1) Unfortunately, the lender can postpone the foreclosure indefinitely. Nothing you can do about it.
2) The only debt you must deal with is on-going HOA dues/fees/assessments, if you have a HOA. You must continue to pay the HOA until the foreclosure is complete. Everything else was discharged.
3) The VA has violated your discharge. Contact the VA and supply a copy of your discharge. Tell the VA if you get another collection letter you will ask the bk court to hold it in contempt.
Des.