Oh, trust me, it was a close one! However, it was Christmas time and he was in the store with one of his small children. However much of an ***hole the parent is, I would never do anything to lessen a child's opinion of them. I'm sure in time, the punishment will come - when his own kids follow in his footsteps and fail miserably, just like he did.
I count it as at least a small comfort that this guy is just scum, and has started to reap the "rewards" of his own actions. I can't say I'll be so kind next time I see him, provided his kids aren't with him. I think I'll feel compelled to tell him exactly what hell he and his buddy the mortgage broker put me through.
I
do take responsibility for my own part in this whole mess - I was ignorant of the home buying process and jumped in with both feet. But when I started seeing red flags left and right and tried to get out of the whole thing, I was threatened with legal action - and not knowing better, I went through with it. I was ignorant and uninformed - so that part is my fault. I'm not going to cry "victim" like some people who knowingly bought a mansion when they couldn't afford it, and played the system to get it. That's not the case here at all.