I have came to a point in my life were I will never be able to move on n be successful if I don't face these issues. I have estimated about 70k in debt cc, payday loans, medical bills going back to 2006. I am 28 now, but I was a piece of sh*t for majority of my life, doing drugs, gambling, etc. My mother god rest her soul passed away in 2007. I hate these times cause she was my backbone and my forum. She left me and my sister the house we grew up in which at the time had a remaining mortgage of 160k 2007 , the house is valued at 310k in 2010. When my mothers post office insurance came me n my sister immediately paid the remaining mortgage, unfortunately for me I went back to my piece of shit ways drugs, gambling. At that point I was draining through my inheritance in record fashion so my sister & I decided with the debt I carry ($70k) n my bad lifestyle, we choose to sign the house over to her name (my sister). I have been sober going on 3 years today and finally run my own life. I moved to Georgia 2 1/2 years ago n finally found myself. My question is if i file for bankruptcy relief will my sisters house be affected if at one time I held ownership? What should I do?
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