Re: Ch. 7
I just read something that sort of freaked me out. We are filing Ch 7 next week the day before payday for both of us. So we will have like $500 in the bank at the time. That is what I am listing on my exemptions for the bank account.
My question is about the 75% exemption on earnings for the 30 days prior - since I will not have any of our earnings left but $500, that is all I am exempting right. This 30 days prior thing is throwing me off - do I need to list our paychecks from the 30 days prior (even though there was no disposable income after we got them and paid things)?
Do I need to list the last 30 days of paychecks on my exemptions, and subsequently only be exempt on 75% -or did I read this article wrong?
I have felt 100% confident in pro se up to this point. Ugh.