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Sub: #1 Mortgage not reporting to credit bureau
Replied on 01-05-2012, 12:09 PM
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Hello, my husband and I had a Ch 7 BK discharged in May 2011, and still live in our home and pay on the mortgage, but on the credit report, it is showing a "kd." How can we work it so that they start reporting again? Should we?

Thanks!




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Sub: #2
Replied on 01-05-2012, 02:25 PM
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Did you reaffirm your mortgage??? Have you talked to your mortgage company??

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Sub: #3
Replied on 01-18-2012, 07:29 PM
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The mortgage lender is not liable to report your payments to the credit bureaus if you haven't reaffirmed your loan when you were in bankruptcy filing. I guess that due to non-reaffirmation of loan, the credit bureaus are showing the status of the account as KD.

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