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Most often, if not always, we learn the lessons in our lives the hard way. However, its not very clear from your post what kind of help you actually need. If you need help to deal with this lender, let us know your place of residence, amount owed, balance outstanding, nature of the lender i.e. storefront or internet, etc. We can then delve more into the legalities of pld business in your state and can suggest a possible solution to you.
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* Disclosures:
- By signing up for counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
- Some creditors and collection agencies refuse to lower the pay off amount, interest rate, and fees owed by the consumer.
- Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
- Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
- The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.