Sub:
#1Mrs. Lawson
Replied on
04-26-2011, 11:07 AM
I am looking into filing chapter 7 as an individual i understand that i have to include my husband's income do I also have to include his taxes because we currently file them seperately.
It is true that your husband's income is included when calculating your means test and your budget. But I don't think you will have to include his taxes. Nevertheless, you should contact your bankruptcy attorney and he will guide you further in this matter.
I don't think there's any legal obligation for you to include his taxes when you're filing it separately. But remember, if you add his income and associated taxes, then it will help to get things evaluated correctly.
By signing up for counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the pay off amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.