Comments for Debt Consolidation Care Official Blog http://www.debtconsolidationcare.com/blog Debt Consolidation Blog - Official Blog of Debtconsolidationcare Sun, 21 Mar 2010 21:29:37 +0000 http://wordpress.org/?v=2.7 hourly 1 Comment on Identity theft: How to protect yourself from falling a victim by jason http://www.debtconsolidationcare.com/blog/2010/02/13/identity-theft-prevention/comment-page-1/#comment-1820 jason Wed, 17 Feb 2010 06:12:11 +0000 http://www.debtconsolidationcare.com/blog/?p=627#comment-1820 Lee, First off, thanks for posting your comment. Now-a-days, it's really difficult for one to trust others with one's information. You're right that online transactions possess greater risk as most of the scams take place there. So, when posting your sensitive data online, check the site's authenticity and also check out the company's privacy policy before submitting your information. Also avoid clicking on links that are from unsecured sources. If you're not confident about posting your information on a site, better avoid it. Lee,

First off, thanks for posting your comment.

Now-a-days, it’s really difficult for one to trust others with one’s information. You’re right that online transactions possess greater risk as most of the scams take place there. So, when posting your sensitive data online, check the site’s authenticity and also check out the company’s privacy policy before submitting your information. Also avoid clicking on links that are from unsecured sources.

If you’re not confident about posting your information on a site, better avoid it.

]]> Comment on Should you pay in full or settle your debts by Grg http://www.debtconsolidationcare.com/blog/2010/01/16/paidinfull-settlement/comment-page-1/#comment-1819 Grg Wed, 17 Feb 2010 01:05:36 +0000 http://www.debtconsolidationcare.com/blog/?p=584#comment-1819 Hi, I had my car stolen and my insurance is going to payoff a certain amount of my car, but I am left with a balance of $5.800.00. I want to get another car. All of my payments have been on time. What i want to know is if I should settle the $5,800.00 by offering then $2000.00? how would this affect me? Could I require as a condition that they will show the account paid in full, paid as agreed? Thanks Hi, I had my car stolen and my insurance is going to payoff a certain amount of my car, but I am left with a balance of $5.800.00. I want to get another car. All of my payments have been on time. What i want to know is if I should settle the $5,800.00 by offering then $2000.00? how would this affect me? Could I require as a condition that they will show the account paid in full, paid as agreed?

Thanks

]]> Comment on Identity theft: How to protect yourself from falling a victim by lee http://www.debtconsolidationcare.com/blog/2010/02/13/identity-theft-prevention/comment-page-1/#comment-1815 lee Sun, 14 Feb 2010 05:28:49 +0000 http://www.debtconsolidationcare.com/blog/?p=627#comment-1815 How can you be safe doing business online? Is this where there is a lot of scam artist? Can I purchase long term health insurance online in a safe manner? If I go to a person in an office,which is really his house, does he also put my information out on the internet,being that he is not sitting in (for example) the John Hancock office? How can you be safe doing business online? Is this where there is a lot of scam artist? Can I purchase long term health insurance online in a safe manner? If I go to a person in an office,which is really his house, does he also put my information out on the internet,being that he is not sitting in (for example) the John Hancock office?

]]> Comment on Default payday loan - can I get arrested on this charge? by lashonda gordon http://www.debtconsolidationcare.com/blog/2009/02/28/default-paydayloan-wayout/comment-page-1/#comment-1783 lashonda gordon Thu, 21 Jan 2010 19:21:17 +0000 http://www.debtconsolidationcare.com/blog/?p=139#comment-1783 In 2006 I picked up a few pay day loans. I went to pay them off. I was able to pay all but 1 of them the company informed me that they no longer had my information. So, I just decided to leave it alone. Then my aunt calls me in November and tells me someone is calling her telling her they are taking me to jail and so on. I paid them $200 in December and was suppose to pay the other $200 this January but, I am in a bit of a financial bind so I am unable to. The manager of this particular company has cursed me, called me ignorant, and told me I was going to jail because I did not pay the bill. I have called them and asked if, they could possibly wait until next month. In this situation I don't know what to do. In 2006 I picked up a few pay day loans. I went to pay them off. I was able to pay all but 1 of them the company informed me that they no longer had my information. So, I just decided to leave it alone. Then my aunt calls me in November and tells me someone is calling her telling her they are taking me to jail and so on. I paid them $200 in December and was suppose to pay the other $200 this January but, I am in a bit of a financial bind so I am unable to. The manager of this particular company has cursed me, called me ignorant, and told me I was going to jail because I did not pay the bill. I have called them and asked if, they could possibly wait until next month. In this situation I don’t know what to do.

]]> Comment on Should you pay in full or settle your debts by Holly http://www.debtconsolidationcare.com/blog/2010/01/16/paidinfull-settlement/comment-page-1/#comment-1779 Holly Wed, 20 Jan 2010 00:34:16 +0000 http://www.debtconsolidationcare.com/blog/?p=584#comment-1779 Help!! I have had 3 previous title loans from the same company here in Boise, all in good standing. Well, on my 4th loan, the engine on my car had went out & I was forced to buy another vehicle. Anyway, I had gotten behind on payments so agreed to come in in 2 weeks to pay off loan, which was this past Fri. We had agreed to settle for $985 so I went in & paid it.. Today I have a letter in the mail from them w/ a one-time offer to settle for $500.00 at the same local office.. If I wouldn't have borrowed this $, it wouldn't be such a huge deal! Is there ANYTHING that I can do guys!? I have an offer to settle for $500.00 2 days after paying it off!!! :cry: Help!!
I have had 3 previous title loans from the same company here in Boise, all in good standing.
Well, on my 4th loan, the engine on my car had went out & I was forced to buy another vehicle.
Anyway, I had gotten behind on payments so agreed to come in in 2 weeks to pay off loan, which was this past Fri.
We had agreed to settle for $985 so I went in & paid it..
Today I have a letter in the mail from them w/ a one-time offer to settle for $500.00 at the same local office..
If I wouldn’t have borrowed this $, it wouldn’t be such a huge deal!
Is there ANYTHING that I can do guys!?
I have an offer to settle for $500.00 2 days after paying it off!!!
:cry:

]]> Comment on 9 Tips to save for settlement by Julie http://www.debtconsolidationcare.com/blog/2009/11/26/saving-tips-for-settlement/comment-page-1/#comment-1776 Julie Fri, 15 Jan 2010 17:26:05 +0000 http://www.debtconsolidationcare.com/blog/?p=546#comment-1776 I would like to hear more about settlement - should the debtor offer 1/2 of the debt on a judgement - or 3/4 or is there a rule of thumb regarding this? Or is this even negotiable? I would like to hear more about settlement - should the debtor offer 1/2 of the debt on a judgement - or 3/4 or is there a rule of thumb regarding this? Or is this even negotiable?

]]> Comment on Should you negotiate your debt situation with creditors? by phyllis http://www.debtconsolidationcare.com/blog/2009/11/20/negotiate-with-creditor/comment-page-1/#comment-1755 phyllis Tue, 08 Dec 2009 06:08:46 +0000 http://www.debtconsolidationcare.com/blog/?p=541#comment-1755 MY HUSBAND AND I ARE FARMERS WE BORROWED ON CREDIT CARDS FOR YEARS AND PAID THEM EVERY YEAR WHEN WE GATHERED OUR CROPS. HURRICANE GUSTAVE 2008 RUINED ALL OUR CROPS SO WE HAVE BEEN PAYING OUR MONTHLY NOTES FROM OTHER BORROWED MONEY WHILE THE CREDIT CARDS HAE JUMPED UP THEIR INTEREST RATES AND NOW TO TOP IT OFF WE HAD ANOTHER DISASTER FARMING YEAR DUE TO DROUGHT., THEN CONTINUOUS RAIN IN OCTOBER THE HARVEST MONTH. THERE IS NO WAY WE CAN PAY BACK OVER $60,000.00 IN CC DEBT PLUS $44,000.00 on our house which had been paid for for 35 years. WE ALSO HAVE FARMING EQUIPMENT NOTES. WE ARE ON DISABILITY AND I AM HAVING MY SECOND BACK SURGERY THIS YEAR ON DEC 29, 2009. WE HAD COUNTED ON OUR FARMING INCOME WHICH IS MANEGED BY OUR SON TO PAY THESE DEBTS BACK AND NOWM2 DISASTERS IN SUCCESSION (very rare) has put us in terrible shape financially plus using up all our saved retirement and now we are 63 and 59 years old and disabled to start over. Should we try negoitiating with the credit card companies? ShoulD we try before we run completely out of money and have to stop making payments? MY HUSBAND AND I ARE FARMERS WE BORROWED ON CREDIT CARDS FOR YEARS AND PAID THEM EVERY YEAR WHEN WE GATHERED OUR CROPS. HURRICANE GUSTAVE 2008 RUINED ALL OUR CROPS SO WE HAVE BEEN PAYING OUR MONTHLY NOTES FROM OTHER BORROWED MONEY WHILE THE CREDIT CARDS HAE JUMPED UP THEIR INTEREST RATES AND NOW TO TOP IT OFF WE HAD ANOTHER DISASTER FARMING YEAR DUE TO DROUGHT., THEN CONTINUOUS RAIN IN OCTOBER THE HARVEST MONTH.
THERE IS NO WAY WE CAN PAY BACK OVER $60,000.00 IN CC DEBT PLUS $44,000.00 on our house which had been paid for for 35 years. WE ALSO HAVE FARMING EQUIPMENT NOTES. WE ARE ON DISABILITY AND I AM HAVING MY SECOND BACK SURGERY THIS YEAR ON DEC 29, 2009. WE HAD COUNTED ON OUR FARMING INCOME WHICH IS MANEGED BY OUR SON TO PAY THESE DEBTS BACK AND NOWM2 DISASTERS IN SUCCESSION (very rare) has put us in terrible shape financially plus using up all our saved retirement and now we are 63 and 59 years old and disabled to start over. Should we try negoitiating with the credit card companies? ShoulD we try before we run completely out of money and have to stop making payments?

]]> Comment on Should you negotiate your debt situation with creditors? by Nancy http://www.debtconsolidationcare.com/blog/2009/11/20/negotiate-with-creditor/comment-page-1/#comment-1749 Nancy Fri, 04 Dec 2009 19:29:36 +0000 http://www.debtconsolidationcare.com/blog/?p=541#comment-1749 I'm in the same boat. I worked out a repay plan with Chase and they took off the negative stuff on my CR,but I'm trying to work with Capital One and they're awful won't work with me. I spoke with Credit Answers yesterday,but reading blogs I'm concerned. I don't know what to do Any suggestions,has soneone had problems with Cap One that might have suggestions for me. Nancy Phoenix,az I’m in the same boat. I worked out a repay plan with Chase and they took off the negative stuff on my CR,but I’m trying to work with Capital One and they’re awful won’t work with me.
I spoke with Credit Answers yesterday,but reading blogs I’m concerned. I don’t know what to do Any suggestions,has soneone had problems with Cap One that might have suggestions for me.

Nancy
Phoenix,az

]]> Comment on 2009 Credit Card Reform Act: What does it promise? by Jackie Folk http://www.debtconsolidationcare.com/blog/2009/11/07/credit-card-reform-act/comment-page-1/#comment-1745 Jackie Folk Tue, 01 Dec 2009 21:40:06 +0000 http://www.debtconsolidationcare.com/blog/?p=525#comment-1745 I do not know if it going to help with the credit card companies not raising interest rates,because this month I have received several notices from my credit card companies raising the rate as of Jan.1,2010. I do not know if it going to help with the credit card companies not raising interest rates,because this month I have received several notices from my credit card companies raising the rate as of Jan.1,2010.

]]> Comment on Getting Married was my best Finance Decision by Debora Brodner http://www.debtconsolidationcare.com/blog/2009/06/12/interview-weakonomics/comment-page-1/#comment-1740 Debora Brodner Sat, 28 Nov 2009 22:59:34 +0000 http://www.debtconsolidationcare.com/blog/?p=367#comment-1740 Wow! Getting married! It sounds as the most beautiful thing in the world. My two sons got married and they all went for an <a href="http://www.eriefcu.org/ezsaver" rel="nofollow">easy saver</a> method, which allowed them to raise money and to buy all the necessary things in their new house. Good luck and be blessed! Wow! Getting married! It sounds as the most beautiful thing in the world. My two sons got married and they all went for an easy saver method, which allowed them to raise money and to buy all the necessary things in their new house. Good luck and be blessed!

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