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Sub: #1 New Checking account after Ch.7?
Replied on 11-15-2009, 03:46 PM
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We filed Ch. 7 at the beginning of the month. Our attorney JUST told us when we met last week that our checking account could be frozen because my husband has a credit card there that was listed on the bankruptcy. She said we should open a new checking account at another bank that is not a creditor.

Aside from wishing I had known this BEFORE we filed (it would have been a lot smoother transition as far as paying bills goes.) Is it even possible to get a checking account after you have filed? We don't have any overdrafts or items in Chex System. But, obviously our credit is a bit of a wreck.

Any help is, of course, greatly appreciated

SC
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Sub: #2
Replied on 11-15-2009, 08:08 PM
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Well, bad credit has nothing to do with opening checking account. However, things can be little different with bankruptcy. But since you have nothing reported to the Chex System, I feel that you have better chances.




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