidation care forum to helppppppp meeeeeeee!!!!
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  #15  
Old 10-16-2006, 04:10 PM
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Default bank america and NCO FINANCIAL SYSTEMS,INC

Bank america didnt send statements from checking account and every month was overdraft without the proof because the only thing the people of bank america send was the bills for my husband pays (overdrafts without statements).now nco
Financial systems,inc send a collection letter from bank america the principal is 25.63. Cost of collections is= 58.06 . Nco fee=$58,06(i thing this is very illegal)total balance is 83.69.rergarding
Personal overdraft 25.63+fee nco 58.06= $83,69 ncofinancial.com pay on line.you unique registration code is m19180.tel 1866-889-6745.i m sure my husband dont own 25.63.+fee 58.06..nco financial systems,inc.more suprising is that bank america send a statement of cheking account today after my husband close the account and nco too send a letter today.the cheking account is not negative.we just paid 71.63
And ending balance was 0."because your my access cheking has closed you will no longer received a combined statement to continue this service".... Which service ??I told my husband to close bank america account or you go to pay every month falses overdrafts .we are free

Of bank america forever!!!Alleluia!!!!!!
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  #16  
Old 10-16-2006, 05:03 PM
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Default BANK AMERICA CREDIT CARD STILL HERE

i forget my husband has a credit card of bank america
and he is paying every month 75,00.the problem is that bank america wants all his disability check to pay them.they began to make overdrafts in his account illegally.
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