http://www.debtconsolidationcare.com/blog Debt Consolidation Blog - Official Blog of Debtconsolidationcare Fri, 19 Mar 2010 11:01:04 +0000 http://backend.userland.com/rss092 en The banking industry is going through a lot of changes recently. It is the time of unrest when both the banks and the consumers are confused about the effects that the new laws would have on their financial future. The CARD Act 2009, is forcing the banking institutes to change ... http://www.debtconsolidationcare.com/blog/2010/03/19/improve-credit-score/ Payday loans may be quite handy when you need that emergency cash but what you have to remember here is that you have to pay them back on time. Payday loans, if not paid back in time can be quite troublesome and before you even realize, you may be in ... http://www.debtconsolidationcare.com/blog/2010/03/19/payday-loan-disadvantages/ As the new laws are gradually taking effect, banks and financial institutions are modifying their rules to put up with the changing regulation. Bank of America has recently decided to abolish the overdraft benefit altogether in the light of the changes which would, henceforth, require the banks to limit their ... http://www.debtconsolidationcare.com/blog/2010/03/13/bofa-ends-overdraft-charges/ When looking for an online debt consolidation service, you may be confused as to which company is better to deal with. You may come across negative feedback posted on the web, but that isn't true always. Such negative feedback often leads to misconceptions about the companies. That's how the web ... http://www.debtconsolidationcare.com/blog/2010/03/08/freeadvice-service/ With the President signing the new Credit Card Act of 2009 into law, how will your credit habits change – or will they? It is said that many users can now avoid the increase in rates on the existing balance and will find more time to pay on their monthly ... http://www.debtconsolidationcare.com/blog/2010/03/05/new-credit-card-laws-effect-customers/ With the new credit card rules having taken effect from 22nd of February, 2010, it's quite clear that the credit card companies will now lose lots of money as the new laws impose restrictions on charging high rate of interest and various fees. It's also evident that the credit card ... http://www.debtconsolidationcare.com/blog/2010/03/05/close-creditcard/ I couldn't resist myself from comparing the recent economic debacle in USA with a devastating earthquake - when the USA remained its epicenter the tremor could be felt through out the nations. Recently, the revelation of the distressing condition of Greece's economy only affirms my observation. Greece's indebtedness of € ... http://www.debtconsolidationcare.com/blog/2010/03/05/greece-economic-recession/ Credit report reflects your financial health, your credit worthiness. Whenever you apply for a credit card or auto loan or mortgage, your credit report is viewed by the creditor before offering you the loan. Any wrong or inaccurate information on the report can result in a denial by the lender. ... http://www.debtconsolidationcare.com/blog/2010/02/26/dispute-credit-report/ More and more students are now looking for student loans to finance their education and hence there is a huge demand for credit. This in turn has resulted in a huge gold rush for the banks and other private corporations. Real estate used to be a stable area for investment, till ... http://www.debtconsolidationcare.com/blog/2010/02/26/the-student-loan/ The series of bad news aren’t yet over for consumers with bad credit. The changes in the credit card lending laws would now allow a bank to charge as much as 80% APR on its subprime credit cards. It may sound impossible but it is true. Recently one of ... http://www.debtconsolidationcare.com/blog/2010/02/19/subprime-creditcard-rates/