20 authors- 20 debt stories- and 1 book

Published by admin on Tagged About DebtCC

Learning from real life students, the real life debt students, who experienced it themselves“. Here comes the good news for all the DebtCC community members who want to be authors and readers who are sick of reading crappy advices on debt relief……yes you have heard me right! Now, the DebtCC members can share their real life debt stories with the whole world.

The whole plan is about publishing a book entitled “20 authors 20 real life debt stories” with 20 debt stories from 20 different authors (normal people who fought the debt and won over it). It will be a narration of what worked and what didn’t, what they knew and what they didn’t, what mattered and what didn’t. A complete story in their own words.

The book won’t be merely a collection of 20 odd clichéd stories; rather it would be an ensemble of real life stories written by people who were once sucked in to debt. At its most basic, the authors will share how they got trapped into the world of debt and how they clawed their way out. Being in debt is very intimidating as well as depressing. You do not find anyone near you with whom you can talk to and share your money worries. I guess the stigma with the word DEBT still exists and it’s really very unfortunate.

20 authors - 20 debt stories and 1 book

With the help of this book, the community is hoping to help all the individuals who are struggling with their debt problems on their own, with no one beside to support them. They will be helped and more importantly motivated by these real life stories.

Within 2 days we have got two authors (FYI and Frogpatch) and soon we will have another 8 to start. So, if you want to participate then post your responses in the forum under 20 stories - 20 authors - book - how I solved my debt thread.

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Ban on anonymous web postings. China failed, can Kentucky pass? Is it becoming a trend?

Published by admin on Tagged Web

No more (anonymous) comments on blogs. No (anonymous) forum posts in debt forums.” Does it sound like our web future? A year back it reflected as the future of Chinese bloggers but thanks to the efforts of bloggers across the globe forcing the Chinese government to convert it to a self-discipline code.

Blog era was an era of shift from anonymity (Internet’s original strength) to identity. It was a shift by choice not by forceful laws. Internet/Web still has its own charm with its anonymity (for good and bad). This month an Eastern Kentucky lawmaker wanted to ban Kentuckians from anonymously posting information on the Internet.

Is it becoming a trend? First NY and now KY

Last month (Jan, 2008), New Jersey became the first state to enact a law requiring the dating sites to disclose whether they perform background checks. Ban on anonymous web postings is very different from the law that was passed on NJ’s online dating sites as dating is an act where two people make personal relationship while forum/blog is a place where a community meets as a group, the individuality doesn’t come into play at all. At many forums like debtcc forums, the community members are connected because of some common topic of interest and making personal relationship is not mandatory. It is up to the members whether they want to personally interact with others or not.

Now, let’s see what the proposed law says.

Kentucky posting error

According to the proposed law:

  1. Anyone who contributes to a website needs to register their full name, address and email address with that site. (How is one supposed to verify it?)
  2. Their full name would be used everytime a comment is posted.

Punishment for violation:

  1. $500 for a first offense.
  2. $1000 for each offense after that.

Did Rep. Tim couch hear of his fellow member Publius? I know that it is practically impossible to impose such a law. We went ahead and asked our community members about it (Post 1:Feedback about proposed law” and Post 2:About disclosing their identity on debtcc forums“).

Some of the feedbacks from our community members:

  • I can not have my “true name” out there because of my work. There are other people who have posted that they were in the same position. They have actually posted that they could lose their jobs over their financial difficulties. One person who worked in an accounting firm did, over her pdl issues. As JCEMT said about google-ing your name..that could really hurt some of the members and has the potential to keep others from getting the help they need- RoxyNY (not the real name)
  • If posting under actual names became a requirement, I’d be gone. I’ve grown to love this place, and I consider some of you as ‘really-extended family’. But I have valid reasons, both personal and professional, to keep my private life private.I deal with sensitive data on behalf of my clients. As an IT consultant, I have their businesses literally in the palm of my hand. While my financial woes are older than dirt and all but insignificant compared to many I read here, would you want me hacking on your servers, knowing I was an active member of a site like this? Think about it….
    - Says unclewulf (not the real name)
  • I totally agree. I would never have posted any of my problems here and because of that I would not have gotten where I am today. I hope that makes sense …
    - says spatterson_40 (not the real name)

The last comment is real worrying and can be considered as an opinion availed by almost 50% of the masses with debt problems.

Will the proposed law reduce the criminal activities or increases it?

It will probably increase stalking and real crimes as folks will now be able to actually find the person they are pissed at (says a member at WMW, another forum). Remember the case of Kathy Sierra, blogger and author, who got death threats over her blog. Some people want to avoid it while enjoying the same status as of Kathy on blogosphere esp the financial knowledge-o-sphere.

Other factors to consider

  1. The cost involved in verifying the identity of the user.
  2. How is one supposed to know that this is the same person who claims it to be behind the name? The accuracy is almost impossible.
  3. Will bloggers be ever interested in doing such a level of interrogation while accepting a comment?
  4. Will I ever respond to the emails/phone calls asking for verification?
  5. How would KY succeed where China failed? Internet is controlled by KY webmasters alone. Will KY have a restricted use of Internet participation?
  6. This would be a dream come true for marketers and spammers. They will get some more information in public and more information from website owners.
  7. Then what will happen to services like blogger, wordpress.com, who will verify the user’s commenter?

I am just hoping that we aren’t seeing a trend here (Will Hillary Clinton or Barack Obama will raise such issues too?). Earlier China, then NY and now KY. If it continues to influence other representatives then Web would lose it original strength of being anonymous. As webmasters most of us are very carefully about user privacy but a law might make it impossible to survive esp for community websites.

Let’s raise our opinion!!!!

politics, human rights, china, freedom of speech, freedom-of-speech, media, blogging, web, forum,Hillary Clinton, Barack Obama

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Mike and debt of sea - The movie

Published by admin on Tagged Debt Consolidation

Debt in itself is a simpler concept but while sailing through the sea of debt it sometimes feel otherwise. We have tried to make the concept simplified using some pictures and symbols.

Movie cast:

  • Lead role : Mike (the debtor).
  • Acrtress in leading role: Jessi, the debtcc community member.
  • Actor in supporting role: Mr Tom (the financial coach).
  • (Negative role) Payday lender: The friend, the betrayer (with his pet shark).

For the complete movie visit
http://www.debtconsolidationcare.com/movie/seaofdebt.html

And the oscar goes to …

Oscar goes to ...

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Income can help you solve debts

Published by admin on Tagged About DebtCC

There is a limit to what you can do with debts unless you increase your income. With this concept in mind our community has suggested us a new forum “How to increase my income? forum“.

There are some good discussion about

  • Video news monitor from home.
  • List of Paid Survey sites.
  • Mystery Shopping

100 post in less than 2 days says it all. Thanking the community for great suggestions.

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DebtCC reveals 6 money making secrets to get out of debt

Published by simon on Tagged Earning Option, Personal Finance, About DebtCC

If you are in huge debt and struggling to come out of it, DebtCC is the best place for you. The community, comprising of nearly 108075 members serves a two-fold purpose in making you debt free. They not only provide you with a simple debt free solution, but also offer you with some financial guidance.

Lately, the DebtCC community has come up with 6 simple ways for you to make money with DebtCC and become debt free. Do you know that you can earn $100 - $900 a month with the DebtCC community?

Get to know the 5 simple money earning ways from DebtCC community:

1. Earn while you post in the community forums:

Each time you post in the community forums you win some DebtCC points. These points can be converted into dollars. Once your point value is worth $10 you are free to cash out your amount. If you want to cash out you need to request a Simon or Jason to send you the amount by check or paypal.

2. Earn while you share your real life story with the community :

The section comprises of some real life stories of the people who successfully managed to come out of huge debt. Such stories would be some genuine example for the debt-trapped people. One single book comprises of 100 different stories. If you, as an author share one story with the community, it gets compiled in a book. Each book comprise of 100 stories. If the community can make $100,000 from a single book then each author can get an amount of $1000 for every story.

3. Start your own blog with us and make money :

If you register with the debt community, and host a blog under our domain, you can make money. DebtCC would host your blog and publish it in the internet. The experts would assist you with their marketing knowledge, to get more visitors. Your adsense would help you to earn lots of money as your blog will get ample traffic from DebtCC. Moreover, the community would also help you with all the technical support that you need for your blog.

4. Community review in local newspaper can help you to earn over $1000 :

If you can make some arrangements of reviewing the DebtCC community in the local newspaper, you will be rewarded with $1000 at one go.

5. Become a Hall of Fame and earn huge cash :

When you complete 1000 posts in the DebtCC forums, you will be eligible to be nominated for the DebtCC hall of fame. The community would then start a thread in the DebtCC forum on your name, something like “Vote for your name to Hall of Fame”. If the members cast 10 positive votes in your favor, you will earn $100 instantly.

6. Debtcc income forum:

Debtcc community has lately introduced an interactive platform on different scopes of income. The purpose of the community income forum is to update people with the different income procedures.

To know more about the different income methods, look forward to my next post.

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About Us

Debt Consolidation Care LogoDebt Consolidation Care, the internet's first get-out-of-debt community with more than 104K community members fighting together for debt relief (see About Us). The Debt Team comprises of some talented, hard working members. We have created this blog specially to update you on our workings.

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