Archive for the ‘ About DebtCC ’ Category

Reduce your insurance cost to payoff debt

Insurance is an expensive yet necessary financial tool that we need to carry in the modern time. Insurance protects us from contingent financial losses from unforeseen events. Hence, insurance premium consumes a large portion of our budget. But there are ways that can help you in lowering the cost of coverage without sacrificing the protection [ READ MORE ]

Should you pay in full or settle your debts

It can give a hard time to the debtor to decide whether to pay the debt in full or to settle for less. Unfortunately, there is no rule of thumb that can tell you which one is better. You need to decide depending upon your situation. Opinions vary widely both between the industry professionals and [ READ MORE ]

What you should know before cosigning a loan

Many of us try to be helpful when a friend or relative wants us to cosign a loan for him/her. But before you sign in the loan document you must understand the pros and cons of being a cosigner. Things that you’re putting at stake as cosigner Your friend would try to convince you that [ READ MORE ]

Are you ready to pay new charges on credit card this New Year?

The New Year might not bring good news for the credit card users because card issuers are devising new tactics to get around the Credit Card Act 2009 to keep their profits rising. The Credit Card Act was expected to bring huge relief to millions of credit card users who were suffering under the burden [ READ MORE ]

Enjoying Christmas without getting into debt

Many of us are feeling the pinch in our pocket but even then it’s time to celebrate and enjoy the Christmas with our family. However, that doesn’t necessarily mean that you have to go overboard. You can still manage to have a gorgeous Christmas while staying within a budget. Here are some ideas to make [ READ MORE ]