Archive for the ‘ About DebtCC ’ Category

Personal budget: A solution to your debt problem

We often run into debt problems because of our spending habits. Most of us don’t bother to plan our expenses and thus easily lose track of it. Though it’s important to practice the habit of budgeting from young age, we hardly do it and let our spending spree to take the driving sit of our [ READ MORE ]

5 smart ways to rebuild your credit

Delinquent accounts, charged offs, credit inquiries - all these can negatively affect your credit report. There are companies which would promise to improve your score against payment of fees, but usually you can do it yourself as well with little patience and caution. But before discussing on the methods of fixing the Credit Report (CR) [ READ MORE ]

Unsecured consolidation loan: Is it really your option?

It often makes a hard choice for one to choose between secured and unsecured consolidation loans. We are aware of the secured consolidation loan where the home is considered as the collateral. Though it’s popular yet many would try and avoid putting their home as collateral to obtain further loans in the fear of losing [ READ MORE ]

How to prevent debt consolidation scams

You could be already behind on your loan payments, or you may be overwhelmed with debt and you’re likely to default. In either case, you might have considered the option of consolidating the dues to pay them off fast. No doubt debt consolidation is a popular way to wipe out debts. But before you choose [ READ MORE ]

You can still save your home with Home Affordable Modification

The ‘real estate bubble burst’ has been identified as the major contributory factor towards the current economic meltdown. The real estate industry tumbled as the home values dropped below the purchase prices, forcing many homeowners to foreclose. In order to stabilize the situation the Obama Government has introduced the Home Affordable Modification Program or HAMP. [ READ MORE ]