Maybe this is a stupid question.....
If your bankruptcy is due to come off your credit report in a year, will creditors take that into consideration & give you a slightly better interest rate than those who have a more recent bankruptcy?
Mine is due to come off in 2010, but despite on time cc payments post bankruptcy & I'm still quoted 18% interest on a car loan. Am I doomed to continue paying for my mistake until the bankruptcy is officially off the record or is it possible to negotiate considering my cc payments & the fact that the bankruptcy is due to come off in a year?
11-01-2009, 05:58 AM
Bankruptcy length-interest rate negotiation?
