We discuss hundreds of topics in a day in our forums but the “Answer & earn $50″ section has twisted the story. This recently added section is an opportunity where hundreds of us can answer one question and battle it out for better and the best ones.

How it works?

1. Our community picks up the question of the week, which is displayed on the site under the section “Answer & earn $50″.
2. Anyone can answer it. All the answers are kept hidden.
3. At the end of the week, all the answers are shown to our moderators’ panel. They pick up the 5 best answers (first one gets 5 points and fifth one gets 1 point).
4. Answers with the maximum points win.
5. $50 is paid to the member for the best answer.
6. Once the result is declared, all answers are made public.

Today is the first day of “Answer & earn $50″ and the first question is “What are the alternatives to payday loan?”And we already have SIX answers. Must say it is a great going

About Personal Loans – Get the facts straight!

Technorati Tags: dollar, money, community, finance, payday loan

Life can be tough sometimes but during those toughest times it is wonderful to know your friends and loved ones care for you. DebtCC is a big family and like every family it too has its own conflicts, problems and disputes. But what happens during tough times? Yes, each and every member forgets his or her differences and stands united. That’s what happens in DebtCC also. Recently the forum members have come together to support Mike during his tough period.

Mike I want you to know that you are always there in our thoughts and prayers. I truly believe that all the prayers from every one of us are heard and will be answered by GOD. So, do not lose hope and stay strong buddy.

Here are some lines for you friend

“Never let go of hope. One day you will see that it all has finally come together. What you have always wished for has finally come to be. You will look back and laugh at what has passed and you will ask yourself… ‘How did I get through all of that?”

“Hope” is the thing with feathers– That perches in the soul– And sings the tune without the words– And never stops–at all– Emily Dickenson

Fortune favors the brave – Publius Terence

Hope is always available to us. When we feel defeated, we need only take a deep breath and say, “Yes,” and hope will reappear. — Monroe Forester

Our greatest glory is not in never falling but in rising every time we fall – Confucius

For hope is but the dream of those that wake – Matthew Prior

First say to yourself what you would be; and then do what you have to do – Epictetus

The rose is fairest when ‘t is budding new, and hope is brightest when it dawns from fears – Walter Scott

We must accept finite disappointment, but never lose infinite hope. – Martin Luther King, Jr.

Hope is the last thing that dies in man; and though it be exceedingly deceitful, yet it is of this good use to us, that while we are traveling through life it conducts us in an easier and more pleasant way to our journey’s end. — François de la Rochefoucauld

Technorati Tags: hope quotes, motivational quotes, inspirational sayings

“I am on my way to establish credit so how many inquiries should I make? I have also heard that too many inquiries can lower down my score. Is it correct?” – This is a common question that most of the people trying to build up credit face. This post is an attempt to help them.

Inquiries negatively affect your score but the extent to which it affects actually depends on the overall profile of the credit report that’s being scored. For instance, an inquiry is going to matter more on somebody who has a short credit history without a lot of accounts.

Consider a college student who has only a student loan included in his credit report. Now, if he gets a few inquiries, then that’s going to affect his score more negatively than someone else who has got a long credit history.

The worst thing to do while establishing credit is getting a secured account and then putting across your credit applications to all of the big banks and the national department stores. By doing so, you start generating hard inquiries that in turn lower down your score. As lenders consider too many hard credit checks as an indication that you’re facing some kind of financial hardship and are desperately looking for credit to help you out

Technorati Tags: credit report, credit inquiry, hard pull, credit score, establish credit