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01-05-2009, 08:05 PM
Anonymous
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Sub: Better to short sell house or forclose before filing ch. 7?
I plan on filing ch. 7 in three months. I'm trying to sell my primary residence. The lender has agreed to a short sale, provided they reserve the right to collect on the unpaid HELOC balance.

Will this get wiped out when I file ch.7?

My attorney said I could just let it foreclose. That sounds worse. Is it?
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